1(.){:f',(;1[~ i
TRANSCRIPT
![Page 1: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/1.jpg)
IIIIIIIIIIIIIIIIIII
f~ AC'?-4-+~
1(.){":f',(;1[~
UKRAINE LOCAL ELECTRIC COMPANIES
DRAFT TERMINATION AND DEBT RESCHEDULING
PROCEDURES
(TASK A 2)
NIS InstItutIOnal Based Services Under the EnergyEfficiency and Market Reform ProjectContract No CCN-Q-OO-93-00152-00
Ukrame Power Sector ReformDelivery Order No 18
Fmal Report
Preparedfor
U S Agency for InternatIOnal DevelopmentBureau for Europe and NIS
Office of Envlfonment, Energy and Urban DevelopmentEnergy and Infrastructure DIvIsIOn
Prepared by
Hagler Bailly1530 WIlson Boulevard
SUIte 400Arlmgton, VA 22209-2406
(703) 351-0300
September 11, 1998
![Page 2: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/2.jpg)
______________ Hagler BaIlly _
IIIIIIIIIIIIIIIIIII
CONTENTS
Table of Contents
ExecutIve Summary
8 1 Task DescnptIOn
8 2 Background
8 3 Methodology and Approach
8 4 Recommended Future ActIOns
AppendIx A L'vIvoblenergo CollectIon Procedure Manual
AppendIX B L'vIVoblenergo CollectIOn Procedure Manual (UkramIan)
S-1
S-1
8-2
S-3
![Page 3: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/3.jpg)
IIIIIIIIIIIIIIIIIII
EXECUTIVE SUMMARY
S 1 TASK DESCRIPTION
The work on tlus task was Imtated under DelIvery Order 18 of the UkraIman Power SectorReform Project, Part III Local Electnc CompanIes (LECs) The ObjectIve of Task A underthIs portion of the Statement ofWork was desIgned to "Support Improvements m CollectIOnsand FmancIaI Systems"
The Scope of Work for these actIvIties mcluded the specIfic LEC-Task A 2, wluch states"Improve LEe operatIOn through prooper metenng, bIllIng and collectIOn procedures With agoal to collect m full (through cash, non-cash or subsIdy certIficates) and establIsh andImplement termInatIOn procedures, assIst to ensure that non-cash proceeds are properlyvalued, and assIst LECs m debt reschedulmg for energy mtenstIve customers"
S 2 BACKGROUND
The electnc power mdustry m Ukrame has undergone radIcal changes dunng the last severalyears, transformmg from a fully mtegrated, government controlled monopoly to a structureSImIlar to that ofthe Umted KIngdom's electrIc mdustry - separate generatIOn, transmISSIonand dIstrIbutIOn functIOns and competItIve energy supplIers Dunng tills same tIme theeconomy of the country has also suffered severe stress Many factones have found ItdIfficult, Ifnot ImpossIble, to compete m the open market Plants have closed and largenumbers of workers have been laId off or have receIved no salanes for long penods
ThIS transformatIon has brought With It many challenges and problems that need to be solvedBut none of the problems facmg the electnc mdustry IS more pressmg than that ofcollectmgrevenues from Its customers Extremely poor cash collectIOn rates, as low as 10% m somedlstnbutIOn compames, have had a senous effect on the financIal health of these compamesAnd because the dlstnbutIOn companIes have been unable to pay for the power they purchasefrom the EnergoMarket, there has been a duect negatIve Impact on the mdustry as a wholeThe most apparent Impact from the lack of cash has been mabilIty of generators to buyadequate fuel supplIes, resultmg m blackouts for many ofUkrame's CItIzens However, thelack ofcash has also resulted In other senous, though less ObVIOUS, long term effects Thesemclude poor or even non-exIstent mamtenance ofoperatIng faCIlItIes, lack ofcapItalmvestments to replace worn out faCIlIties or meet new needs, and the company's InabIlIty topay ItS employees and credItors
--------------- Hagler Badly ---------------
![Page 4: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/4.jpg)
IIIIIIIIIIIIIIIIIII
S 3 METHODOLOGY AND APPROACH
In late summer, 1997, and at the request of the Mimstry of Energy, USAID agree to support ashort term Cash CollectIOn Improvement Project III Ukrame Tlus project was deSIgned toaddress cash collectIOn problems at two speCIfic oblenergos, L'VIV and Zaporyzhra Teamsfrom Hagler BaIlly and CMP InternatIOnal began workIng WIth each of these utIlItIes mSeptember,1997 The focus of the teams was on the entIre revenue process, mcludmgmetenng, b111mg and collectIOns In 1998 the members of the team also began workmg WIthKhmelmtskyoblenergo
An extenSIve reVIew of the revenue process was undertaken m order to gam a betterunderstandmg of the cash collectIOn problem In L'VIV, the reVIew was Imtially lImIted toreSIdentIal and large mdustnal customers, as outlIned m the ActIon Plan for the CashCollectIOn Improvement Project In an effort to mcrease understandIng of the local processesand organIzatIOnal structure related to collectIOns, teams analyzed statIstIcal data, revIewedvarIOUS documents related to polICIes, procedures, government orders and contracts, andmterviewed key mdlvlduals wlthm the comparues
In addItIOn, the teams m L'VIV conducted group meetmgs of front Ime managers mvolved mthe collectIOn process These mcluded dIVISIon (PEM) deputy dIrectors and the Heads forSales and InspectIOns, as well as regIOnal (REM) managers or theIr representatIves It wasagreed that It was essential to mclude the people who would be responSIble for Implementmga new set of procedures m the development stage If the projects were to succeed
As can be found at utIlItIes mother countnes of the former SOVIet Uruon, the collectIOnprocedures In UkraIne, If stnctly followed, prOVIde for tImely collectIOn ofrevenueHowever, problems anse due to a lack of clanty whIch, m some mstances, allows managerson the local level to aVOId enforcement of the procedures and permIts customers to acqUIrelarge credIt balances Also, there IS no comprehenSIve approach to collectIOn procedures thatclearly states the steps ofthe process to be followed, IncludIng procedures to protectcustomers who truly need aSSIstance
As a result ofour work, a set oftermmatIOn and debt reschedulmg procedures has beendrafted for L'vivoblenergo, WIth the mtent that these may form the baSIS for a genenc set ofprocedures for any Oblenergo m Ukrame These procedures and forms been converted mtoUkrmman for the purpose ofreVIew WIth the Ukrarman counterparts, and future adoptIon anduse These are mcluded In AppendIces A and B The procedures are based on collectIonsprocedures used In Western countnes, takIng mto conSIderatIOn, wherever pOSSIble, theprocedures already In place In UkraIne The procedures Include the follOWIng elements
... CollectIOns calendar and work flowcharts for both ReSIdentIal and Non-ResIdentIalcustomers
... DIsconnect and reconnectlon procedures
... Payment arrangement and debt restructunng pohcles
--------------- Hagler Bailly ---------------
![Page 5: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/5.jpg)
IIIIIIIIIIIIIIIIIII
.. ResIdential and Non-ResIdential deposIt procedures
.. MedIcal emergency and WaIver certificatIOn procedures
.. Legal actIOn follow-up procedures
The procedures also mclude draft forms for use by a dIstnbutIOn company, mcludmg
.. DIsconnect and Post DIsconnectIOn NotIce forms
.. Payment Arrangement Plan form
.. Extended Payment Arrangement Plan forms for regular customers, budget customersand pnonty customers
.. DIsclosure Statement for Secunty DepOSIts
.. MedIcal Emergency and WaIver CertIficatIOn forms
RECOMMENDED FUTURE ACTIONS
The draft procedures contamed m tills report are an Irutial step m provIdmg a systematICapproach to collectIOns for the Oblenergos m Ukrame Further work needs to be done torefine these procedures before they can be finally adopted on a WIde-baSIS ThIS workmcludes
.. DetaIled reVIew of the procedures WIth speCIfic Oblenergos at L'VIV and Khmelrutsky
.. AdaptatIon of speCial reqUirements, such as changes that may be necessary for thelevehzed payment pIlot project bemg Implemented m L'VIV OblenergoReVIew and approval of the procedures WIth the Mmistry of Energy and the NatIonalRegulatory CommISSIOnAdoptIOn and endorsement of the procedures by seruor management atL'vivoblenergo and Khmelmtskyoblenergo
.. Tralillng of staffmembers m each company at the PEM and REM levels
In addItIOn, these procedures WIll be more effectIve where there IS a computenzed customerdatabase that allows the dIstnbutIOn companIes to record meter readmgs, calculate and pnntcustomer bIlls, track payments, and produce management reports that WIll supportImplementatIOn of the procedures Further progress should be made on the acqUISItIon andInstallatIOn of such a system at both L'VIV and Khmelmtsky
--------------- Hagler BaIlly ---------------
![Page 6: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/6.jpg)
IIIIIIIIIIIIIIIIIII
ApPENDIX A
L'VIV OBLENERGO COLLECTION PROCEDURE MANUAL
_______ HaglerBallly _
![Page 7: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/7.jpg)
Collections Calendar 30/9/98
Disconnect Notice 30/9/98
Payment Arrangements 30/9/98
Debt Restructuring 30/9/98
Resldentral Deposits 30/9/98
Non-Residential Deposits 30/9/98
Reconnectlon 30/9/98
Medical Emergency 30/9/98
Waivers 30/9/98
Legal Action 30/9/98
IIII No
I 110
I120
130
I 135
140
I 150
I160
170
I 180
190
IIIIIIIII
TOPIC
L'VIVOBLENERGO
Revenue Collection Procedures Manual
DATE ISSUED
Draft 1- Sep-98
DATE REVISED
![Page 8: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/8.jpg)
III NO
I 101
I102
103
I 104
105
I 106
107
I 108
I 109
IIIIIIIIII
L'VIVOBLENERGO
FORM
Disconnect Notice
Post Disconnection Notice
Payment Arrangement Plan
Extended Payment Arrangement Plan
Extended Payment Arrangement Plan - BUdget Customer
Extended Payment Arrangement Plan - Prlonty Customer
Disclosure Statement for Secunty Deposit
Medical Emergency Certification
Waiver Certification
![Page 9: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/9.jpg)
REVENUE COLLECTION PROCEDURE MANUAL
IIII
L'VIVOBLENERGO
PURPOSE
TOPIC Collections Calendar NO
PAGE 1 of 2 ISSUED
REVISED
110
30/9/98
Non-Residential Account Overdue
DESCRIPTION
This procedure describes the calendar of actrons taken by L'vlvoblenergo to collect overdue billsfrom customers
When a customer has not paid their bill on time or has paid an Insufficient amount, L'vlvoblenergowill undertake the following actions on the days indicated
q
Customer reads meter
Oblenergo reads meter
Capacity Charge for current month and prior month balance due
Payment due at Bank
Customer receives bIll for prror month balance
Payment for % of estimated energy due
Payment not receivedDisconnect Notice sent
Payment for % of estimated energy due
Disconnect Notice DuePayment not receivedNo payment arrangement establishedRead meter and disconnectLeave customer Form 102
Capacity for current month and prIor month balance due
Payments for prior month not received or are InsufficientDisconnect Notice sent
Day 30
Day 10
Day 30
Day 5
Day 5
Day 25
Day 10
Day 15
Day 25
DayS
Day 2
Month 2
Month 1
Month 1
Month 3
Residential Account Overdue
Month 2
IIIIIIIIIIIIIII
![Page 10: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/10.jpg)
REVENUE COLLECTION PROCEDURE MANUAL
IIIIIIIIIIIIIIIIIII
L'VIVOBLENERGO
Day 15
Day 20
TOPIC Collectlons Calendar NO
PAGE 2 of 2 ISSUED
REVISED
Payment for %of estimated energy due
Disconnect NotIce duePayments not received or are InsufficientNo payment arrangement establishedAccount listed on the Disconnect Work ListRead meter and disconnectLeave customer Form 102BegIn legal action In ArbitratIon Court
110
30/9/98
}O
![Page 11: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/11.jpg)
Calculation of Residential Customer Balance Due
Issuance of Disconnect Notice
DESCRIPTION
The follOWing Information must be included In all disconnect notices
1l
30/9/98
120
REVISED
ISSUED
NO
Total estimated or billed balance on the customer's account IS
greater than _ Hrv and overdue by more than 60 days
The customer does not make a payment agreed to In thepayment arrangement by the date due
TOPIC Disconnect Notice
PAGE 10f3
No payment has been made on the account for 2 months
REVENUE COLLECTION PROCEDURE MANUAL
Total estimated or billed balance on the customer's account IS
greater than _ Hrv and overdue by 5 days
The customer does not make a payment agreed to In theirpayment arrangement by the date due
Account numberCustomer's name and addressTotal balance dueDate notice mailedDate disconnect notice IS dueInformation on how the customer can stop the disconnectAddress phone number and hours of operation for oblenergo customer service office
This procedure describes when and why a Disconnect Notice must be Issued
L'VIVOBLENERGO
PURPOSE
Non-Residential Customer
Residential Customer
When there IS no current meter reading for a residential customer the Balance Due Will be equalto the depOSit amount for that customer category (See Section 140) If the customer ISdisconnected the Balance Due Will be adjusted based on the meter reading taken at the time ofdisconnection
A disconnect notice (Form 101) Will be Issued to the customer when one of the follOWingconditions apply
IIIIIIIIIIIIIIIIIII
![Page 12: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/12.jpg)
Deletion of Disconnect Notices
Disconnection Procedures
A disconnect notice will not be sent whenever
When the meter Inspector enters the customer s premises, he must advise the customer that hehas an order to disconnect the electnc service He must advise the customer of the amount of thebalance indicated In the disconnect notice and the procedure for payment and reconnectlon Ifthe customer pays the balance indicated In the disconnect notice In full and the fee for the meter
120
30/9/98
NO
REVISED
ISSUED
TOPIC Disconnect Notice
PAGE 2of3
REVENUE COLLECTION PROCEDURE MANUAL
The customer IS on the list of institutions and enterpnses whichcan not be disconnected by Cabinet of Ministers Order
A medical emergency has been certified by a registeredphysIcian
A customer IS eligible for a waiver by Cabinet of Ministers Orderand appropnate documentation has been filed withL'vlvoblenergo
Residential Customer
L'VIVOBLENERGO
Non-Residential Customer
Disconnect Notice Exemptrons
Disconnect Notice Due DatesThe due dates for residential disconnect notices will be Monday through Thursday Nonresidential disconnect notice due dates may be Monday through Friday Disconnect due dateswill not be scheduled for weekends and holidays All customers appearing on the DisconnectNotice Work List will be disconnected on the due date of the notice or Within 10 working days afterdue date No disconnections may be done pnor to the due date of the notice
Disconnect Notice Work Lists
A disconnect notice will be deleted from the Disconnect Work list when notification IS receivedfrom a customer service representative that the customer has remedied the reason for the noticeIn one of the follOWing ways
The overdue balance has been paid In fullThe customer has agreed to a payment arrangementA medical emergency has been established for reSidential customer and certified by a pUblichealth official (Medical Emergency Form 108)A Waiver due to the customer's eligibility for a subSidy or for a pnvlleged tanff that reqUires nopayment from the customer has been established (Waiver Certification Form 109)
A Disconnect Work List will be compiled two workdays pnor to the scheduled disconnect date andsent to the Head of Meter Inspectors The accounts will be listed In sequence by disconnect dateThis list will be updated dally and will serve as the work list for meter Inspectors
The Work List for Non-ReSidential Customers will also be sent to the Regional EnergyCommission office as notification of pending disconnections
IIIIIIIIIIIIIII
IIII
![Page 13: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/13.jpg)
Inspector's VISit, the meter Inspector will leave the service connected If the customer has areceipt showing payment of the balance, the Inspector will leave the meter connected
At the time the meter IS disconnected, the meter Inspector must read the customer's meter, fill outa Post Disconnection Notice (Form 102) and leave It at the customer's premises
REVENUE COLLECTION PROCEDURE MANUALIIIIIIIIIIIIIIIIIII
L'VIVOBLENERGO
TOPIC Disconnect Notice
PAGE 30f3
NO
ISSUED
REVISED
120
30/9/98
![Page 14: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/14.jpg)
DESCRIPTION
Special Payment Arrangement
Regular Payment Arrangement
During the winter months of November through March, a lOW-income ReSidential customer maybe offered a Special Payment Arrangement
rf
30/9/98
130
REVISED
ISSUED
TOPIC Payment Arrangement NO
REVENUE COLLECTION PROCEDURE MANUAL
PAGE 10f2
Under thiS type of arrangement the customer agrees to pay the current bill each month plus aportion of the arrears, including late payment charges, and does not go further mto debt WithL'vlvoblenergo
The arrangement amount plus the current month's bill will be reqUired each month until theaccount IS paid In full
The arrangement penod shall be approximately equal to the time It took to accumulate the pastdue amount The customer can enter Into thiS arrangement plan at any time Late paymentcharges are applied to their arrears balance each month
L'vlvoblenergo should collect In a timely fashion from those customers who can afford to pay forelectnc service, but It IS also the Oblenergo's responsibility to negotiate payment arrangementsthat are reasonable to the customer and the Oblenergo for those customers who are havingdifficulty paYing their bills Anytime personal contact With the customer IS made, a paymentarrangement must be offered If the customer IS experrenclng problems paying the amount owedA customer representative must explain the arrangement plan to the customer and negotiate aplan that best meets the customer's needs
This procedure descrrbes Residential and Non-Residential payment arrangements and eligibilitygUidelines
Under thiS type of arrangement the customer agrees to pay the current bill each month dunng thewinter penod and beginning In Apnl pay their current bill plus a portion of their arrears Thepayment arrangement should be calculated so that all of the customer's arrears are paid by theend of October L'vlvoblenergo may choose to waive the Late Payment Charge on the arrearsbalance through the wmter penod
A Regular Payment Arrangement IS used when a customer owes a balance and needs to spreadthe payment of their arrears over a penod of months
L'VIVOBLENERGO
PURPOSE
When customers are unable to pay the total balance due on their bill, service must stili beprOVided If the customer
1 Pays a reasonable portion of the current month's bill, and2 Agrees to pay the remaining balance In reasonable Installments and3 Agrees to pay all future bills Within a reasonable time until the arrangement IS paid up
This reasonable time IS defined as the due date of the payment
IIIIIIIIIIIIIIIIIII
![Page 15: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/15.jpg)
Second Payment Arrangement
Payment Arrangement Documentation
If a Non-Residential customer falls to comply with the terms of a payment arrangement, theOblenergo IS not reqUired to negotiate a second payment arrangement
30/9/98
130
ISSUED
REVISED
TOPIC Payment Arrangement NO
PAGE 20f2
REVENUE COLLECTION PROCEDURE MANUALL'VIVOBLENERGO
All payment arrangements must be documented In the L'vlvoblenergo's billing records and a lettersent to the customer for hiS records (Form 103)
If a Residential customer falls to comply with the terms of a payment arrangement dunng thewmter period, L vlvoblenergo may allow the customer to establish a second paymentarrangement However, the Oblenergo IS not required to negotiate a second arrangement
IIIIIIIII'IIIIIIIIII
![Page 16: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/16.jpg)
ThiS procedure describes the rescheduling for payment of old debt by electnc customers Theobjective IS to maXimize the present value of revenue recovery by L'vlvoblenergo
REVENUE COLLECTION PROCEDURE MANUALIIII
L'VIVOBLENERGO
PURPOSE
TOPIC Debt Restructunng
PAGE 10f4
NO
ISSUED
REVISED
135
30/9/98
IIIIIIIIIIIIIII
DESCRIPTION
Currently, there IS a substantial amount of money owed to L'vlvoblenergo by customers forelectnclty previously consumed In order to maXimize the present value of revenue recovery,L'vlvoblenergo Will conduct a comprehensive, systematic review and restructunng of all customerdebts Revenue recovery Will be accomplished by one of three means
