1st time homebuyer program guidelines - boston.gov · time homebuyer program guidelines 1 st...
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Time Homebuyer Program Guidelines
st1
Homebuyer 101 graduate
Approval from City of BostonParticipating Lender
1-, 2-, or 3-family properties or condo
Property located in Boston - Actual Principal Residence
1st Time Homebuyer
1-person household $ 95,200
2-person household $108,800
3-person household $122,400
4-person household $135,950
5-person household $146,850
6-person household $157,750
Buyer contributes50% of down payment Household Assets
not more than $75,000 (excluding retirement, 401K)HUD Income Limits Apply
HomeCenter.Boston.gov617.635.4663
Eligible applicants can receive up to 5% of the sales price!O%Interest Repaid at transfer, sale or
end of primary residencyDEFERRED LOAN
Program Eligibility
HUD Income Limits 120% of AMI
Boston Private Bank And Trust Company Diana Carvajal.Hirsch 617.912.3991 [email protected] www.bostonprivate.com
Cambridge Trust Company Dina M. Scianna 617.441.1430 [email protected] www.cambridgetrust.com
Citizens Bank Nancy Monbouquette 617.733.6836 [email protected] www.citizensbank.com
City Of Boston Credit Union Robert McCauley 617.635.2465
Century Bank Cornelius Prioleau 781.393.4062 [email protected] www.centurybank.com
Dedham Savings Bank Robert Madden 781.355.7424 [email protected] www.dedhamsavings.com
East Boston Savings Bank Leticia Rave 617.568.4354 [email protected] www.ebsb.com
Eastern Bank Chip Coveney 508.946.3291 [email protected] www.easternbank.com
Fairway Independent Mortgage Corp. Amy Wortzman 617.216.3532 [email protected] www.fairwayindependentmc.com
First Eastern Mortgage Peter J. Fraser 978.749.3100 https://www.randolphsavings.com
Guaranteed Rate McKenzie Dyhr-Arnold 773.290.0409 [email protected] www.guaranteedrate.com
Leader Bank, N.A. Vikas Selhi 339.235.8592 [email protected] www.leaderbank.com
loanDepot Rosella Campion 617.266.3999 x327 [email protected] www.loandepot.com
Metro Credit Union Deb Frank 617.889.7745 [email protected] www.metrocu.org
Mortgage Network, Inc. Brian Cavanaugh 617.771.5021 [email protected] www.mortgagenetwork.com
Needham Bank Wilfred Edwards 857.204.4471 [email protected] www.needhambank.com
OneUnited Anita Biggs 323.290.7543 [email protected] www.oneunited.com
People’s United Bank, N.A. Brian S. Risler 413.575.0350 [email protected] www.peoples.com
Prime Lending Doug Hurley 617.922.1990 [email protected] www.primelending.com
Residential Mortgage Services Jim Finucane 617.312.9963 rmsmortgage.com
Rockland Trust Renee Owens 781.603.2802 www.rocklandtrust.com
Salem Five Bank William J. Dorcena 617.899.4076
Santander Bank Steve Roussel 617.686.7988 [email protected] www.santander.com
StonehamBank Andreas Kristen 781.400.4621 [email protected] www.stonehambank.com
Webster Bank, N.A. Alison M. Gibbons 508.264.9222 [email protected] public.websteronline.com
Village Mortgage Company Anne Siemiatkaska 781.619.0039 x151 [email protected] www.villagemtg.com