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    Hope Charter School - Consumer Mathematics Mr. Bujak September 8, 2009

    Hope Charter School - Consumer Mathematics Mr. Bujak Page 1 of 4

    2116 East Haines StreetPhiladelphia, Pennsylvania 19138

    Phone: 267-336-2730

    Course Name: Consumer Mathematics (full year, 1 credit) Room: 205

    Teacher's Name: Mr. Bujak

    Extension: 5612

    Email Address: [email protected]

    Introduction and Course Overview:

    This course is designed to help students become financially literate and fiscally

    responsible. Using information gained in this course, students will be able to make life-longdecisions in managing personal and business finances. Topics covered include creating apersonal financial budget, using a checkbook and savings account, using credit responsibly,

    financing a house by understanding various mortgage options, investing money, purchasing

    insurance, planning for retirement, and managing business finances.

    Course Goals:Our shared goal for this course is for each student to meet or exceed the objectives and

    goals presented in the Pennsylvania Department of Education (PDE) standards for ConsumerMathematics. These standards may be accessed on the Internet at http://www.pde.state.pa.us by

    clicking on the Academic Standards link. I would also be happy to personally provide a copy

    of the appropriate PA state standards upon request.It is my intent that students in this course will be successful. Students must be willing to

    expand their minds, limit excuses, and dispose of any self-imposed limitations on learning. In

    order to achieve this, we will gradually raise our own, and the class expectation levels inConsumer Mathematics set by the Department of Education.

    As your instructor for this course, my goal is to impart proven strategies and techniques

    to help students become critical consumers and more aware of what it takes to be successful

    lifelong learners. Learning is more than just opening up a book; it involves opening your minds.

    Unit Topics:

    1.

    On Your Owna. Covering Your Expensesb. Making and Changing Your Budget

    2. Earning a Paycheck

    a. Your Salaryb. Your Take-home Pay

    3. Banking and Saving

    a. Choosing a Bank

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    b. Using a Checking Account4. Cash or Credit

    a. Credit Card Math

    b. Loans and Interest5. Selecting Housing

    a.

    Finding a Place to Liveb. Decorating Your Home6. Buying and Preparing Food

    a. Eating for Good Health

    b. Choosing and Buying Groceries

    7. Buying Personal Itemsa. Deciding What You Need

    b. Getting the Best Buy

    8. Owning a Vehiclea. Buying and Leasing a Vehicle

    b. Maintaining a Vehicle

    9.

    Recreation, Travel, and Entertainmenta. Budgeting for Recreation

    b. Planning a Trip

    Pennsylvania Academic Standards for:

    1. Economics

    a. 6.1. Economic Systems

    b. 6.2. Markets and the Functions of Governmentsc. 6.3. Scarcity and Choice

    d. 6.4. Economic Interdependencee. 6.5. Work and Earnings

    2. Geography

    a. 7.2. The Physical Characteristics of Places and Regionsb. 7.3. The Human Characteristics of Places and Regions

    c. 7.4. The Interactions Between People and Places

    3. Family and Consumer Sciencesa. 11.1. Financial and Resource Management

    b. 11.2. Balancing Family, Work, and Community Responsibility

    c. 11.3. Food Science and Nutrition

    4. Reading, Writing, Speaking and Listening:a. 1.1. Learning to Read Independently

    b. 1.2. Reading Critically in All Content Areas

    c. 1.3. Reading, Analyzing and Interpreting Literatured. 1.4. Types of Writing

    e. 1.5. Quality of Writing

    f. 1.6. Speaking and Listeningg. 1.7. Characteristics and Function of the English Language

    h. 1.8. Research

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    5. Mathematicsa. 2.2. Computation and Estimation

    b. 2.3. Measurement and Estimation

    c. 2.4. Mathematical Reasoning and Connectionsd. 2.5. Mathematical Problem Solving and Communication

    e.