Standard payment arrangementExtended payment arrangementLegal action
All current and future debts Will be vigorously pursued uSing the polley and procedures descnbedIn thiS manual All old debts (I e those debts over 3 months old) Will be pursued uSing theprocedures described In thiS sectionStarting 10/1/98, all debts Will accrue Interest at the annual rate of xx%, (the National Bank ofUkraine Interest rate on short term loans plus 2%) unless speCified otherwise In thiS polley
Maximum efforts WIll be used to collect all debts In cash Where cash eqUivalents or other assetsare accepted In lieu of cash, the credit to the customer's account WIll be based on the actualmarket value of the asset, not the face value The pnonty of assets preferred for payment of debtsIS
CashLIqUId cash eqUivalents of equal market value (state treasury notes, bank promissorynotes, etc)Offsets of equal market value (which must be executed through the bank offsetprocedure)Fixed assets of equal market value (only as a last resort, e g to sell to liqUidate a courtJudgement)
All payments Will be deposited In the L'vlvoblenergo cleanng account at the Energomarket Fundto be dlstnbuted according to the Energomarket Funds Procedure Payments which are notdeposited to thiS account Will not be credited to the customer's account
Debts of current customers Will not be written off or down Debt of disconnected customers Will bewritten off or down only after all legal procedures as desCribed In Section 190 are completed
Customers receiving energy service from Independent Energy Suppliers are stili ultimatelyresponsible to L'vlvoblenergo for any debt owed to L'vlvoblenergo L vlvoblenergo Will follow therevenue collection procedures descnbed In thiS manual, Including disconnection, to recover anysuch debt
Debt Re-schedullng Procedure
The procedure that Will be followed to claSSify reschedule and recover customer debts IS
![Page 17: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/17.jpg)
Extended Payment Arrangement
All active debtor customers will be segmented by the Sales Department Into two groups
L'vlvoblenergo Will begin Implementation of thiS procedure Immediately and Will make offers to allaffected customers as soon as pOSSible All offers Will be made no later than December 31 1998No offers Will be repeated after that date
The Sales Department Will send each customer a notice shOWing customer name accountnumber location tanff and amount of outstanding debt and offenng an extended paymentarrangement A copy of each notice shall be prOVided to the regional NERC office
30/9/98
135
ISSUED
NO
REVISED
PAGE 20f4
REVENUE COLLECTION PROCEDURE MANUAL
TOPIC Debt Restructunng
L'VIVOBLENERGO
descnbed below
Upon receipt of an Extended Payment Arrangement offer, the customer Will have 10 days torespond to L'vlvoblenergo, and accept the arrangement or negotiate an alternative Customersfailing to make such arrangements or failing to make payments on schedule Will be subject todisconnection In accordance With Council of MInisters Order #705 and the procedures descnbedIn thiS manual
Current Debtors, defined as those active accounts with 3 months debt or less These debtswill be vigorously pursued following the disconnection for non-payment procedure (Section120), and standard payment arrangement procedure (Section 130)Old Debtors, defined as those active accounts with over 3 months debt These debtors will beoffered an Extended Payment Arrangement, as descnbed In thiS sectlonelow
All active debtor customers will be vigorously pursued to collect the debts owed to L vlvoblenergoAny customer (except as specifically descnbed In the following paragraph) who falls to either paytheir debt In full or sign a standard or extended payment arrangement, or who falls to comply withthe payment schedule or other provISions of the payment arrangement, will be disconnected, asdescnbed In Section 120Debt collection for disconnected non-residential customers Will bepursued through legal action, as deSCribed In Section 190
L vlvoblenergo should pursue all avenues available to collect debt owed by customers, espeCiallycustomers with a substantial amount of debt Due to the extraordinary nature of the current debtSituation L'vlvoblenergo may offer Old Debtors a special Extended Payment Arrangement asdescnbed below
Extended Payment Arrangement
ThiS arrangement Will be used for all Industnal, agncultural, mUniCipal service reSidential, andother customers
The terms of the offer call for payment of the outstanding old debt In equal payments over apenod of not more than 48 months The minimum equal monthly payment IS 40% of an averagetotal monthly bill or 3% of the anginal outstanding debt, whichever IS greater Payments are to bemade to the Oblenergo by depOSiting directly Into the Oblenergo's account at the Energomarketfund, In cash where pOSSible otherwise With State Treasury Promissory Notes of equal marketvalue Interest shall accumulate dally on the outstanding balance, starting on the date the
IIIIIIIIIIIIIIIIIII
![Page 18: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/18.jpg)
payment arrangement offer IS sent at the annual rate of 30 % for unsecured debt and at the rateof 20% for debt secured by bank letters of credit or other similar means
Each customer shall sign a special payment arrangement contract with L'Ylyoblenergo specifyingthe amount and timing of debt repayment
Each Ministry and local department (acting through the local finance department) shall sign aspecial payment arrangement contract with the Oblenergo specifying the amount and timing ofdebt repayment Ministries and local departments may make payments directly, or may makearrangements for payments through the MInistry of Finance
The terms of the offer call for payment of the outstanding debt In 12 equal monthly amounts,including Interest starting no later than 30 days after the date sent Payments are to be made bythe Ministry of Finance to L'vlvoblenergo by depOSiting directly Into the Oblenergo's account atthe Energomarket Fund, In cash where pOSSible otherwise with State Treasury Promissory Notesof equal market value Interest will accumulate dally on the outstanding balance, starting on thedate the notice IS sent, at the annual rate of 20%
30/9/98
135NO
REVISED
ISSUED
TOPIC Debt Restructunng
PAGE 30f4
REVENUE COLLECTION PROCEDURE MANUALL'VIVOBLENERGO
Extended Payment Arrangement - Budget Customers
ThIS arrangement will be used for all state and local bUdget customers
The Sales Department will prepare and send, to each appropnate MInistry or local oblast asapprorplate, a list of budget customer debts shOWing customer, account number, location, tanff,and amount of outstanding debt Copies of each list shall be proYlded to the Ministry of Finance,the regional NERC office, Mlnenergo the Head of Oblast Administration (local budget customersonly) and the Energomarket Funds Administrator
The Sales Department will send, to each prronty customer, a prronty customer notice, stating thatthe customer has failed to pay their electnc bill and the Oblenergo IS unable to disconnect aprlorrty customer per Cabinet of Ministers Order The notice will show the customer, accountnumber, location tarrff, and amount of outstanding debt, and request payment of the debtbalance In full, by MInistry of Finance CopIes of each notice shall be provided to the Ministry ofFinance the Energomarket Funds Administrator and the regional NERC office
The Energomarket Funds administrator wIll notify L'Ylvoblenergo of the amounts depOSited andthe state and local bUdget accounts to be credited
Extended Payment Arrangement - Pnorrty Customers
ThiS arrangement will be used for all prlonty customers, as defined by order of the Council ofMInisters
The terms of the offer call for payment of the outstanding debt In 12 equal monthly amounts,including Interest, starting no later than 30 days after the date sent Payments are to be made tothe Oblenergo, by depositing directly Into the Oblenergo's account at the Energomarket Fund In
cash where possible, otherwise with State Treasury Promissory Notes of equal market valueInterest will accumulate dally on the outstanding balance, starting on the date the paymentarrangement offer IS sent at the annual rate of 20%
IIIIIIIIIIIIIIIIIII
![Page 19: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/19.jpg)
The Energomarket Funds Administrator will notify L'vlvoblenergo of the amounts deposited andthe prlorrty customer accounts to be credited
REVENUE COLLECTION PROCEDURE MANUALIIIIIIIIIIIIIIIIIII
LVIVOBLENERGO
TOPIC Debt Restructuring
PAGE 4of4
NO
ISSUED
REVISED
135
30/9/98
![Page 20: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/20.jpg)
DESCRIPTION
Deposit Amount
All applicants for reSidential service shall pay a deposit
Residential DepOSit Calculation MatriX
30/9/98
140
REVISED
PAGE 10f2 ISSUED
TOPIC Residential Deposits NO
REVENUE COLLECTION PROCEDURE MANUAL
Means any payment that IS held In secunty for future payment or performance
Means a person who IS receiving residential service or a person who hasreceived service within the past 30 days
Means any person who applies for electnc service and who IS not a customer
Filed a petition under the bankruptcy lawsRequested service to be re-establlshed after disconnection for non-payment of billsunauthonzed use, or theft of service
If a customer IS a credit nsk a deposit shall be required A credit risk IS defined as a customerwho has
Customer
The deposit amount Will be based on the average cost for two months use by residentialcustomers dUring the winter penod Average costs Will be determined by customer categoryDepOSit amounts by category are
Deposit
Applicant
This procedure descnbes the requirement for deposits for Residential Customers
Definitions
Requesting a Residential Deposit
L'VIVOBLENERGO
PURPOSE
Rate Descnptlon of Rate KWH Use Total KWH DepOSit Amount
001 Urban With gas January hrvcookers
February
002 Urban With electnc January hrvcookers
February
003 Rural With gas January hrvcookers
February
004 Rural With electnc January hrvcookers
February
IIIIIIIIIIIIIIII,II
![Page 21: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/21.jpg)
Retention and Refund
Disclosure
DepOSit Interest
DepOSits Will be refunded With Interest whenever
-vl
30/9/98
140
REVISED
TOPIC ResIdential Deposits NO
REVENUE COLLECTION PROCEDURE MANUAL
PAGE 20f2 ISSUED
50% when the appllcanVcustomer receives service25% at the end of the first full month after service IS provided25% at the end of the second full month after service IS provided
the customer cancels hiS service,the customer establishes good credit Good credit IS established when all bills are paid by thedate due for twelve (12) consecutive months orthe customer IS disconnected for non-payment unauthorized use, or theft In thiS case thedepOSit and applicable Interest Will be applied to the customer's account
LVIVOBLENERGO
All deposits must be paId In cash
Interest Will be paid on depOSit amounts at the rate of _% per month
A depOSit can be paId In full by the applicant or customer before the servIce IS connected or theapplicant or customer may select a payment arrangement allOWing for a three month Installmentbilling
A depOSit may be transferred If a customer IS transferrrng their service from one location toanother location
DepOSits cannot be applied to the account of a customer who IS stili receiving service
DepOSit Transfers
Deposit Payment
When L'vlvoblenergo reqUires a depOSIt, It must provide a written disclosure statement to eachappllcanVcustomer The Customer Representative who takes the depOSit IS responSible forISSUing the disclosure statement (Form 104)
Failure to comply with the payment arrangement Will result In the Issuance of a disconnectionnotice
DepOSits cannot be transferred from one customer's account to another customer's account
IIIIIIIIIIIIIIIIIII
![Page 22: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/22.jpg)
Deposit Amount
Reguestlng a Non-Residential Deposit
All applicants for non-reSidential service shall pay a deposit
If there IS no customer with similar usage, the energy Inspector may determine the depOSit amount
30/9/98
150
REVISED
NO
ISSUED
XXXX HrvXXXXHrv
XXXXHrv
xxxxxx
REVENUE COLLECTION PROCEDURE MANUAL
TOPIC Non-Residential Deposits
PAGE 10f3
KWH Usage Capacity
xxxxxxxx
Means any person who applies for electnc service and who IS not a customer
Means a person who IS receiving non-residential service or a person who hasreceived service within the past 30 days
Means any payment that IS held In secunty for future payment or performance
Total Deposit Required
DecemberJune
This procedure descnbes the requirement for deposits for Non-Residential Customers
L'VIVOBLENERGO
Customer
Defimtlons
DESCRIPTION
Applicant
Filed a petition under the bankruptcy lawsRequested service to be re-establlshed after disconnection for non-payment of bills,unauthorized use, or theft of service
PURPOSE
Deposit
The deposit amount should be equal to a reasonable estimate for the two highest months totalbills dunng the year and should be rounded to the nearest hnvnra To determine a fair estimatefor the deposit request, consider the usage and capacity requirements
Example
If a billing history IS available and the customer/applicant antiCipates the usage to remainconsistent with the pnor twelve months usage determine the sum of the two highest billingmonths and round to the nearest hrlvma
If a customer IS a credit nsk, a deposit shall be required A credit nsk IS defined as a customerwho has
If a billing history IS not available or the customer/applicant anticipates the usage to beSUbstantially different from the prevIous twelve months, an energy Inspector Will determine thedepOSit amount by reviewing use of similar customers, determining the sum of the two highestbilling months as above, and rounding to the nearest hnvma
IIIIIIIIIIIIIII
IIII
![Page 23: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/23.jpg)
Retentron and Refund
Disclosure
Deposits Will be refunded With Interest whenever
Deposit Interest
150
30/9/98
REVISED
ISSUED
NOTOPIC Non-Residential Deposits
PAGE 20f3
REVENUE COLLECTION PROCEDURE MANUAL
the customer cancels his service,the customer establishes good credit Good credit IS established when all bills are paid by thedate due for thirty-SIX (36) consecutive months, orthe customer IS disconnected for non-payment, unauthorized use or theft In thiS case, thedeposit and applicable Interest Will be applied to the customer s account
50% when the applicant/customer receives service25% at the end of the first full month after service IS begun25% at the end of the second full month after service IS begun
Failure to comply with the payment arrangement will result In the Issuance of a dlsconnectronnotice
1 be a customer of L'vlvoblenergo with a good credit history2 be Willing to sign an agreement to guarantee payment
Deposit Payment
Deposits cannot be applied to the account of a customer who IS stili recelvmg service
Interest Will be paid on deposit amounts at the rate of _% per month
When L'vlvoblenergo reqUires a deposit, It must provide a written disclosure statement to eachapplicant/customer The Customer Representative who takes the deposit IS responsible forIssUIng the disclosure statement (Form 104)
A deposit can be paid In full by the applicant or customer before the service IS connected or theapplicant or customer may select a payment arrangement allowing for a three month Installmentbilling
If a customer cannot pay the deposit In cash the Company may accept a Bank Letter of Credit ora Third Party Guarantee In the case of a Third Party Guarantee, a qualified guarantor must meetthe follOWing requirements
based on customers/applicant s eqUipment and estimated use and capacity level for a two monthperiod
All deposits must be paid In cash
L'VIVOBLENERGO
IIIIIIIIIIIIIII
IIII
![Page 24: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/24.jpg)
Deposit Transfers
A deposit may be transferred If a customer IS transferring their service from one location toanother location
DepOSits cannot be transferred from one customer's account to another customer's account
IIIII11
IIIII'IIIIIIII
L'VIVOBLENERGO REVENUE COLLECTION PROCEDURE MANUAL
TOPIC Non-Residential Deposits NO
PAGE 3 of 3 ISSUED
REVISED
150
30/9/98
![Page 25: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/25.jpg)
DESCRIPTION
Once the customer has satisfied the reason for disconnection, the service should be restoredpromptly
This procedure descnbes the process for reconnecting a service after a disconnect for nonpayment unauthorized use or theft of service
30/9/98
160
REVISED
NO
ISSUED
TOPIC Reconnectlon
PAGE 1 of 1
REVENUE COLLECTION PROCEDURE MANUALL'VIVOBLENERGO
PURPOSE
Service should be restored dUring business hours of the day the request IS made If pOSSible Ifcustomer contact was made dunng Company busIness hours, the regular reconnect fee wIll becharged and the service Will be restored after regular business hours If necessary The customershould be made aware of the reconnect fee In advance of reconnectron
If the customer satisfies the reason for disconnectIon after regular business hours, servIce may berestored at that tIme The customer must be adVised of the reconnectlon fee for restorrng serviceafter normal busIness hours and agree to pay
IIIIIIIIIIIIIIIIIII
![Page 26: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/26.jpg)
DESCRIPTION
ThiS procedure describes the rule to be followed when a customer declares a Medical Emergency
If It appears that a legitimate Medical Emergency eXists, disconnection should not occur even Ifcertification has not been received
A certified Medical Emergency Will stop credit action for one month and IS renewable up to threemonths
NO 170
ISSUED 30/9/98
REVISED
TOPIC Medical Emergency
REVENUE COLLECTION PROCEDURE MANUAL
PAGE 1 of 1
A Medical Emergency eXists whenever a reSidential customer or an occupant of the household IScertified by a registered phYSICian to be seriously III or have a medical condition that would beseriously aggravated by lack of electnc service
PURPOSE
L'VIVOBLENERGO
If a customer declares a Medical Emergency, but falls to provide written certification Within thetime limits, credit action Will continue as usual
When a customer declares a Medical Emergency, thiS should be noted and tracked on theDisconnect Notice Work list Once the customer provides wntten certification of the MedicalEmergency hiS account should be removed from the list and Included on a Medical EmergencyWork list ThiS list should track the status of the customer's account and renewed certifications Ifprovided
Whenever a customer indicates that the eXistence of any condition that could be considered aMedical Emergency the customer should be given the opportUnity to declare a MedicalEmergency
Disconnection of electriC service for nonpayment must be postponed at least three bUSiness daysIf dunng the disconnect procedure the customer or an occupant of the household gives oral orwntten notice of the eXistence of a Medical Emergency The customer must be Informed thatdisconnection can occur If a phYSICian does not orally certify the Medical Emergency Within threedays If oral certification IS not received Within the three-day penod, the effective penod of thenotice can be extended by three days
Initial certification by the phySICian can be oral or wntten L'vlvoblenergo reqUires wnttenconfirmation Within seven calendar days of an oral declaration ThiS confirmation should be doneon Form 120
IIIIIIIIIIIIIIIIIII
![Page 27: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/27.jpg)
This procedure describes the rule to be followed when a customer requests a waiver fromdisconnection procedures due to hiS or her eligibility for a subsidy or priVileged tariff
REVENUE COLLECTION PROCEDURE MANUALIIII
L'VIVOBLENERGO
PURPOSE
TOPIC Waiver
PAGE 1 of 1
NO
ISSUED
REVISED
180
30/9/98
DESCRIPTION
By Order of the Council of MInisters, certain customers may be eligible for assistance In payingtheir electriC bills There are two types of assistance
Waiver certifications for customers who are eligible for a subSidy are valid for up to 3 months andthen must be renewed Waiver certIfications for customers who are eligible for a pnvlleged tanffare valid for 1 year and then must be renewed
Whenever a customer claims eligibility for a waiver, disconnection of electnc service fornonpayment must be postponed for at least three bUSIness days DUring thiS time, the customermust proVide certification of eligibility from the appropriate authorities ThiS certification should bedone on Form 109
~1
PriVileged customers are required to pay from 0% to 50% of their bills, by Orderof the Council of Ministers Privileges are based on criteria outlined In the CouncilOrder
Subsidy customers are not required to pay their electriC bills, by Order of theCouncil of MInister SubSidIes are based on the customer's Income level
Subsidy
PriVileged
When a customer claims eligibility for a waiver, thiS should be noted and tracked on theDisconnect Notice Work LIst Once the customer prOVides certification of the waiver, hiS accountshould be removed from the list and Included on a Waiver work list ThiS list should track thestatus of the customer's account and renewed certifications, If prOVided
Certification of a customer's eligibility for a subsidy or for a pnvlleged tanff that requires nopayment from the customer will result In a waiver from credit action Customers who are eligiblefor a pnvlleged tanff that reqUires them to pay a portion of their bill are subject to L vlvoblenergo sRevenue Collection Procedures for the portion for whIch they are responsIble to pay and will notreceive a waiver
IIIIIIIIIIIIIII
![Page 28: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/28.jpg)
DESCRIPTION
Legal Action Work List
Collection Agency
Debts of current customers will not be wrrtten off or down Debt of disconnected customers will bewritten off or down only after all legal procedures are completed
190
30/9/98
NO
REVISED
ISSUED
TOPIC Legal Actions
REVENUE COLLECTION PROCEDURE MANUAL
PAGE 1of2
CashLiqUid cash equivalents of equal market value (state treasury notes bank promissory notes,etc)Offsets of equal market value (which must be executed through the bank offset procedure)Fixed assets of equal market value (only as a last resort, e 9 to sell to liqUidate a courtJUdgement)
Startmg 10/1/98 all debts of disconnected customers will continue to accrue Interest at the annualrate of xx%, (the National Bank Of Ukrame Interest rate on short term loans, plus 2%) unlessspecified otherwise In this policy
L'VIVOBLENERGO
This procedure describes the standard legal actions to be taken by L'vlvoblenergo for all accountsdisconnected for non-payment
PURPOSE
Customers disconnected for non-payment are not automatically relieved of their financialobligations to Lvlvoblenergo and are stili liable for the debt owed L'vlvoblenergo will vigorouslypursue collection of these debts through any and all legal means available to It under the Law ofUkraine
All payments will be depoSited In the L'vlvoblenrego clearing account at the Energomarket Fund(EMF), to be dlstrrbuted accordmg to the Energomarket Funds Procedure (EMFP) Paymentswhich are not depoSited to this account will not be credited to the customer's account
L'vlvoblenergo will solicit and hire, through competitive tender a legal and financial firm to pursuerecovery of debt through legal action This firm will be hired on a contingency fee baSIS and paidbased on a percentage of the money recovered L'vlvoblenergo Will assign all disconnectedcustomer accounts to this firm L'vlvoblenergo may hire more than one firm to handle cases filedIn different courts
Lvlvoblenergo will compile and mamtaln a legal action work list The list will Include alldisconnected customers showmg customer name, account number location, names of generaldirector and chief accountant, tariff, and amount of outstanding debt The list will also show theactions taken and current status of efforts to recover money due L'vlvoblenergo
Maximum efforts will be used to collect all debts In cash Where cash equivalents or other assetsare accepted In lieu of cash, the credit to the customer's account will be based on the actualmarket value of the asset, not the face value The prlorrty of assets preferred for payment of debtsIS
IIIIIIIIIIIIIIIIIII
![Page 29: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/29.jpg)
Debt Wrrte-off
Bankruptcy Court
Any remalnmg debts that cannot be collected after all customer assets are liquidated will becharged off the Company's accounts following international accounting practice
The collection agency will pursue collection based on court award Ihcludlng seizure of bankaccounts Any funds so collected will be applied against the balance owed
30/9/98
190
REVISED
NO
ISSUED
TOPIC Legal Actions
PAGE 2of2
REVENUE COLLECTION PROCEDURE MANUALL'VIVOBLENERGO
If debts are not fully recovered through Arbitration Court proceedings, the collection agency, willfile claims against all remaining disconnected customer debts In Bankruptcy Court The amount ofclaims will Include court fees and collection fees, In addition to debts owed
The collection agency will pursue collection based on court award, including seizure of anyremaining bank accounts, liquidation of assets and recovery of debts Any funds so collected willbe applied against the balance owed Debts not fully recovered through Arbitration Courtproceedings will continue to be pursued
L'vlvoblenergo through Its collection agency, will file claims against all disconnected customers In
local «$500,000 Hr) or main (>$500,000 Hr) arbitration court The amount of claims will Includecourt fees and collection fees, In addition to debts owed
Arbitration Court
IIIIIIIIIIIIIIIIIII
![Page 30: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/30.jpg)
Form 101
Customer Address Amount Due _
Date _
Customer Name Customer Account No _
Paying the amount due under your current payment arrangement
Contacting us at the above address or phone number to make a paymentarrangement that will allow you to pay your bill In reasonable monthly or weeklyInstallments
o
L'VIVOBLENERGO(Address)
(Telephone)(Business Hours)
DISCONNECTION NOTICE
o
We do not want to disconnect your service Please contact L'vlvoblenergo to diSCUSS you bill Wewill work with you to set up a payment arrangement or determine whether you qualify for apostponement of this notice due to your level of Income or pnvlleged status
The payment on you electnc bill IS past due Your electnc service IS scheduled for disconnectionon (date) or within 10 bUSiness days You can prevent disconnection by paYing the past dueamount of Hrv or
If you are a residential customer you have the right to postpone disconnection If an occupant ofyour household has a medical emergency You can declare a medical emergency by callingL'vlvoblenergo A registered physIcian must certify the emergency within 3 days
L'vlvoblenergo IS not responsible for any damage to property, eqUipment or the enVIronment thatmay occur as a result of a disconnection The customer should take all measures necessary toprotect property equipment and the environment pnor to the disconnection date noted above
If your service IS disconnected you will be charged Hrv for reconnectlon dunng normalbUSiness hours or Hrv for reconnectlon after normal bUSiness hours You may also berequired to pay a secunty depOSit equal to your two highest monthly bills If payment or apayment arrangement IS made when a L'vlvoblenergo employee VISitS your premises todisconnect your service, a Hrv fee will be charged
If you are not satisfied with our response, you have the nght to contact the Regional EnergyRegulatory CommisSion at (address) A complaint cannot be filed until you try to resolve theproblem with L'vlvoblenergo
IIIIIIIIIIIIIIIIIII
![Page 31: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/31.jpg)
Fonn 102
Failure to apply for service
If you dispute this disconnection, call us and we Will attempt to resolve It
Non-payment of past due amount of _
, your electric service located at (address)
was disconnected for the following reason
On _~(d=a=te~)
We regret that this actron was necessary To have your seNlee restored you must call us at(phone) or VISit our offices at (address) _ You must also pay any overdue amount In full
or agree to a payment arrangement If you are entitled to one The payment arrangement willallow you to pay any overdue amount In a reasonable penod of time through affordable weekly ormonthly payments
Other _
Customer Name _
Total Amount Due _
Account # _
L'VIVOBLENERGO(Address)(Phone)
Residential customers may declare a medical a medical emergency If there IS a serious Illness ormedical emergency at this location It can declared by telephone A registered physIcian mustcertify the emergency within three days
In addition we will charge you __Hrv for reconnectlon dunng normal bUSiness hours or__HN at other times We may also require you to pay a secunty depOSit equal to the twohighest average monthly bills for reSidential customers or equal to your two highest monthly bills Ifyou are a non-reSidential customer
IIIIIIIIIIIIIIIIIII
![Page 32: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/32.jpg)
IIII
Form 103
L'VIVOBLENERGO
Payment Arrangement Plan
Date _
Name, _
Sincerely,
Address _
CltylTown _
Account # _
Amount'--- _
Amount, _
Amount'--- _
Amount, _
Amount'--- _
Amount'--- _
Date Due, _
Date Due. _
Date Due. _
Date Due _
Date Due _
Date Due _
Amount, _
Amount'-- _
Amount'-- _
Amount'-- _
Amount'-- _
Amount'-- _
L'vlvoblenergoCustomer Service
Date Due _
Date Due _
If you do not make a payment when It IS due, you will get a disconnection notice Your electncservice may be disconnected five(5) days after a wntten notice IS mailed to you
Date Due. _
Date Due _
If you cannot make a payment, call L'vlvoblenergo at (phone number) or come Into our office at(address) dUring our regular bUSiness hours of (hours) _ You have the right to a reasonablepayment arrangement We Will diSCUSS your situation with you and Inform you of your CustomerRights If we cannot reach an agreement, you may appeal the decIsion to the Regional EnergyCommission at (address and phone number) _
You have agreed to pay your current bills as they become due In addition to the payments listedbelow
Date Due. _
Date Due _
IIIIIIIIIIIIIII
![Page 33: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/33.jpg)
Form 104
In any of these cases, contact us at the address above
Extended Payment Arrangement Plan
Date _
Customer
Accepted,
L r vlvoblenergo
Customer Service
Sincerely,
If you would like to diSCUSS thiS matter please contact us at the above address or telephone Toaccept thiS payment arrangement contract, sign below and return one copy to L'vlvoblenergo
If you are a residential customer you may be able to avoid disconnection under one of thefollowing circumstances
If an occupant of your household has a medical emergency (A registered phySICian mustcertify the emergency within 3 days)The outstanding debt IS covered by a prIVIlege allotment (You must proVide proof of thepnvllege within 3 days)You work for an employer who has failed to pay wages for 3 or more months (You mustfurnish a statement from your employer)
L'vlvoblenergo IS not responsible for any damage to property eqUipment or the environment thatmay occur as a result of a disconnection You should take all necessary measures to protectproperty equipment and the environment pnor to the disconnection date above
If you fall to make a payment when It IS due, you will get a disconnection notice and your accountwill be disconnected 10 days later
L'VIVOBLENERGO(Address)
(Telephone)(Business Hours)
You will pay your current bills as they become due, on time, In cashill addition, you will pay _ monthly payments of Hrv on the _ day of every monthstarting on (date)
You can avoid disconnection by paying the amount due In full In cash, or by agreeing to thefollowing Extended Payment Arrangement
The payment on your electnc bill IS past due As of the above date the past due amount IS___ Hrv If you do not make satisfactory arrangements to pay this bill your account will bedisconnected on (date) or within 10 bUSiness days
Name _Address _Cltyrrown _Account# _
IIIIIIIIIIIIIII
IIII
![Page 34: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/34.jpg)
Form 105
L VIVOBLENERGO
Date _
You can aVOid disconnection by paying the amount due In full, In cash, or by agreeing to thefollowing Extended Payment Arrangement
Customer
Accepted,
L'vlvoblenergoCustomer Service
Sincerely,
If you would like to diSCUSS thiS matter, please contact us at the above address or telephone Toaccept thiS payment arrangement contract, sign below and return one copy to us
You may be able to make arrangements for thiS debt to be paid through the MInistry of FinanceSuch arrangements are your responsibility If you Intend to make such arrangements contact usat the address above
L'vlvoblenergo IS not responsIble for any damage to property, equIpment, or the enVIronment thatmay occur as a result of a disconnectIon You should take all necessary measures to protectproperty, equipment and the environment prior to the disconnection date above
If you fall to make a payment when It IS due you will get a dlsconnectron notice and your accountwill be disconnected 10 days later
Name , Tltle, _Department/Mlnlstry _Address _CltylTown _
(Address)(Telephone)
(Busmess Hours)
You will pay your current bills as they become due, on time In cashill addition, you will pay _ monthly payments of Hrv on the _ day of every monthstarting on (date)You will maintain all accounts within the agreed upon consumption limits set by contract
ExtendedPayment Arrangement Plan
Budget Accounts
The payment on the electric blll(s) for accounts under the responsibility of the________ MInistry/department Is/are past due These accounts, and the amounts pastdue on each are shown In the attached list As of the above date, the total past due amount IS___ Hrv If you do not make satisfactory arrangements to pay thiS amount, the account(s) willbe disconnected on (date) or within 5 bUSiness days
IIIIIIIIIIIIIIIIIII
![Page 35: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/35.jpg)
Form 106
It IS your responsibility to resolve thiS matter
Date _
Please contact us at the above address or telephone To accept thiS payment arrangementcontract, sign below and return one copy to us
Customer
Accepted,
L'vlvoblenergoCustomer Service
Sincerely,
You have three options to resolve thiS matter You canPay the amount due In full, In cash, or,Arrange payment through the MInistry of Finance, according to paragraph 5 of the aboveorder, orAgree to the followmg Extended Payment Arrangement You Will pay your current bills as theybecome due on time, In cash In addition you WIll pay _ monthly payments of Hrvon the _ day of every month, startmg on (date)
L'VIVOBLENERGO(Address)
(Telephone)(Busmess Hours)
ExtendedPayment Arrangement Plan
Priority Customer
Name, _Address _CltylTown _Account# _
The payment on your electnc bill IS past due As of the above date the past due amount IS___ Hrv As a pnorlty customer, under Cabmet of MInisters Order #487, dated May 21 1997,you cannot be disconnected for non-payment, however, you are stili legally responsible for thiSbill
IIIIIIIIIIIIIIIIIII
![Page 36: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/36.jpg)
IIIIIIIIIIIIIIIIIII
Form 107L'VIVOBLENERGO
DJSCLOSURE STATEMENT FOR SECURITY DEPOSIT
Customer Name Account Number _
Deposit Amount ,Deposlt Receipt # _
This deposit IS required to secure the payment of any and all Indebtedness for electnc servicefrom L'vlvoblenergo The deposit IS requested on (date) _ It must be paid
In full, In cash
In Installments, In cash The first Installment of (Hrv) IS due on (date) _The balance IS to be paid In the follOWing manner _
This depOSit IS reqUired for the follOWing reason
You are an applicant for a new service
Your service was disconnected for non-payment, unauthonzed use, or theft withinthe past 12 months
You have filed for bankruptcy
ThiS depOSit IS based on
the average two highest months usage for customers In your customer category Ifyou are a residential customer
the sum of the two highest months actual or estimated billing amounts If you are anon-residential customer
Other _
Interest
Interest shall be paid on the depOSit at the annual rate of _% compounded monthly and creditedto the customer'saccount upon termination of service or when the depOSit IS returned The Interestrate IS subject to periodiC review and change
Refunds
The Company Will refund your depOSit With Interest when you have paid your bill on trme, In full andIn cash, for 12 consecutive months If you are a residential customer or 36 months If you are a nonreSidential customer
Right of Dispute
If you dispute the amount of the depOSit or reasons for requesting the depOSit and are unable toresolve thiS dispute With the Company, you may submit the disputed matter to the Regional EnergyRegulatory Commission office by calling _
![Page 37: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/37.jpg)
Form 108
3 Date Notrfied
Service LocatIon
5 Office Address
______________ Oate _
To Be Completed by PhysIcian
L'VIVOBLENERGO
To Be Completed by L'vlvoblenergo
3 SpecIfic reason why contInued electric service IS reqUired _
Customer Name
1 Name of Person having the Medical Emergency _
Certification of Medical Emergency
To Be Completed by a Registered PhysIcian Licensed UnderLaw of Ukrame _
2 Address of Person
4 PhysIcian's Name
Under the policies of L'vlvoblenergo, the Company will not disconnect or refuse to reconnect theelectnc service of a residential customer's home when either the customer or an occupant of thehousehold 15 certIfied by a physIcian to be senously III or have a medical condltron that would besenously aggravated by lack of electnc service
Your signature represents your statement that a serious Illness or medical condition eXists andwould be seriously aggravated by lack of electrical service This medical emergency thenbecomes effective for thirty days unless otherwise stated Medical emergencies Will not beextended beyond ninety days
6 Telephone Number
PhysIcian's Signature
IIIIIIIIIIIIIIIIIII
![Page 38: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/38.jpg)
IIIIIIIIIIIIIIIIIII
Fonn 109L'VIVOBLENERGO
Certification of WaiverSUbsidy and Privileged Customer
By Orders from the Council of MInisters, certain residential customers are elIgible for assistance Inpaying their electnc bills There are two types of assistance
1 Subsidy customers are not required to pay their electnc bills by Order of the Council ofMinister Subsidies are based on the customer's Income level
2 Pnvlleged customers are required to pay from 0% to 50% of their bills, by Order of theCouncil of MInisters Privileges are based on cnterla outlined In the Council Order
Certification of a customer's eligibility for a subsidy or for a privileged tariff that requires nopayment from the customer will result In a waiver from credit action Customers who are eligiblefor a privileged tanff that requires them to pay a portion of their bill are subject to L'vlvoblenergo'sRevenue Collection Procedures for the portion for which they are responsible to pay and will notreceive a waiver
To be completed by the customer
Customer Name _
Service Location _
To be completed by the customer's employer
Subsidy
1 Name of Employer _
2 Address of Employer _
3 Name of Employer's Contact Person _
4 Signature of Employer _
Period of Subsidy (No more than 3 months) _
To be completed by the Local Administration
Privilege
1 Type of Pnvllege _
2 Amount of Privilege _
3 Name of Approving OffiCial _
4 Title of Approving OffiCial _
5 Signature and Date of Approving OffiCial _
![Page 39: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/39.jpg)
IIIIIIIIIIIIIIIIIII
L'VIVOBLENERGOResidential Collections Flowchart
Customerreads meter ... Customer Pays...