    2.6. Statistics and Data Analysisf. 2.8. Algebra and Functions6. Other disciplines as appropriate.

    Textbook:

    Practical Mathematics for Consumers, Third Edition Globe Fearon Pearson LearningGroup, ISBN 0-13-024146-6.

    Required Materials:In order to be proactive in your education, and in this course, you are required to come to

    class prepared to learn. For this course, you will need the following materials every day:

    Pencil or pen

    Loose leaf paper

    3-ring binder (initial 1.5-inch binder can be supplied free)

    Textbook (will be kept in classroom)

    Students are required to keep all assignments, all handouts, and all personal class notes in theirown binder, dated, and in reverse chronological order. Students may leave their binders in the

    classroom on the assigned shelf.

    Instructional Methods:Active learning, adaptive learning, audio/visual aids, authentic assessment,

    brainstorming, closure, completed work chart, concept (mind) maps, cooperative learning, cross

    checking, decision making, didactic questioning, direct instruction, discovery learning,discussions, discussion groups, examples, explanations, feedback, formative assessments, goal

    setting, graphic organizers, group work, guided practice, illustrations, independent practice,

    inquiry-based learning, key word strategies, message board, modeling, note taking, opendiscussions, pair problem solving, peer tutoring, praise, pre- test, prior knowledge, recalling,

    project-based learning, reflection, role playing, simulations, skills inventory (Study Island) study

    aids, tutoring, word wall.

    Guidelines and Expectations:

    Students Obligations:

    1. We will learn the meaning of respect and practice it.

    2.

    Every student will be accountable for his/her actions.3. Classwork and homework will be an interactive process.

    4. All electronic devices must be turned at the front desk.5. Absolutely no profanity, vulgar language, or crude joking.

    6. Students will be expected to use their critical thinking skills.

    7. No eating or drinking or chewing gum in class.8. Be on time, bring your stuff, and be prepared to learn.

    9. Only class-related items on the desktop: our textbook, your binder, your pen/pencil

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    10.Cheating is stealing and sometimes illegal. Cheating earns you a failing grade.11.Passing and failing is a decision that each student must make on his/her own.

    Teachers Commitment:

    1. I shall work with each student to maximize his/her full potential.

    2.

    I shall treat each student with respect.3. I shall value my students in and out of class.4. I shall model the behavior I want my student to have.

    5. I shall teach skills that will take students beyond the classroom.

    6. I shall treat all students equally regardless of how they choose to treat me.

    7. I shall act in a professional manner at all times.8. I shall enforce the rules of Hope Charter School consistently.

    9. I shall teach every day and waste no time.

    10.I shall accommodate each students special needs and modify lessons to meetIndividualized Education Plans.

    Attendance and Make-Up Work:In order to be successful in this course, it is important that students attend class each day

    that school is in session. Students who are absent must bring an excused absent note. This note

    must be presented to our Director of School Culture, Mr. King, or the students advisor. Students

    with a valid note will be allowed to make up work. Students will have a specific allotted amountof time to turn in make-up work. Students are responsible to find out what they missed and

    incorporate this appropriately into their notebook.

    Course Requirements and Grading:

    Students will earn grades according to his/her progress in learning, his/her process inlearning, and his/her product(s) produced. Students will be graded on homework, classwork,

    class participation, quizzes, tests, and one project per quarter which will involve a mandatory

    presentation. Homework will be given three or four times a week. Tuesdays are test prep.Fridays will be a quiz/test on the recently learned concepts. Summative review tests/quizzes will

    be given at the end of the chapter and at the end of the unit.

    Grading will be weighed as such:

    Tests and projects 30%

    Classwork and Participation 20%

    Quizzes 30%

    Homework 20%

    Students will be graded using the following grade scale:

    90-100 A80-89 B70-79 C

    60-69 D

    Below 60 Failure

    All grades, assignments, and attendance will be recorded contemporaneously in PowerSchool

    available via the Internet at http://67.102.187.94