Month 1 Day 30 Month 2 Day 10
,r
Customer doesnot pay
No WaiverNo MedicalEmergency
~ / Customer Pays
DisconnectNotice sent
~ Customer Remove fromMonth 2 Day 25 makes payment ... Work List
arrangement... Stop credit
action
CustomerdeclaresMedical
" Emergency orWaiver
Customer doesnot pay
,Ir
------------"Customer Pays
Disconnect r----.Leave Form Require deposit ... Reconnect102 ~
Month3Day5
~ VCustomermakes payment
arrangement
1
Customer doesnot pay
IF
Transfer to Sell debt toInactive ... collectionAccount ... agency
Month4Day5 Month 5Day5
![Page 40: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/40.jpg)
IIIIIIIIIIIIIIIIIII
L'VIVOBLENERGONon-Residential Collections Flowchart
Company readsmeter ... Customer Pays
~
Month 1 Day 30 Month 2Day5
,
Customer doesnot pay
/ Customer Pays
"DisconnectNotice sent
~ Customer Remove fromMonth 2 Day 10 makes payment ... Work List
arrangement --r Stop creditaction
Customerdeclaresmedical,. emergency
Customer doesnot pay
,.~
Customer Pays
Disconnect I----.Leave Form ReqUire depOSit Reconnect102
/...
Month 2 Day 20
~ Customermakes payment
arrangement,.Customer does
not pay
,.Transfer to
InactiveAccount
Month 3 Day 20
![Page 41: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/41.jpg)
IIIIIIIIIIIIIIIIIII
ApPENDIXB
L'VIV OBLENERGO COLLECTION PROCEDURE MANUAL
(UKRAINIAN)
_______ HaglerBallly _
![Page 42: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/42.jpg)
IIIIIIIIIIIIIIIIIII
YKpalHa
PeOpraH13aU1H eHepreTHlfHoro ceKTopyi pecjJopMa peryJIIOBaHHH
()6nacHi eHepronocTalfanbHI KOMnaHll
IIopH,llOK npunUHeHHH Ha.r.aHHH nOCJlyr 60piEHHKaM 1pecTpyKTYp3alllH 60pry
flPOEKT
fll,D;rOTOBJIeHO
CeHTpeJI MenH IIayep IHTepHemeHJI KOHCaJITeHTCeMP InternatIOnal Consultants
1 GrandvIew PlaceWmthrop, Mame 04364
(207) 626-9749
Xemep Eal, IHKHagler BaIlly, Inc
1530 WIlson Boulevard, Smte 900Arlmgton, VA 22209
(703) 351-0300
15 CepI1HH 1998 pOKY
![Page 43: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/43.jpg)
IIIIIIIIIIIIIIIIIII
npoeKT 1 BepecuH 1998 POKY
JIbBffiOliJIEHEPrO
IHCTpyKUIH npo nOpHJJ.OK 360py nJIaTeil\lB
NQ TeMa )laTa BH.IlaHH.sI ,L(aTaneperml,L:(y
Ito rpa¢IK 360py nJIaTe)K1B 30109/98
no ITonepe,lJ,)KeHHlI npo Bl,lJ,KJIIDtJeHHlI 30/09/98
130 ITOPlIJIOK 3.rI1HCHeHHlI nJIaTe)KIB 30/09/98
135 PeCTpYKTypH3al..\11I 60pry 30/09/98
140 ,L(eno3HTH (3acTaBH) no6yToBHx CnO)KHBa'llB 30/09/98
150 ,L(eno3MTH (3acTaBH) Heno6yToBHx CnO)KHBatJIB 30/09/98
160 IToBTopHe mJIKJI104eHHlI 30/09/98
170 3BlJIhHeHHH Bl,lJ, BlJIKJIID'leHHH 30109/98
180 IToTpe6a HeBl,lJ,KJIa,lJ,HOl Me,lJ,H'lHOI ,lJ,OnOMOrH 30/09/98
190 ITpeTeH31HHa po6oTa 30/09/98
2
![Page 44: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/44.jpg)
II NQ
I 101
I 102
103
I 104
I 105
106
I 107
I 108
109
IIIIIIIIIII
JIbBmOliJIEHEPrO
<l>opMa
TIonepe,U)KeHH» npo BlUKnJOQeHH51
TIoBlUOMJIeHH51 npo 3LUHCHeHe BIJIKJIlOtIeHH51
TIJIaH nOraIlleHH» 3a6oprOBaHOCTI
P03Illl1peHI1M nJIaH norarneHH51 3a6oprOBaHOCTI
P03Illl1peHI1M nJIaH norarneHH» 3a6oprOBaHOCTI- ElOll)KeTHl cnO)KI1BatIl
P03Illl1peHI1H nJIaH norarneHH» 3a6oprOBaHOCTI - TIpl10pl1TeTHa rpyna
AKT BHeceHH» Ta BI1KOpI1CTaHH51 ,Uen03I1TY (3aCTaBI1)
CepTI1<pIKaUI51 npaBa Ha 3BlJIbHeHH» BlU BlUKJIIOQeHH5I
CepTI1<pIKaUI51 Heo6xIllHOCTI HallaHH» Melll1tIHOlllOnOMorl1
3
![Page 45: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/45.jpg)
II
JIbBIBOEJIEHEPrOlIJIATE)J{IB
IHCTPYKl1l5I lIPO lIOP5I,D;OK 3EOPY
4
TEMA fpalj)JK 360py nJIaTeJKIB
I CTOPIHKA I-a 3 2-x III,llfOTOBJIEH0
110
30/09/98
IIII
IIEPErJUIHYTO-_........_....._-------------------------------------------......--------------------..----------------------------------------------------------------
META
U» IHCTpYKIlI» onMcy€ rpa(jllK 3axO,n;1B B)KMTMX KOMnaHI€1O no 360py npocTpOlJeHMX paXYHKIB 13 cnQ)KMBalJIB
OlIMC
lIpM HeCBO€'1aCHIM cnnaTl paXYHKIB CnO)KHBalJeM, a60 cnJIaTi IX Y He,n;OCTaTHbOMY p03Mlpl, KOMnaHI»
3,n;IHcHIOBaTI1Me B YKa3aHl CTpOKM TaKI 3aXO,lJ;M
lIpocrpolJeHH» paxyHKy n06yToBoro CnO)\(I1BalJa
lIpocrpo'leHHjJ paxyHKy Heno6yToBoro CnO)\(I1BaQa
1-11 MICjJ'-lb 5 lJHenO
15 lJMCnO
25 Ql1cno
30 '1MCnO
2-M MIC»llb 2 '1HCnOMICjJUjJ
5 lJMCJIO
10 lJHCnO
15 lJMCnO
IIIIIIIIIIII
1-11 MIC»l..lb
2-11 MIC»llb
3-11 MIClIllb
30 lJMCnO
10 lJMCnO
25 lJMCnO
5 lJMCnO
CnO)\(MBalJ 3HIMa€ rrOKa3aHHjJ JIllJMnbHMKa
3,lJ;IHCHeHHjJ HaneJKHOrO nnaTeJKy y l>aHKy
lInaTl)K He OTpMMaHO
Bl,lJ;rrpaBneHO nonepe,lJ;)KeHHjJ npo BI)J;KnlOlJeHHjJ
Hane)\(He norrepe,lJ;)KeHHjJ npo Bl)J;KJIIO'IeHHjJ
lInaTI)K He oTpMMaHO
lIopjJ,lJ;OK 3,lJ;lHCHeHH» rrnaTe)\(IB He BCTaHOBneHO
3H»TTjJ nOKa3aHb JlIlJMnbHMKa I BI,lJ;KJIlO'IeHHjJ
CnO)\(MBa'lY Bpy'la€TbC» <I>opMa 102
lInaTl)K 3a rroTy)KHlCTb 3a rrOTO'lHMH MIC»Ub I HeCnna'leHMH 3aJIHWOK 3a
nOrrepe,lJ;HlH MICjJUb
lInaTl)\( 112 p03paxyHKoBoro 06CHY CrrO)KMBaHH»
lInaTI)\( 112 p03paxYHKoBoro o6cjJry cnO)KMBaHH»
KOMnaHljJ 3HIMae rrOKa3aHHjJ JIl'lMnbHHKa
CnO)\(HBa'l OTpMMyC paxyHoK Ha HeCnnaQeHHH 3aJIMWOK rrOrrepe,lJ;HbOrO
lIJIaTDK 3a nOTY>KHICTb 3a nOTO'lHI1H MIC.lIUb I HeCnnalJeHI1H 3aJIHllIOK 3a
rrOnepe,lJ;HIH MIC»L\b
lInaTe>K1 3a rrorrepe,lJ;H1H MIC.lIUb He OTpMMaHl, a60 oTpHMaHI y
He,lJ;OCTaTHbOMY p03Mlpi BI,lJ;npaBneHo rrorrepe,lJ;)KeHH.lI npo BI,lJ;KJIlOlJeHHjJ
lInaTl)K 1/2 p03paxyHKoBoro o5cjJry CnO>KHBaHHjJ
![Page 46: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/46.jpg)
-----------------------------------------------------------------------------.-------------------------------------------------------------
IHCTPYKIJ;UI I1PO rrOP5I,[(OK 3EOPYIIII
JIhBIBOEJIEHEPrOI1JIATE)l{IB
TEMA fpaqllK 360py nJIaTe)l(1B
CTOPIHKA 2-a 3 2-x TII.n;fOTOBJIEHO
TIEPErJI5IHYTO
5
110
30/09/98
IIIIIIIIIIIIIII
20 lJMCJIO HaJIe)l(He nonepe.lJ)KeHH~npo BI,UKJIIOLIeHHlI
TIJIaTe)l(l He OTpIfMaHl, a60 OTpIfMaHI y He,UOCTaTHbOMY p03Mlpl
TIOpH'uOK 3,UllkHeHH" nJIaTe)l(IB He BCTaHOBJIeHO
PaXYHOK BHeceHO Y IIepeJIlK p061T no BI,UKJIIOLIeHHIO
3HlITTli nOKa3aHb JIlLIMJIbHMKa I Bl,UKJIIOLIeHH"
CnO)l(liBal.JY BpYl.Ja€TbCH <I>opMa 102IIo,Ua€Tbc" n030B ,UO Ap61Tpa)l(HOrO cY,UY
![Page 47: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/47.jpg)
II
JIbBIBOEJIEHEPrOIIJIATE)I(IB
IHCTPyrnI5I IIPO IIOP5I)J;OK 3EOPY
6
TEMA nOnepe,l:OKeHHH npo BI,!U(JIIO'IeHH.lI NQ
II
120
CTOPIHKA I-a 3 3-x TImfOTOBJIEHO
TIEPEfJI5.IHYTO
30/09/98
III
META
USI lHCTpYKl.\I.lI omfcye KOJIH I 'IOMy Mae 6yTH Ha,UICJIaHO nonepe.IJ)KeHHSI npo BI,!U(JIIO'IeHHSI
OIlllC
BllmpaBJIeHHH Ilonepe1I?KeHHSI npo BI.l!KJIIO'IeHH.lI
TIonepe'u)KeHHSI npo BI,!U(JIIO'IeHH.lI (<I>opMa 101) 6y,Ue Ha,UICJIaHe CnO)KllBaqy npH HaHBHOCTI o,UHlel 3
HaCTyrrHHx yMOB
IIIII
no6yTOBHH CnO)KHBaq
Heno6yToBHH CrrO)KMBa'l
3araJIbHHH P03MlP p03paxyHKoBOI a60 HapaXOBaHOI HeCnJIaqeHOI CYMI1 y
06JIlKOBIH KapTl.1,l CnO)KMBa'la (nOJIe-paxyHoK CnO)lCHBa'la y 6a31 ,Uamtx)
CTaHOBMTb 6lJIbllle HI)K _ rpMBeHb I nJIaTI)K npOCTpOqeHO 6lJIbille HI)K Ha 60,UHIB
I1JIaTI)K Ha 06JIlKOBy KapTKy CnO)KHBa'la He 3,UIMCHIOBaBCSI Ha npOTSl31 2MICJU.J;lB
CnO)KMBa'l He 3,UJikHHB nJIaTI)K y HaJIe)l\He 'IMCJIO MICSll.J;SI 3n,UHO
BCTaHOBJIeHOrO rpaclllKa rrJIaTe)K1B
3araJIbHHH P03MlP p03paxyHKoBOI a60 HapaXOBaHOI HeCnJIa'leHOI CyMH y
06JIlKOBIH Kapno crrmKHBa'la (nOJIe-paxyHoK CrrO)KHBa'la y 6a31 .uaHHX)
CTaHOBHTb 6lJIbllle HI)K _ rpllBeHb I nJIaTI)K npOCTpO'leHO Ha 5,UHIB
CnO)KHBa'l He 3,UIHCHHB nJIaTI)K y HaJIe)l(He '1HCJIO MIC.lIl.J;SI 3n,UHO
BCTaHOBJIeHOrO rpacj>IKa nJIaTe)K1B
IIIIIII
HaBe,UeHa HH)I(qe IHcj>opMal.J;ISI MaE: 6yTH BKJIlOqeHOIO )],0 BCIX nonepe.IJ)KeHb npo BI)],KJIlOqeHHH
HOMep nOJI.lI cnO)l(HBaqa y E,l( (6a31 ,UaHHX)
IM'H Ta a.upeca cnO)l(HBaqa
3araJIbHa HeBHnJIaqeHa cyMa
,l(aTa B1)],npaBJIeHH.lI norrepe,l:OKeHH.lI nOlllTOIO
,lJ,aTa 3)],likHeHHH 3axo.nIB no BI,!U(JIlOqeHHIO
IHepopMal.J;l.lI npoTe .lIKHM qllHOM cnO)l(HBaq MO)Ke 3yrrHHHTll np0l.\e.nypy BI,!U(JIlOlJeHH.lI
A.upeca, HOMep TeJIeepOHy Ta rO,UHHH p060TH BIMIJIY 06JIeHeprO no Ha,UaHHIO nocJIyr
CnO)KHBaqaM
P03paxyHoK HeCnJIa'leHOI, HaJIe)KHOI,UO CnJIaTM CyMM .ruHI rr06yTOBoro crrO)l(HBaqa
Y BllnallKY BI.l!CYTHOCTI rrOTO'lHllX nOKa3aHb nI'lHJIbHHKa neBHoro no6yToBoro CnO)KllBalJa, HaJIe)KHa 110
CnJIaTM cYMa 6Y'ue .n0pIBHIQBaTM CyMI ,Uerr03HTY zmH .uaHOI KaTeropll CrrO)KMBaqIB UIHB P031I1JI 140) 5.IKlllo
CrrO)KMBaqa BIllKJIlO'leHO, HaJIe)KHa .uo CnJIaTM cyMa 6y.ue p03paxoBaHa Ha OCHOBI rrOKa3aHb JIl'lMJlbHliKa
3HHTHX nln qac Bl1lKJIIQqeHH.lI
![Page 48: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/48.jpg)
III
JIhBIBOEJIEHEPfOnnATE)KIB
120
IHCTPYK[(I.5I TIPO nOP.5Ij:(OK 3EOPY
TEMA IlonepeJOKeHHg npo BI,llKJIIOtIeHHg
7
I CTOPIHKA 2-a 3 3-x Ill,l(rOTOBJIEHO
IlEPEfJUIHYTO
30109198
I------------------------------------------------------------------------------------------------------------------------------------------
KOJIH nOnepell>KeHHH npo BIMJIIOtIeHHg He HallCHJIaIOTbCg
III
IloGyToBHH CnO)l(HBatI
HenoGyToBHH CnO)l(HBatI
IlpH HagBHOCTI BHnaHOI mKapeM nOBI,llKH npo He06xl1lHlCTb HeBlnKJIanHOI
Me1lHtIHOlnOnOMorH
CnO>KHBa'l3rInHO 3 HaKa30M Ka6lHeTy MlHICTplB Mae npaBO Ha
3BlJIbHeHHH BIn BI,llKJIIO'leHHH I HaJIe)l(Ha nOKYMeHTalug GyJIa nOnaHa no
JIbBIBoGJIeHeprO
CnO>KHBa'l BXOnHTb nO nepemKy 3aKJIaniB Ta lllnnpHCMCTB gKI He MOiKYTb
GyTH BI,llKJIIOtIeHI 3rInHO HaKa3Y NQ 487 KaGlHeTy MIHICTpIB YKpalHH
IIIIIII'IIII
HaneiKHl naTH HMCHJIaHHg nonepeJOKeHHJI npo BI,llKJIIOtIeHHJI
Hane>KHHMH llaTaMH HMCHJIaHHg nonepeJOKeHb npo BI,llKJIIOtIeHHg AJIg noGyToBHx CnO)l(HBa'llB GynyTb 1lHl 3
IIOHe1lIJIKa 110 qeTBepra .uJIH HenoGyToBHX CnO>KHBatIIB QHMH naTaMH MO>KyTb 6yTH nHI 3 IIOHelllJIKa no
II JlTHHQIO Hane>KHI naTH HanCHJIaHHJI nonepeJOKeHb He GynyTb 3anJIaHOBaHl Ha BHXI1lHI Ta CBJlTKOBI nHI BCI
CnO:lKHBa'll BHeceHI no IIepeJIlKY 3axonlB no Bl1lKJIIO'leHHIO, 3flnHO HMICJIaHHX nonepeJOKeHb, GynyTb
BI,llKJIIOtIeHI y HaJIe:lKHHH, BKa3aHHH y nonepeJOKeHI neHb, aGo npOTgrOM 10 pOGO'lHX 1lHIB mCJIH BKa3aHOI
naTH BI1lKJIIO'leHHJI He MO:lKYTb Gynl 3nlHCHeHI no naTH BKaJaHOI y nonepe)J.)l(eHl
IIepeJIlK 3aXOllIB no BlMJIIO'IeHHIO CnO)l(HBa'llB
IIepeJIlK 3aX01llB no BI1lKJIIOtIeHHIO rOTyeTbCH 3a JlBa P060'lHX nHI no 3anJIaHOBaHOl llaTH BIJJ.KJIIOtIeHHH 1
BlllnpaBJIJleTbCH no HatIaJIbHHKa rpynH lHcneKToplB-KOHTpOJIeplB IloJIH-paxyHKH CrrO)l(HBa'llB
p03TarnOBYIOTbCH y nepeJIlKy y nOCJIl}],OBHOCTI 3rI}],HO llaTH BI,llKJIIO'leHHH Uei1 nepeJIlK moneHHO KoperyeTbCH
I BHKOpHcToByeTbcJI HK nepemK 3aXOnIB AJIH IHCneKTOplB-KOHTpOJIepIB
IIepeJIlK 3aX01lIB no BIJ],KJIIO'leHHIO llJIg HenoGyToBHX CnO)l(HBa'llB TaKO)l( BlnnpaBJIHCTbCSI }],O 0<pICY
PeI'IOHaJIbHOrO HKPE, gK nonepe1I>KeHHH npo BI1lKJIIOtIeHHH, mo 'leKaIOTb pirneHHSI KOMICIl
IIonepe1I>KeHHSI npo BI1lKJIIO'leHHSI Gyne BHnaneHe 3 IIepeJIlKY 3aXOnlB no BI1lKJIIO'leHHIO, npH OTpHMaHHI
nonepe)J.)l(eHHH Bill npalllBHHKa BI1lJJ.IJIY 06CJIyroByBaHHSI CnO)l(HBa'lIB npo Te, mo CnO)l(HBa'I yCyHyB np11'iHHH
AJISI BIJ],KJIIO'IeHHSI O}],HHM 13 HH>K'IeBHKJIaj],eHHX rnJHIXIB
IlpocTpo'leHHH nJIaTl:lK GYJIO nOBHlCTIO CnJIatIeHO
CnO:lKHBa'I noronHBCSI BHKOHaTH nJIaTe)l(1 3flnHO rpa<pIKa norarneHHSI 3aGoproBaHOCTI
HeBlnKJIanHa Me}],H'lHa nonOMora cnO:lKHBa'lY 6yJIa BH3HaHa HeoGxlnHoIO I nOKyMeHTaJIbHO
II1nTBepJOKeHa O<pUJ,IHHHM 3aKJIanOM OXOpOHH 3nopoB'Si (MenH'lHa <l>opMa 108)3BlJIbHeHHH BI}], BI,llKJIIO'leHHH, oGyMOBJIeHe npaBOM CnO:lKHBa'Ia Ha CyGCH}],lIO aGo mJIbrOBHH
TapH<p, 3aB)J.HKH 'lOMy CnO)l(HBa'la 3BlJIbHeHO Bin CnJIaTH paXYHKIB 3a eJIeKTpOeHepflIO
![Page 49: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/49.jpg)
-------------------------------------------------------------------------------------------------------------------------------------------
TEMA IIonepe;:oKeHH$I npo BlJU(mOqeHH$I NQ
IHCTPYKllJ.,SI IIPO IIOP5I,nOK 3EOPYIIII
JIhBIBOEJIEHEPfOIIJIATE)I{IB
120
CTOPIHKA 3-$1 3 3-x III,l(rOTOBJIEHO
IIEPErJUIHYTO
8
30/09198
IIIIIIIIIIIIIII
llopH,UOK BlnKJIIOqeHH$I
Kom1lHcneK1'op-KOHTIlOnep BXOnHTb no nOMelllKaHHg cnmKHBaqa, BIH MaE: nOBl.ll.OMHTM cnmKHBaqy, mo MaE:
HaKa3 npo npHnHHeHH$I HanaHH$I nocnyr 3 nOCTatIaHH$I eneKTpoeHepru BIH MaE: cnOBIC1'H1'I1 CnO)KI1Baqy CyMy
3a6oprOBaHOC1'l, mo BKa3aHa y nonepe;:oKeHI npo BI.ll.KnlOtIeHH$I, nna1'e)Ky I nOBTopHoro nlJU(nlOqeHHg
5IKmo CnO)KI1Baq MaE: .ll.OBlJU(y npo CnJIaTy 60pry lHcneKTOp 3aJIMlllaE: mqMJIbHMK CnO)KI1Baqa nl.ll.KnlOqeHMM
,[(0 o6CJIyroByBaHHg
y pa31 BI.ll.KnlOqeHHg mqI1nbHMKa BIn Mepe)Kl IHCneKTOp-KOHTponep MaE: 3H$l1'M nOKa3HMKM mqMnbHI1Ka
CnO)KMBalJa, 3arrOBHM1'I1 IlOBl.ll.OMneHH$I npo 3.ll.Ii1cHeHe BIJU(nlOtIeHHg (<DopMa 102) 1 3aJ'1MlllM1'J1 fioro y
rrOMelllKaHHI CnO)KMBaqa
![Page 50: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/50.jpg)
9
JIhBffiOl>JIEHEPrOCXeMa OpraHI3auil P060TH 31 360py nJIaTe*lB 3 no6yToBHX CnO~HBa'llB
III
CnmKHBatI 3tIHTye
mtIHJlbHHK
Mic 1, peHh 30 +--------l:-~
CnmKHBatI
3anJIaTHB
MIC 2, peHh 10
I
CnO:lKHBatI
m.nrOTyBaB rpa<p1K
nOrarneHHSI 60pnB
"
BHl<JIIO'iHTH 31
cnHcKy Ha
BI,l:lKmotIeHHSI
~-.. TIpHmlHHTH
P060TY 3
Bl,!lKJIlOtIeHHSI
.----- L------....I
CnO:lKHBatI
nOBI)J.OMHB npo
3arp03y 3,!l0POB'1O
CnOlKHBa"l He 3annaTHB
3BUlbHeHHH BJ.D: BI.D:KJIIO
"leHHH BllIcyrHeTIocBI)l,'1eHHH npo Heo6
XllIHlCTb Ha.D:aHHH
MeA!1'1
HOro Har ffilIV BllIcVIHe CnO:lKHBa'i
V3anJIaTHB
Ha,D;lCJIaHO '----------'
nonepe,lOKeHHJI
npo BI,l:lKJIIO'ieHHlI
MIC 2, ,!leHb 25 r----------..
II
II
II
ICnO:lKHBatI He
3anJIaTHB
III
Bl,l:lKJIlOtIHTH' ~ CnO:lKHBaq
3aJIHWHTH <pOpMy 3anJIaTHB~102 L- ---I ...------,
Mlc 3, HeHb 5~ BHMaranr llOBTOpHO
'--__-+- .....1 ,!len03HT 1----toI;'-_n_1_.!lKJI__IO_tI_H_T_H----'
I CnO:lKHBa'i V"·..L----.....I
.. mnrOTyBaB rpa<p1KCnO:lKHBaq He norarneHHJI 60prIB
3anJIaTHB
III
BKJIlOlfHTHgo
cnnCKV
HenpalllOlOlfHX
Mlc 4, ,!leHb 5
......
II
![Page 51: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/51.jpg)
I 10
Icl>opMa 101
JILBffiOliJIEHEPfOCXeMa OpraU13auil pOOOTU 31 300py nJlaTeiKlB 3uenooyToBUX cnOiKUBaQlB
II
CnOJKllBatJ 3'UITYE:
mtIllJlhHllK
MIe 1, JleHh 30 l--------1~~
CnOJKllBatJ
3anJIaniB
MIe 2, peHh 5
II
CnOJKMBatI He
3anJIaTMB
BHKJlIOtJMTH 31CnOJKHBatJ cnMcKy Ha
---.. nJ.nrOTyBaB rpa<jJIK BI):U<nIOtJeHHB
nor:':=B~~prlB l-/------1;~L_B_~_;_:_f_£_:_t_:_:_B_..JnOBl.nOMHB npo
3arp03y 3.nOpOB IO
CnmKllBatJ
V3anJlaTMB
Ha~~JIaHO L.- ----l
nonepe).I)KeHHB
npo BI):U<JIIO'IeHHB
Mlc 2, ,UeHh lOr--------
II
II
I
ICnOJKHBatJ He
3anJIaTHB
CnOJKHBa1J He
3annaTHB
III
BI):U<JlIOtIHTH' ... CnOJKHBatJ
3aJIHII1HTH <jJOpMy .. 3anJIaTHB~102 L...- --I .-----,
~BHMaraTH TIOBTOpHO
L.-
M
_
1C
_
2J.+'_,U_eH_b_20----J CnOJKHBa1J I /f .nen03MT I---~",--_n_IAK_Jl_IO_tJ_H_T_ll---J
nJ.nroTyBaB rpa<jJIK VnOralI1eHHB 60prIB
II
BKJIIO'fHTHgo
ellHCKV
nenpaUIOIO'fHX
Mlc 3 rreHh 20
II
![Page 52: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/52.jpg)
II
<l>opMa 101JIhBmOliJIEHEPrO
(Allpeca)(Te.JIeclJOH)
(POGo'll rOLlO"O)
IIII
,l(aTa _
I1p13BI1ll.\e CnmKI1BaQa _ NQ nOJI}I-paxyHKy CnmKI1Baqa, _
• CnnaTHBllIH npocTpOqeHy CyMy 3rl):(HO Ballioro nOTOqHOrO rpaQ>lKY nnaTe)KlB
nOnEPE,l(iKEHIDI npo BI,l(KJIIOqEHIDI
• 5.£Kmo 3BepHeTeCb ):(0 Hac 3a BHme3ra):(aHOIO a):(pecoIO a60 TeneQ>OHHHM HOMepOM ):(ITH
p03p06KM rpaQ>IKa nnaTe)KlB, HKMH ):(03BonHTb BaM cnnaTHTH Balli paxyHoK y npHHHSlTHlH
Q>OPMl P03CTpOqKM 3 mOMICHqHOIO a60 mOTM)KHeBOIO nnaTOIO
IInaTDK no BalliOMY paxyHKy 3a eneKTpoeHeprno npOCTpOqeHO Ha):(aHHH BaM nocnyr nOCTaqaHHH
eneKTpoeHeprn 3armaHOBaHO npHnHHHTH naTa, a60 y Me)KaX 10 p060'!HX ):(HIB BH Mane
3Mory Bl):(BepHyTH Bl):(KJTIOqeHHH cnnaTHBIIIH npOCTpOqeHy CyMy y p03Mlpl _rpHBeHb, a60
CyMa. IUO MaC 6YTl1 CnJIaQeHOlO _
J.[KmO Ha}l;aHHH BaM nocnyr npHnMHeHo, BH Ma€Te cnnaTMTH rpMBeHb 3a nOBTopHe
nI):(KnIOqeHHH 3p06neHe y 3BH':IaHHl P060ql rO}l;MHM, a60 rpHBeHb 3a nI):(KnIOqeHHH nICnH
3BHqaHHOrO po6oqoro qacy )];0 Bac TaKO)K MO)Ke 6yTM BMcyHyTa BMMora BHeCTM 3acTaBy, mo
}l;0PIBHIO€ BallIHM ):(BOM, mOHaH6mbllIMM MICSlqHMM paxyHKaM Y BHna):(Ky 3,lUHCHeHHH nnaTH. a60
nI):(rOTOBKM rpaQ>lKa nnaTe>KIB Ha MOMeHT npMxo.n;y npe.n;CTaBHMKa JIbBlB06neHepro .n;o Ballioro
nOMellIKaHHH ):(ITH 3}J,IHcHeHHH Bl}J,KnIOqeHHH, BM Ma€Te cnnaTMTM rpMBeHb 3a Moro B13MT
J.[KIIJ;O BH n06yToBHH CnO)KMBaq, BH Ma€Te npaBO Ha Bl):(CTpOqKy Bl):(KJTIOqeHHH, HKIIJ;O u;e
3arpO)KyBaTMMe 3):(0POB'1O qneHIB BalliOl ClM'1 BM MO)KeTe cnOBlCTHTH npo He06xl):(HlCTb
Me):(HqHOrO Harml):(y 3aTeneQ>oHyBaBllIM ):(0 JIbBIB06neHepro )];HnnoMoBaHMH nIKap MaE: OQ>II_UHHO
3aCB1):('lMTM He06xl.n;HlCTb HarnH):(y npOTHrOM TpbOX ):(HlB
Mpeca CnmKI1BaQa _
J.[KlI{O BM He 3a}J,OBoneHl HallIMMH }J,IHMM BM Mane npaBO 3BepHyTMcH .n;o PenOHanbHoro BIMmy
HKPE 3a aLWecolO CKapra He MO)Ke 6yTM no):(aHOIO .n;OKM BM He
cnp06yne BMplIIIMTM np06neMy 3 JIbBlBo6neHepro<l>opMa 102<l>opM3102
MM He XOqeMO npMnMHHTM Ha}J,aHHH BaM nocnyr 3B'H)KITbCH, 6y.n;b naCKa, 3 JIbBlB06neHepro }l;nH
06rOBopeHHH nHTaHHH IIJ;O}J,O Ballioro paxyHKy MM nI):(rOTy€MO 3 BaMM rpaQ>lK nnaTe)KIB, a60
BM3HatIHMO tIM He BKnIOqeHl BH .n;o nepenIKy THX, Koro He Bl):(KJTIOqalOTb 3rI.n;H0 pIBHSI BauJHx
npM6yTKlB tIM npHBInelB
JIbBIB06neHepro He Hece Bl}J,nOB1}l;anbHOCTI 3a 6y}l;b HKl nOllIKo.n;)KeHHSI BnaCHOCTl, 06na.n;HaHHH a60
):(OBKmnH, IIJ;O MO)KYTb Man1 MICL(e B HaCnI):(OK Bl}l;KnIOqeHHH CnmKMBaq Ma€ 3):(lMCHMTM BCl
He06xl}J,Hl 3aXO}J,H ):(ITSI 3axHcTy BnaCHOCTl. 06na}l;HaHHH Ta }J,OBKIMH }l;0 BMmeBKa3aHOl ):(aTM
Bl):(KnIOtIeHHH
IIIIIIIIIIIIIII
![Page 53: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/53.jpg)
12
IIpllBHw,e CnOiKUBa"m
3araJlLHa CYMa, w.o MaE: 6YTH CnJIalleHOIO _
Baworo nOMeWKaHHH, pOlTaWOBaHoro 3a --=M=..p;:.:e:.;::c""'o-"'IO"'- _
nOBI,l(OMJIEHIDI TIPO 3)l;rn:CHEHE BmKJIIOQEHIDI
" 199_ pOKY Ha.llaHHH nOCJlyr no nOCTallaHHIO eJIeKTpoeHeprii .llO
o IHwux npUIIUH _
x!! nOJIH-paXYHl~Y CnOiKHBalJa _
JIhBffiOJiJIEHEPrO(A,npeca)
(TeJIe<j)OH)(Po6o'll roJlUHU)
MH BHCrrOBJIlO€MO )I(arrb 3 npHBO,ll;y He06xl,ll;HOCTI 3,lJ;IHCHeHH~ [(bOrO 3aXO,lJ;y ,ZJ;ml Bl,ll;HOBneHH}l
Ha,ll;aHH~ nocrryr BaM Tpe6a nO,ll;3BOHHTH HaM 3a Tene<pOHOM , a60 npHMTH ,ll;0
HaII10rO 0<P1CY 3a a.n;pecOIo rpa<p1K nOraII1eHH~
3a60proBaHocTI ,ll;03BOJIHTb BaM rroraCHTH 6y,lJ;b ~KY CyMy 60pry rrpoT~roM npMHH~THoro rreplO,ll;y
tIacy, llInSiXOM 1L(0TH)I(HeBHX a60 mOMICSltIHHX BHecKIB, SlKI CnO)l(HBatI CnpOMO)l(HHM cnnaTMTM
o HenO.llaHHH laHBKU Ha 06CJlyroByBaHHH
o BI.llCYTHOCTI noraweHHH la6oproBaHOCTI y CYMI _
"
KPIM [(bOrO, MH npH3HatIaeMO BaM cnnaTMTM __ rpHBeHb 3a nOBTopHe ITl.n;KmotIeHHSI
rrpOTSIroM 3BMtIaMHoro p06otIoro 'lacy, aGo _ rpHBeHb B IHII1HM tIac ,ZJ;0 Bac TaKO)l( MO)l(e 6yTH
BHcyHyTa BHMora BHeCTH 3acTaBy, mo ,ll;0PIBHIO€ )];BOM HaH6lJIblIlHM Cepe,ll;HbOMICSltIHHM paxyHKaM
no6yToBHx CrrO)l(HBatIIB, a60 ,lJ;0plBHlOe BaII1HM ,UBOM HaM6IJIbII1HM MICSI'lHHM paxyHKaM, SlKIL(O BH
Heno6yToBHM CnO)l(HBatI
IT06yTOBI CnO)l(HBatIl MO)l(YTb cnOBICTHTH rrpo Heo6xI,ll;HICTb Me,lJ;HtIHOrO Harml,ll;y RKIL(O Mae MIC[(e
cepii03He 3aXBoplOBaHHSI, a60 y l.I,hOMy MIC[(I He06xI,ll;HO 3a6e3netIHTM Me,ll;H'lHHH HamSl,ll;, rrpo l.I,e
MO)l(Ha cnOBICTHTH rro Tene<pOHy )J;HnrrOMOBaHHM JIIKap Mae 0<p1l.l,IMHO 3aCBI,ll;lJHTH He06xl,ll;HICTb
HarrrSl,ll;y npOTSlrOM TpbOX )lHlB
liyno npHmmeHO Ha nl.llCTaBI
RK1l.I,0 BH MaeTe 3arrepetIeHHSI mO,ll;O l.I,bOrO BI.n;KmotIeHHSI, rrO,lJ;3BOHITb HaM 1 MH cnpo6yeMo
BHplII1HTH L(1O np06neMy
IIIIII'
IIIII
II
II
IIII
![Page 54: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/54.jpg)
II
JlbBIBOEJIEHEPfOrrJlATE)l(IB
IHCTPYKlJ,l.sI rrpo rrOP.sI,l.(OK 360PY
13
---...--------...---------------_..._--------------------------------------...---_..-------.._------_..---...-------_..---------------------------------
TEMA rpa$IKH nOrarneHHlI 60PflB
II
CTOPIHKA I-a 3 2-x IlI,l(rOTOBJIEHO
IlEPErJIRHYTO
130
30/09198
IIIIIIIIIIIIIII
META
Ull npOl\e)J;ypa onMcy€: rpal!)lKJ.I nOrameHHlI 60pry no6yToBJ.lMH I Heno6yToBMMM CnOJKMBallaMI1, a TaI<O)J(KpMTepn BI,lI,nOBI)J;HOCTI cnO)J(MBatUB BHMoraM 06neHepro
OIlliC
JIbBIB06neHepro Mae 3a6e3nellYBaTH cBoellacHHH 361P nnaTeJKIB 3 THX cnO:linIBallIB, lIKI cnpOMO)J(HI nnaTHTI1
3a eneKTPoeHepfJIO I B TOH )J(e 'lac KOMnaHUI Hece BI,lI,nOBI)J;anbHICTb 3a npMroTyBaHHlI rpaqm<a nnaTeJKIB,lIKMH e npHHH1ITHHM jJK MjJ KOMnaHIl, TaK 1 .u.njJ TMX cnO)J(HBallIB, jJKI MalOTb TPY,ll,HOllU 13 CnJIaTOIO IXHIXpaXYHKIB KO)J(Horo pa3y mn lIac OC06l1CTOI 3YCTpllli 13 cnO)J(HBa'leM HOMy Mac 6YTl1 3anponOHOBaHl1Hrpa4>II< norameHHlI 3a6oprOBaHOCTI, lIKll.\O cnmKMBa'l Mac npo6neMy 3 Bl1nnaTOW TICI CyMH lIKy BIH3a6opryBaB 06neHepro Ilpal\IBHHK BiMWY o6cnyroByBaHHjJ cnO)J(HBalllB Mae nOHCHHTH cnO)J(I1BallY rpa4>IKnorameHHjJ 3a6oprOBaHOCTI I 06rOBOpl1TH nJIaH, ll.\O HaiiKpall.\MM qHHOM BI,lI,nOBI)J;ac nOTpe6aM CnOJKHBaqa
Y BHna,UKY KonH cnO)J(I1Ba'll He B 3M031 CnJIaTI1TH 3aranhHY CyMy 60pry no IXHIX paxyHKax, HanaHHH nocnyrHeo6xI,lI,HO np0,ll,OBJKYBaTl1 JlKmO CnOJKHBa'l
I Cnnallyc npm'iHlITHY lJaCTHHy paXYHKY 3a nOTO'lHHH MIClIl\h, 12 Iloro,U)J(YCTbcH cnnaTHTH pemTy 60pry 3a npHllHlITHHM rpa4>IKoM p03CTpOlJKI1, I3 Iloro,U)J(yCThcH cnnallyBaTH BCI HacTynHI paxyHKH B Me)J(ax npHHH.IlTHOrO 'lacy nOKH
nnaTe)J(1
:laHeCeHI,lI,O rpa4>IKa He 6y,Zl;yTb nOBHICTIO CnnaqeHl UeH npl1HHJlTHI1H lIac BH3HalJaCTbCJIlIK
HaneJKHa JJ;aTa nnaTeJKy
fpaeplK perynllpHHx nJIaTe)J(IB
rpa4>IK peryJIRpHHX nnaTe)J(IB BHKOpMCTOByCTbClI KOJIH CnOJKMBa'l Mac HeCnnalJeHHH 60pr I norpe6yp03KJIaCnI nnaTe)l;.I no 3a6oproBaHocTI Ha nepIOn neBHO! KIJIbKOCTI MIC.Ill\IB
3a l\MM THnOM rpa4>IKa CnOJKMBaq noro,U)J(YCTbcll KO)J(eH MIClIl\b CnnaqyBaTM nOTOlJHHH paxyHoK nnwc'laCUfHY 3a6oprOBaHOCTII He 36lJIbrnyBaTI1 60pr nepe,ll, KOMnaHlew
CnJIalJyBaHHR CyMH 3a rpalPlKOM nmoc paxyHoK 3a nOTOlJHMH MICjJI..\b Heo6xlnHo 3,Zl;IHCHIOBaTH KOJKHOrOMIC.Ill\H ,Zl;OKH cyMa y nom-paxyHKy He 6yne cnnalleHa nOBHICTIO
IlepIOn rpa4>IKa nnaTeJKIB Mac 6yTH npH6nH3HO plBHHM BIJJ;pI3KY 'lacy 3a lIKH" 6yJIO HaKOnH'leHO3a6oproBaHIcTh Cno)J(HBall MO:>Ke 3,l1,JikHIOBaTH nnaTe)J(1 3a I..\HM nnaHOM y 6yJJ;h lIKHH lJac neH${ 3anpocrpO'leHHH nnaTDK ,lI,OnaCTbClI KO)J(HHH MIClIl\b ,lI,O CyMH 3a6oprOBaHOCTI
Oco6nMBMH rpaqJlK nnaTe)J(1B
IlpOT.IlrOM 3HMOBHX MIClIUIB, 3 nHCTonana,Uo 6epe3HjJ, no6yToBOMy CnO:>KHBa'ly 3 HH3bKHM npH6YTKOM MO:>Ke6yTH 3anponOHOBaHHH OC06JIHBMH rpacjJIK nnaTeJKIB
![Page 55: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/55.jpg)
II
flbBIBOEflEHEPronflATE)l{IB
IHCTPYKQI.5I npo nop.5I,llOK 3EOPY
14
------------------------------------------------------------------------------------------------------------------------------------------
TEMA fpacPIKH norameHHH 60prIB
II
CTOPIHKA 2-a 3 2-x TImfOTOBJIEHO
TIEPErJUIHYTO
130
30/09/98
IIIIIIIIIIIIIII
3a QMM rpacPlKoM cnmKHBalJ nOrO,ZOKYCTbC}} KO)KeH MlC}}Qb CnJIalJYBaTH nOTOlJHHH paxYHoK, npOTJlTOM
3HMOBoro neplO,D;Y, 1 nOlJHHalOlJM 3 KBITHH CnJIalJYBaTM nOTOlJHHH paxyHoK nJIIOC lJaCTlIHY CBOCI
3a60prOBaHOCTI rpacPIK nJIaTe)KIB MaE: 6yTH p03paXOBaHMH TaKMM lJHHOM, m06 yCI 3a6oprOBaHOCTI
CnO)KMBalJa 6YJIH norameHl no KIHQJI )KOBTHH Y 3HMOBMH neplOn KOMnaHHI MO)Ke BI,D;MOBHTMCb BI,D;
HapaxyBaHH}} neHl 3a npoCTpOlJeHHH nJIaTDK no 3a6oprOBaHOCTI
PeE:CIpaUlH rpaqllKIB norameHH}} 3a60proBaHocTI
BCI rpaqHKH norameHHJI 3a6oprOBaHOCTI MalOTb 6YTlr 3acPll{COBaHI y 06JIlKOBIH nOKYMeHTaL\ll KOMnaHll I
JIMCT 3 IHcPopMaL\lE:1O npo QI 3amrCM HanCHJIaE:TbCJI ,D;O CnO)KHBalJa (cI>opMa ] 03)
lIpymH rpaqllK norameHHH 60pry
51Kmo no6YTOBHH CnO)KHBalJ Y 3MMOBHH neplO,lJ; He B 3M031 CBOE:lJ:aCHO 3,lJ;IHCHIOBaTH IIJIaTe)KI 3rI,lJ;HO rpa~llKa
norameHH}} 3a60prOBaHOCTI, KOMnaHI}} MO)Ke n03BOJIHTM CnO)KHBalJ:Y BCTaHOBHTH ,lJ;pyrHH rpacPIK norameHHH
3a6oprOBaHOCTl, O,lJ;HaK KOMnaHlJl He 060B'}}3KOBO nOBMHRa 06rOBoplOBaTH ,l(pyrHM rpa¢lK
51Kmo Hen06yToBHH CnO)KHBalJ He B 3M031 CBOE:lJaCHO 3,l(IHCHIOBaTH nJIaTe)Kl 3r1,lJ;HO rpacPIKa norameHH}}
3a6oprOBaHOCTl, KOMnaHul He 060B Jl3KOBO nOBHHHa 06rOBoplOBaTH ,lJ;pymH rpacPIK
![Page 56: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/56.jpg)
IIIIIIIIIIIIIIIII.II
15
CIlopMa 103
JIhBffiOliJIEHEPrO(A,npeca)
(TeJ1e«j)OH)(poGo... rO~"H")
fiJIaH norameHHH 3a6oprOBaHOCTi
,[{aTa _
IIpI3BH~e cnO:I1<HBaQa _
A,rr,peca cnmKHBaqa _
MICTO / CenH~e _
NQ noml-paxYHKY CrrO:>KHBaqa _
BH nOrO~HJIHCb Cnna'lyBaTH Ballll nOTO'lHI paxyHKH y Hane:>KHHM 'lac nmoc nJIaTe:>Kl BKa3aHI HH:>KLJe
CTpOK rrnaTe:>Ky CyMa CTpOK nnaTe:>Ky CyMa
CTpOK rmaTe:>Ky CyMa CTpOK rrnaTe:>Ky CyMa
CrpoK rrnaTe:>Ky CyMa CTpOK nnaTe:>Ky CyMa
CTpOK nnaTe:>Ky CyMa CrpoK rrnaTe:>Ky CyMa
CTpOK nnaTe:>Ky CyMa CTpOK nnaTe:>Ky CyMa
CTpOK nnaTe:>Ky CyMa CTpOK nnaTe)Ky CyMa
5b:llJ,o BH He 3,Z:\IMCHHTe nnaTl:>K y Hane:>KHH" 'lac. BH OTpHMatTe IIonepeLl:>KeHHlI npo Bl,U,KlIIO'leHH1I Ha,Z:\aHHSIBaM nOCJIyr 3 nOCTaLJaHH1I eneKTpoeHepru MO:>Ke 6yTH npHnHHeHO 'lepe3 n'SlTb (5) ,Z:\HIB mcn1l Bl,Z:\npaBneHHSIBaM nHCbMOBoro nOBIL\OMneHHSf
JIKllJ,O BH He MatTe MO:>KJIHBOCTI 3,Z:\lMCHIOBaTH nJIaTe:>Kl, 3aTeJIe<pOHyi:iTe ,Z:\O JIbBIB06JIeHeprO 3a HOMepOM _____ , a60 npHM,Z:\ITb,Z:\O Hallioro oqllCY 3a a,Z:\pecolO ___ y Ham 3BHLJaMHHll P060'lH" 'lac BH MaETe npaBO Ha npHMHlITHH" rpaqllKnorarneHHlI 3a6oprOBaHOCTI MH p03rJIlIHeMO Barny cHTyaU110 paJOM 3 BaMH I Ha,Z:\aMO IH<popMaUllO npoBallil npaBa CnO:>KHBaLJa JIKllJ,O MH He ,Z:\lll,Z:\eMO ,Z:\O 3rO,Z:\H BH MO:>KeTe 3BepTaTHCb 3a pirneHH1IM ,Z:\OpenOHanbHoro npe.n:CTaBHHUTBa HKPE al!Peca HOMep TeJIecPoHy
3 nOBarOIO
![Page 57: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/57.jpg)
II
16
JIbBIBo6neHeproBl,U.Lun o6cnyroByBaHHjI CnmKHBaQlBn:bBIBOEnEHEPfO IHCTPYKUIJI npo nOPJI)l;OK 3EOPY nJIATE)KIB
II
TEMA
CTOPIHKA
PeCTpyKTypH3aLUJl
3a6oprOBaHOCTI
i-a 3 4-x III)l;fOTOBnEHO
IIEPErnJIHYTO
135
300998
IIIIIIIIIIIIIII
METABLUM lHCTpyKLlII onMcaHO npoLlec pecTpyKTypH3aLlII AlHI CnJIaTM cTapOl 3a6oprOBaHOCTI CnO)KHBa'laMM
eJIeKTpoeHepru [OJIOBHOlO MeTOlO C .uOCJlrHeHHJI nbBIB06JIeHeprO MaKCMMaJIbHO MO)KJIHBOrO plBHlI 360py
IIJIaTe)KIB, lIK BapTocTI IIpHBelleHol Ha TeIIeplIlIHIM MOMeHT
OIIIilC
3apa3 CnO)KHBa'll 3a6opryBaJIH nbBlB06JIeHeprO 3Ha'lHl CyMH rpollIeH 3a eJIeKTpoeHepnlO, CIIO)KIiTY B
IIonepe.uH1 neplo.uH 3 MeTOlO .uOCJlrHeHHJI MaKCHMaJIbHO MO)KJIHBOrO PIBHJI 360py nJIaTe)KIB lIK BapTOCTI,
npHBe.ueHO! Ha TeneplllIHIH MOMeHT, nbBIB06JIeHeprO 3.uIHcHlOBaTHMe KOMIIJIeKCHI, CMCTeManl'lHI neperml.u
Ta peCTpyKTypH3aLlIlO YCICI 3a6oprOBaHOCTI CIIO)KJ:.tBa'lIB 3a6oproBaHlcTb CTJlrYBaTHMeTbCJI O.uHMM 3 TpbOX
3ac06lB
• 3BH'IaHHMH (CTaH.n;apTHHH) IIJIaH norallIeHHJI 3a6oprOBaHOCTI,
• p03llIHpeHHM IIJIaH IIorailleHHJI 3a6oprOBaHOCTI
• IIpeTeH31HHa p060Ta
):(0 BCIX IIOTO'lHIiX Ta HacTynHMx 60prIB 6y.ue 3aCToCOBaHO )KOpCTKHH m,UXl.n; I nOpJl.n;OK, lIKMH OIIHcaHO Y '-lIH
IHCTpyKUIl BI.n;HOCHO YCIX CTapHX 60prlB (60prM CTpOKOM 61JIbllIe 3 MICJI'-lIB) 6y.n;e 3aCTOCOBaHO 3axo.n;M, 1U0
OIII1CaHI y UbOMY P03.n;IJII
IIo'lMHalO'IH 3 1 10 1998 pOKY Ha BCI 60prH 6y.n;yTb HapaxoByBaTHcb BI.n;COTKH 13 CTaBKOlO XX% Ha plK
(Bl.n;COTKOBa CTaBKa HaLlIOHaJIbHOrO 6aHKy YKpalHH Ha KOpOTKOCTpOKOBI II03MKH, IIJIlOC 2%), JlKIUO He
6y.n;YTb 3aCTOCOBaHI IHilll CIIeUIaJIbHI 3axo.n;M IIepe.n;6a'leHI UIE:lO IIOJIlTHKOlO
Ey.ue .n;OKJIa.ueHO MaKCHMaJIbHMX 3yCMJIb .uml 360py nJIaTe)KIB rOTlBKOlO Y BHna.n;Kax KOJIH 3aMICTb rOTlBKM
6ynYTb IIpHHMaTHCJI rOTIBKOBI eKBlBaJIeHTH, a60 lHilll aKTHBM, Kpe.uHT Ha rrOJIe-paxyHoK CIIO)KHBalIa 6y.n;e
Ha.n;aBaTHcb 6a3YlOIIHCb He HOM1HaJlhH1H BapTOCT1, a Ha tjJaKTHgH1H PHHKOB1H BapTOCTl aKTHBy
IIplOpMTeTHICTb aKTIiBIB, lIKMM Ha.n;acTbCJI rrepeBara,ll;JIJI CrrJIaTM 3a6oprOBaHOCTl, MO)KHa rrpe.n;cTaBHTH TaKHM
IIHHOM
• [OTlBKa• nIKBl.n;HI rOTlBKOBI eKBIBaJIeHTH plBHO! pHHKOBOI BapTocTl, (.n;ep)KaBHI o6JI1raUII, 6aHKIBcbKI
BeKcemI I TaKe !Hille)
• 3aJIIKH plBHOI pHHKOBOI BapTOCTI (JIKI MalOTb 6yTH npOBe.ueHI llIJIJlXOM 6aHKIBcbKOI
IIpOIW.uypH BpaxyBaHHJI 3aJIlKlB)
• OCHOBHHH aKTHB plBHOI pMHKOBOI BapTOCTI (TlJIbKM JlK OCTaHHIH 3aXln, HaIIpHKJIan, ,ll;JI1I
IIpOlla)Ky 3 MeTOlO BHKOHaHHJI CYllOBoro plllIeHHJI)
BCI IIJIaTe)KI BHOCJlTbCJI Ha KJIlpHHrOBI1H paxyHoK nbBIB06JIeHeprO y <DOHlll EHepropHHKy ,ll;JI1i P03IIO.n;IJIY
3nnHO npO'-le.n;ypH P03IIO.n;IJIY KOllITlB EHepropHHKy IIJIaTe)Kl, JlKI He BHeceHl Ha ueH paxyHDK He 6YllYTb
3apaXOBaHl no IIOJIlI-paxyHKy CnO)KHBa'la
EoprH CnO)KHBa'lIB IUD 06CJIyroBylOTbCJI He 6y.n;YTb CIIHcaHI IIOBHICTlO a60 IIaCTKOBO Eopm BI,ll;KJIlO'IeHHX
CnO)KIiBa'llB 6ynyTb cnHcaHI IIOBHlCTlO a60 'IaCTKOBO TlJIbKM mCJIJI 3aBepIlIeHHlI BCIX cynoBHx P03rJIH,lI,IB, 11K
ue p03rJIJlHYTO y P03,l1,IJII 190
![Page 58: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/58.jpg)
IHCTPYKllI.5I IlPO IlOP.5I.lI:OK 3EOPY IlJIATE>KIB
IIII
JIbBIBOEJIEHEPrO
TEMA
CTOPIHKA
PeCTpYKTypl13aI.\UI
3a6oprOBaHOCTI
2-a 3 4-x IlI.lI:rOTOBJIEH0
IlEPErJI.5IHYTO
135
300998
17
IIIIIIIIIIIIIII
CnmKHBalJl, lIKI OTpHMYIOTh nOCJIyrH 3 nOCTa'laHHjI eJIeKTpOeHeprll ,BIA He3aJIe:iKHHX nOCTa'laJIhHHKIB
eJIeKTpOeHeprll 3aJIHIllaIOTbCli BI.llnOBIlJ:aJIhHHMM 3a 6Y.llb jjKI 60prM, jjKI BOHl1 MaIOTb CnJIaTl1TH .llO
JIhBIB06JIeHeprO JIbBIB06JIeHeprO 6Y.lle .llOTpHMyBaTl1Cb np0I.\e.llypl1 360py nJIaTe:iKlB, 1l\0 ormcaHa y LUH
IHCTpYKI.\1I BKJIIO'IaIO'Il1, BI.llKJIlOlJeHHSI, .llJIjI nOrallleHHlI 6Y.llb jlKOrO 3 I.\HX 60prIB
IIpoue.I!Ypa peCIPYKTypH3aUII 60pry
Ilp0I.\e.llypa, jjKOI 6YAe Heo6xl.llHO .llOTpl1MyBamcb .llJIlI KJIaCHlfHKaI.\lI, peCTpYKTYPl13aI.\1I Ta nOrallleHHlI 60pry
OnHCaHa HH:iK'Ie
BCI CnO:iKHBa'll 60P:iKHHKH, jlKHM nOCTalJaeTbCll eJIeKTpOeHepflll, 6Y.llYTb nO.lllJIeHI BI.ll.llIJIOM PeaJI13aUII Ha )lB1
rpynH
• CnO:iKMBa'll 60P:iKHHKM 3 nOTOlJHHM 60prOM, BH3HalJaIOTbCJI jlK cnO)j{J1BalJl Il\O MaIOTb 3-x
MIClIlJHY 3a6oprOBaHICTh a60 MeHIllY .lI:o I.(MX 60P:iKHMKIB 6Y.lle 3aCTOCOBaHO )/(0pCTKI 3aXO.llH 3
HaCTyrrHMM BI.llKJIIOlJeHHJlM 3a HeCnJIaTy paXYHKIB (P03.ll1JI 120) I CTaH.l~apTHa rrp0I.\e.llypa
p03po6KH nJIaHy noraweHHH 3a6oproBaHocTI (P03.ll1JI 130)
• CnO)/(MBa'Il 60P)j{HHKH 13 CTapoIO 3a6oprOBaHiCTIO, BH3HalJaIOThCH JlK CnO:iKHBa'll 1l\0 MalOTb
6lJIblll HI)/( 3-x MIClIlJHY 3a6oprOBaHICTb llMM 60p)l{HHKaM 6Y.lle 3arrponOHOBaHO, lIK onHcaHO
HM)I{lJe y 11bOMY p03.llIJIl, P03IlIMpeHMM: nJIaH rrorallleHHjI 60pry
.lI:o BCIX CnO)l{HBalJlB 60P:iKHHKIB, HKHM Ha.llaIOTbCH nOCJIyrH 3 nOCTalJaHHlI eJIeKTpoeHepru, 6Y.llYTb
3aCTOCOBaHI )I{OpCTKI 3axO.llM IlJ,O.110 360py nJIaTe:iKIB no norarneHHIO 3a6oprOBaHOCTI .llO JIhBIB06JIeHeprO
EY.llb jlKMH CTIO)l{MBalJ (3a Bl1KJIIOlJeHHllM crreQlaJIbHO BKa3aHMX y HaCTyrrHoMy naparpaljll) lIKI1M: a60 He
CrrJIaTI1B CBIM: 60pr nOBHICTIO, a60 He DI.llnMCaB CTaH.llapTHMM: a60 p0311IMpeHI1M: nJIaH noraIlIeHHH
3a6oprOBaHOCTI, a60 nopylllye TIJIaH norallleHHll 3a6oprOBaHOCTI '1M IHIlII nOJIO)l{eHHjI nnaHy norallleHHH
3a6oprOBaHOCTI, 6YAe BI,llKJIIOlJeHHM: lIK I.(e onHcaHO y P03.llIJII 120 I norameHHjI 3a6oprOBaHOCTI BIllKJIlOlJeHHX
Hen06yTOBI1X CnO)l{I1Ba'IIB 6Y.lle 3.llIM:CHeHO lJepe3 CY.llOBHM: p03rJIll.ll, jlK 11e omfcaHO y P03.llIJIl 190
P0311IMpeHHM: rrJIaH norallleHHll 3a6oproBaHocTl
JIbBIB06JIeHeprO Mae BHKopHCTaTH BCI HallBH! MO)KJIHBOCTI .llJIjI OTpMMaHHjI BIA CrrO)l{HBalJIB BHnnaT no
3a60prOBaHOCTI, OC06JIHBO BI.ll CnO)l{HBalJlB 1.1.(0 3a6opryBaJIl1 3HalJHY CyMy BpaxoBylOlJH Ha.ll3Bl1lJaM:HI1M:
xapaKTep rrOTOlJHOl Cl1TyaQII 13 3a6oprOBaHICTlO, JIbBlB06JIeHeprO MO)l{e 3anponoHyBaTM, llK Onl1CaHO HI1)1{lJe,
60p)j{HHKaM 13 CTapolO 3a60prOBaHICTIO OCo6JIHBHM: P031lll1peHHM: nJIaH norallleHHlI 3a6oprOBaHOCTI
IIpH OTpHMaHi npOTI03HQII P031l1MpeHOro nnaHy norameHHlI 3a60prOBaHOCTl cnO)l{HBa'IY 6y.ne Ha.llaHO 10.llHIB .llJIH Toro, ll\o6 HaAICJIaTH BI.llnOBI.llb .llO JIbBIB06JIeHeprO I npHHHjjTH nnaH, a60 06roBopHTH
aJIbTepHaTHBHMM: BaplaHT CnmKMBalJl, SIKI He 3.llIM:CHMJIM TaKHX 3axoAlB, a60 nopyrnYIOTb nJIaH norarneHHlI
3a60prOBaHOCTI, 3flAHO 3 IIOCTaHOBOIO Ka6IHeTy MIHICTpIB NQ 705 I nOplI,llKOM onHcaHMM y 111M: IHCTpyKQII
cTaHyTb KaH.llH.llaTaMH Ha Bl.llKJIIO'IeHHH
JIbBlB06JIeHeprO HeBl,llKna.llHO p03nO'IHe peaJIl3a11llO QIE:l npOQe.llypH I jlKOMOra CKoplrne 3po6HTb npOTI03HQII
YCIM cnO)l{J1BaqaM 60p)l{HHKaM BCI npon03I11111 6Y.lle Ha.llaHO He nI3HIIlle 31 rpY.llHjI 1998 pOKY IIICJIH UIE:I
.llaTl1 nOBTopHHX npOn03l1QIM: He 6Y.lle
![Page 59: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/59.jpg)
IHCTPYKUUI npo nOP5I.ll:OK 3EOPY nJIATE)I(IB
IIII
JIbBIBOEJIEHEPfO
TEMA
CTOPIHKA
PeCTPYKTYPH3al.\UI
3a6oprOBaHOCTI
3-~ 3 4-x nI.ll:fOTOBJIEHO
nEPEfJI5IHYTO
135
300998
18
IIIIIIIIIIIIIII
P0311lHpeHHH nJIaH noraWeHHJI 3a60prOBaHOCTI
UeH nJIaH 6yne 3aCTOCOBaHO no BCIX npOMHcnOBHx, ClJIbCbKOrocnolIapCbKHx cnmKHBaqlB, KOMyHaJIbHHX
CJIy)J{6, n06yToBHX Ta IHWHX cnO)J{HBaqlB
Bm.rrlJI PeaJI13aUIl 06JIeHe,pro HanlIIlJIe no KO)J{HOro cnmKHBaqa nOB1.ll0MJIeHH~ y JIKOMy BKa3aHO npl3BI-lllle
cno)J{HBaqa, HOMep noml-paXYHKY, Micue nepe6YBaHH~, Tapmp I CyMy HeCnJIaqeHoro 6opry, a TaKO)J{
npon03HUllO p03lIIHpeHoro nJIaHy norallleHH~ 3a6oprOBaHOCTI KOnIJI KO)J{Horo nOBIlIOMJIeHHlI Mac 6ynl
HarIICJIaHa no penOHaJIbHOrO npe,UCTaBHHUTBa HKPE
CroOK npon03HUll Ha CnJIaTy HeBHnJIaqeHOrO CTaporo 60pry y p03Mlpi plBHHX nnaTe)J{1l3 BH3HaqaCTbC~
neplOnOM, lIlO He nepeBHmyc 48 MIC~UlB 40% BI,U cepe,UHboMICJIqHOI CyMH paxyHKy BH3HalIeHI lIK MlHIMaJIbHa
plBHa qaCHma, a60 3% nepBlcHol HeCnJIaqeHOI 3a6oprOBaHOCTl, BHX01UIIIH 3 Toro lllO c 6lJIblllHM nJIaTe)J{1
MalOTb 6yTH 3po6JIeHI lIO 06JIeHeprO llImIXOM IX BHeceHWI 6e3nOCepelIHbO Ha paxyHOK 06JIeHeprO y WOHAI
EHepropHHKy, rOTIBKOIO KOJIH lIe MO)KJlHBO, a60 LIep)J{aBHHMH BeKcemlMH plBHOI pHHKOBOl BapTOCTI
BIlICOTKH 6YlIYTb HapaxoByBamcb moneHHO y p03Mlpi 30% PlqHHX Ha He3a6e3neqeHHH 60pr I y p03Mlpl 20%Ha 60pr 3a6e3neqeHHH 6aHKIBcbKHM aKpeJIHTHBOM /a60 IHlllHMH n01ll6HHMH nOKyMeHTaMH
KO)J(eH cnO)J{HBaq Mac nInnHCaTH KOHroaKT 3 06JIeHeprO Ha OC06JIHBHH nJIaH noraWeHHJI 3a60prOBaHOCTI,
ne BH3HalIeHO CyMy I qac CnJIaTH 3a6oprOBaHOCTI
P03WHpeHHH nJIaH noraWeHHJI 3a60prOBaHOCTI - ElOlPKeTHI cnO)J{HBaql
UeH nJIaH 6Yll.e 3aCTOCOBaHO ll.0 BCIX cnO)J{HBaqIB, mo lPlHaHCYIOTbCJI nep)J{aBHHM a60 MlcueBHM 61O.ll)J(eTOM
BI}:J,JIlJI PeaJII3aUll 06JIeHeprO nIll.rOTYC I HarIllllne, ll.0 KO)J(Horo BlnnOBlllHoro MIHICTepCTBa a60 MlcueBOI
06JIaCHOI allMIHICTpallll, nepemK 60pnB 6IO.ll)J(eTHHX cnO)J{HBaqIB, .!I.e BKaJaHO cnO)J(HBaqa, HOMep nons
paxYHKy, Micue nepe6YBaHHlI, TapHlP I CyMY HeCnJIalIeHOro 60pry KOnIl KO)J{Horo nepemKy 6Y.!l.e Ha.!l.lCJIaHO
.!I.O MIHlCTepCTBa lPlHaHClB, penOHaJIbHOrO npe.!l.CTaBHHUTBa HKPE, MlHeHepro, fOJIOBI 06naCHOI
allMIHICTpaQII (TlJIbKH cnO)J(HBaql, mo lPlHaHCYIOTbCJI 3 MlcueBoro 6IO.ll)J(eTy) I P03nOpJIllHHKY KOlllTlB
EHepropHHKY
CTPOK npono3HUll Ha CTIJIaTY HeBHnJIalIeHOro 60pry y p03Mlpl 12 plBHHX 11\OMICJIqHHX CYM, BKJIlOqalOlIH
BI,UCOTKH, TIOqHHafTbC~ He nI3HIllle HI)J( qepe3 30 ,UHIB nICJIJI ,UaTH BIll.npaBJIeHH~ nJIare)J(1 MalOTb 6yTH
CTInatJeHIll.O 06JIeHeprO, llIJIJIXOM IX BHeCeHHJI 6e3nocepe,UHbo Ha paxyHoK 06JIeHeprO Y epOH,U1 EHepropHHKY,
rOTlBKOIO Komi Qe MO)KJlHBO, a60 .ll:ep)J{aBHHMH BeKCeJIJIMH PIBHOI pHHKOBOI BapTOCTl BIll.COTKH 6Y,UYTb
HapaXOBYBanlCb I..I.\O.!l.eHHO Y p03Mlpi 20% PltJHHX Ha 3aJIHlllOK 60pry, nOtJl1HalOtJl1 3 ll.aTI1 BI,UnpaBJIeHHS
npOn03I1Ull 3 nJIaHOM IIorameHHJI 3a6oprOBaHOCTl
KO)J(He MIHICTepCTBO I MICQeBe BI.!l.OMCTBO (11\0 ll.IC IIepe3 MICQeBHH cDIHaHCOBHH BI1IllIJI) MaIOTb nIllTIHCaTH
KOHTpaKT 3 06JIeHeprO Ha OC06JIHBHH TIJIaH norallleHHlI 3a60prOBaHOCTI, .!I.e BH3HatJeHO CyMy I qac CIIJIaTH
3a6oprOBaHOCTI MIHICTepCTBa I MICQeBI BI,UOMCTBa MO)J{YTb P06HTI1 nJIaTe)J(1 6e3TIOCepe,UHbO, a60
p03po6HTH nJIaH IIJIaTe)J{IB qepe3 MIHICTepCTBO lPlHaHCIB
P03nOpJIll.HHK KOlllTlB EHeprOpI1HKY nOBIll.OMJIBTHMe JIbBIB06JIeHeprO npo BHeceHI CyMH I IIpO CTaH
60p)J{HHKIB, 11\0 lPlHaHCYIOTbCJI 3 MICQeBoro 61O.ll)J(eTY
![Page 60: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/60.jpg)
IHCTPYKIJJ5I fIPO fIOP.5I)l;OK 3EOPY fIJIATDKIB
IIII
JIbBIBOEJIEHEPfO
TEMA
CTOPIHKA
PeC'rpYKTYPH3aL\UI
3a6oprOBaHOC'T1
4-a 3 4-x In,UrOTOBJIEHO
fIEPEfJI.5IHYTO
135
300998
19
IIIIIIIIIIIIIII
P03umpeHHH nJIaH nOrallleHHlI 3a6oprOBaHOCTI - CnOJKHBa'II, WO MalOTb nlJIhrH
Uell nJIaH 6y,ne BJ.tKOpHCTaHO ,nml BCIX CnOJKHBatIlB, mo MalOTh mJIhrJ.t, lIK L\e BH3HatIeHO y fIOCTaHOBI
Ka6IHeTy MIHICTpIB
BI.lI,ll,lJI PeaJIl3aL\1l Ha,nllllJIe ,UO KOJKHOrO mJIbrOBOro CnOJKHBa'Ia IloBI,UoMJIeHHlI ,UO CnOJKJ.tBa'Ia, l.I.\O MaC
nIJIbrH, y lIKOMY nOBI,UOMJIlI€TbClI, l.I.\O cnO}J{HBatI He cnJIaUIB CBIH paxyHoK 3a eneKrpoeHepfllO I 06JIeHeprO
3f1,l:\HO IlocTaHoBH Ka6IHeTy MIHICTpIB He MOJKe BI,UKJIIO'IHTJ.t nIrrbrOBOro CnOJKHBatIa Y nOBI,nOMrreHI
BKa3aHO CnOJKJ.tBa'Ia, HOMep nOJIlI-paxyHKy, MICL\e nepe6YBaHHlI, TapHl}l1 CyMy HeCnJIatIeHOrO 6opry, a TaKO}J{
nJIaTlJKHe ,nopylJeHHlI Ha cnrraTy 3a6oproBaHocTI y nOBHoMy p03Mlpi MIHlcTepcTBoM <plHaHcIB Komi
KOJKHOrO nOBI,nOMJIeHHlI Mac 6ym BpylJeHa MIHICTepCTBY <plHaHClB, P03noplI,UHHKY KOWTIB EHepropJ.tHKy I
,l:\0 penOHaJIbHOrO npe,l:\CTaBHHL\TBa HKPE
CTpOK npOn03HL\1I Ha CnJIaTy HeBJ.tnrra'IeHOrO 60pry y p03Mlpi 12 PIBHJ.tX l.I.\OMIClItIHJ.tX CyM, BKJIIOlJalO'IH
BI,nCOTKH, nO'lJ.tHaCTbCli He m3HIllle HI}J{ lJepe3 30 ,l:\HlB mCJIli ,naTH Bl,nnpaBrreHHlI fIrraTeJKI MalOTb 6yTH
3po6JIeHl ,UO 06JIeHeprO MIHICTepCTBOM <plHaHclB, lIIJIliXOM IX BHeceHHlI 6e3nocepe,UHbO Ha paxyHoK
06JIeHeprO y <pOH,l:\1 EHepropHHKy, rOTIBKOIO KOJIH ue MO}J{JIHBO, a60 )l;ep}J{aBHI1MI1 BeKCeJIlIMH PIBHOI
pHHKOBOI BapTocTI BI,lI,COTKH 6y,ll,yTb HapaxoByBaTHcb mO,ll,eHHO y p03Mlpi 20% pl'IHJ.tX Ha 3aJIHlllOK 6opry,
nO'IHHalO'IH 3,naTl1 BI,lI,npaBJIeHHlI npOn03HL\1l 3 nJIaHOM norallleHHlI 3a6oprOBaHOCTI
P03nOplI,lI,HHK KOlllTIB EHepropJ.tHKy nOBI,UOMJIliTHMe JIbBlB06JIeHeprO npo BHeceHI CyMH I npo CnOJKHBa'IlB,
!!!Q MalOTb mJIbrH I Ha paxyHoK lIKHX eJIeKTpoeHepnlI BI,l:\nYCKaUIMeTbCli y Kpe,ll,HT
![Page 61: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/61.jpg)
I 20
III
104
JIbBffiOJiJIEHEPrO(Azq>eca)
(TeJIecJlOH)(PoW'll rOttUHU)
P03WHpeHHHIIJlaH nOraWeHHH 3a6oproBaHOCTl
):{aTa _
.5IKIUO BM no6yToBMH CnOJKMBalJ BH MOJKeTe yHltKHyTH BI,llKJ11OtIeHHH 3a O.nHI€IO 13 TaKHX yMOB
RKIUO Bit He 3,LuiicHHTe nJIaTIJK y HaJIe)J(HHH 'lac, Bit OTpHMane IIonepe,ll)KeHHlI npo BI,llKJIIOlJeHHH 1 Barnoro
CnOJKltBalJa 6yne BI.QKJIIOlJeHO lJepe3 10 .!lHIB
Bll MO)J(eTe yHllKHyUI BI,llKJIIO'leHHH enJIaTllBrnli HaJIeJKHy CyMy y nOBHoMy p03Mlpi rOTIBKOIO, a60
nOrOnl1BrnliCb Ha HllJKtIe HaBeneHllH P0311111peHltH nJIaH norarneHHH 3a60prOBaHOeTl
JIbBIB06JIeHeprO He Heee BlnnOBlllaJIbHOCTI 3a 6Y.!lb HKI nOrnKO,ll)KeHHJI BJIaCHOCTI, 06JIallHaHHH a60 llOBKIJIJIJI,
IUO MOJKyTh MaTH MICI.1e B HacmnOK BI,llKJIIOlJeHHJI Bit Mane 3lllikHMTM BCI Heo6xlnHI 3aXOllll llJIJI 3axMeTy
BJIaCHOCTI, 06JIa,n:HaHHH Ta nOBKlJIJIH llO BltIUeBKa3aHOI naTM BI,llKJIIOlJeHHJI
tIMCJIa
• BH 6yneTe CnJIa'lyBaTH Barni nOTO'lHI paxYHKIt HK HaJIeJKHTh, CBO€tIaCHO, rOTlBKOIO
• KplM I.1bOrO, BH 6y.neTe nJIaTHTH __ MICH'lHOrO nJIaTeJKy y p03MIpi rpHBeHb _
KOJKHOrO MleJlI.1H nOtIHHalOtIH 3 naTa
IIpl3BMI.Qe enO)J(MBatIa _
A,u,peea _
MieTO I CeJIHI.Qe _
N~ nOJIH-paxyHKy _
IIJIaTI)J( no BarnoMy paxyHKy 3a eJIeKTpOeHeprno npOCrpOtIeHO Ha BKa3aHe BMI.Qe 'lHeJIO eyMa JlKy HaJIe)J(HTb
enJIaTMTIt nOpIBHIO€ rpMBeHb RKIUO BH He npliroTy€Te npllHHlITHliH nJIaH norarneHHlI
3a6oprOBaHOCTI no UbOMY paxyHKy Barn cnO)J(ltBa'l 6yne BI,llKJIIO'leHllii llaTa a60 npOTlIrOM
10 p060'lliX nHIB
II
IIIII
II
• .5IKI.QO I.1e 3arpO)J(yE: 3ll0POB'IO KorOCb 13 tIJIeHIB BarnO! P0,LUIHM ()J;MnJIOMOBaHMH JIlKap MaE: OcjllJ..UHHO
m.nTBepttltTH ue npOTHrOM TpbOX .nHIB)
• HeCnJIalJeHMH 60pr 3Haxo.nHTbCH y MeJKaX npH3HalJeHOI mJIbrM (Bll Mane I.1e m.nTBep.nMTH npOTHrOM 3.!lHIB)
• BH npaI.1IOE:Te Ha po60TOllaBI.lH JlKHH npOTHrOM 3-x a60 6lJIbrne MICHUIB He CnJIalJyBaB BaM 3apo61THy
nJIaTHIO (BH Mane Ha,n:aTH Ocj:lII.lIHHy 3RlIBY Bill Barnoro po6oTollaBUH)
IIpM HaHBHOCTI 6y.nh-HKOI 3 I.1HX yMOB 3BepHITbCH .no Hac 3a Bltll.\eBKa3aHOIO a.npecOio
RKIUO 6 BH 6aJKaJIH 06roBopHTH ue nllTaHHH, 6Yllb JIaCKa, 3BepHIThCH .no Hac 3a BHIUeBKa3aHOIO a,n:pecoIO
a60 3aTeJIecj:loHyiiTe )lJIH mllTBep,ll)KeHHH 3rOllH Ha l.(eH KOHTpaKT Ha nJIaH noraweHHH 3a6oprOBaHOCTI
nOCTaBTe HIt)J(lJe CBIiI m.nnltc 1 nOBepHITb HaM o.nHy KomIO
II 3 nOBarolO 3roneH
II
JIhBIB06JIeHeprO
BI,lI,lI,lJI o6CJIyroByBaHHH cnO)J(ltBatIlB
<PopMa 105
II
![Page 62: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/62.jpg)
IIII
21
JIbBmOliJIEHEPrO(~peca)
(TeJIecjlOH)(po6olJl ron""")
P03WUpeHU" UJIaH nOrameHHSI 3a6oprOBaHOCTiIiIO,z:vKeTHI CnO~"Ba'll
)laTa _
II
IIpI3BH11(e CnO:>KHBa'la _
BlnOMCTBO I MIHICTepcTBo _
Anpeca _
MICTO I CeJIH11(e _
IIocana _
IIIIII
IIJIaTe:>KI no paxyHKy(aM) 3a eJIeKTpoeHepruo 3a CnO:>KHBatIlB, BlnnOBlnaJIbHICTb 3a IIKHX Hece _
__________ MIHICTeCTBo!BlnoMcTBo, npocTpOlJeHI UI CnO:>KHBatIl 1 npcTpO'leHI CyMH, no
KO:>KHOMy 3 HHX, HaBeneHl y nepeJIl1<y 11(0 nOnaCTbC.lI Ha BKa3aHe BHll(e '1HCJIO 3araJIbHa rrpOCTpO'leHa cyMMa
CI<JIanac rpl1BeHb .HKUW BI1 He npl1roTyCTe npl1HH.lITHI rpa¢IKI1 norarneHHII I..\ICI CyMH
CnOJKHBa'l(I) 6ynYTb BI,lU<JIlOtIeHl naTa a60 rrpOTlirOM 5 p060'lHX nHlB BIn 1..\1£1 naTH
BH MO:>KeTe yHI1KHyTH BlnKJIlO'IeHH.lI CnJIaTHBrnH HaJIe)J(HY CyMy y nOBHoMy p03Mlpl rOTIB1<OlO, a60
rrorOnHBlllHCb Ha HI1:>KtIe HaBe.u.eHHH P03lIUfpeHHH nJIaH norallleHH.lI 3a60prOBaHOCTl
• BH 6yneTe CnJIa'lyBaTH Ballll nOTOtIHl paXYHKI1 11K HaJIe:>KHTb, CBOClJaCHO, rOTlBKOIO
• KPIM l(bOro, BI1 6yneTe nJIaTHTH __ MIClitIHOrO nJIaTeJKy y p03Mlpl rpHBeHb tIHCJIa
KO:>KHOrO MIC.lIl(1I nO'lHHalO'IH 3 lIaTa
• BH 6YlIHTe 3a6e3ne'lyBaTH yTpHMaHH.lI YCIX cnO)J(HBa'lIB Y Me)J(ax nOrOlI:>KeHHX JIlMlTlB cnO)J(HBaHHII, 11(0
BCTaHOBJIeHIKOHTpaKTOM
511<11(0 BH He 3JJ:1HCHHTe nJIaTIJK Y HaJIell<HHH 'lac, BH OTpHMa£Te IIonepell)J(eHHII npo Te ll(0 Barn cnO)J(MBa'l
6yne BI,lU<JIlOlJeHHH '1epe3 5 nHIB
JIbBIB06JIeHeprO He Hece BllInOBI)J;aJIbHOCTI 3a 6ynb .lIKI nOlllKOll)J(eHHII BJIaCHOCTI, 06JIanHaHHlI a60.u.OBKIJIJIII,
ll(0 MOJKyTb MaTH MICl..\e B HacmnOK BI,lU<JIlOlleHHII Bu MaCTe 31IIiicHfiTH BCI Heo6xllIHl 3aXOlII1 ,1lJI.lI 3axI1cTY
BJIaCHOCTJ, 06JIaJIHaHH.lI Ta .u.OBKlJIJl.lllIO BHll(eBKa3aHOIlIaTH BlnKJIlOtIeHHlI
BI1 MaCTe MO)J(JII1BICTb npl1roryBaTH nJIaH norarneHHII 1..\1£1 3a6oprOBaHOCTIll(0 Mac 6YTI1 cnJIalleHa
MIHICTepCTBOM ¢IHaHCIB BllInOBllIaJIbHICTb 3a npHroTyBaHHII TaKoro nJIaHy JIe)J(HTb Ha Bac 51Kl1\o BH
3611paCTeCb mnroTyBaTH TaKHH nJIaH 3BepHITbCli 1I0 Hac 3a BUlIleBKa3aHOlO alIpecolO
.HKll(O 6 Bu 6a)J(aJIH 06roBopHTH I..\e nHTaHH.lI, 6y.u.b JIaCKa, 3BepHITbcli no Hac 3a BHll(eB1<a3aHOIO a)J;pecolO
a60 3aTeJIe¢oHyiiTe .llJIIi m.u.TBepJJ:JKeHH.lI 3ro.u.H Ha l..\eH KOHTpaKT Ha nJIaH norarneHHII 3a60proBaHocTI
nOCTaBTe HI1:>Klle CBI" m)J;nHC 1 nOBepHITb HaM o.u.Hy KOmlO
IIIIIII
3 nOBarolO
JIbBIB06JIeHeprO
BIMlJI o6CJIyroByBaHH.lI cnO)J(HBa'lIB
<J)opMa 106
3rOlIeH
CnO)J(HBa'l
![Page 63: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/63.jpg)
IIIIIIIIIIII
22
JThBmOIiJIEHEPrO(A,npeca)
(Te.rIeepOH)(P060'l1 rO,llUHH)
P03mHpeHHH
I1rIaH IIOrameHHH 3a6oprOBaHOCTl
CIIOiKHBalll, 11(0 MalOTb nlJIbm
)J;aTa _
IIp13BIUI(e CnO)KUBaqa _
Anpeca _
MICTO I Cerrllme _
NQ nonll-paxyHKy _
IInaTl)K TIO BalliOMY paxyHKy 3a eneKTpoeHeprno npOCTpOqeHO Ha BKa3aHe BUme 'lUcno cyMa .lIKy Hane)KMTb
cnnaTUTll .n;oplBHlOe rpllBeHb JIK mJIbrOBllH CnO)KllBa'l, Ha lIKOrO p03nOBCIO,l()KYeTbCli
.n;11I IIocTaHoBll Ka61HeTy MIHlcTpIB NQ 487 BI.n; 21 TpaBHlI 1997 pOKY, Bll He MO)KeTe 6ym BI.D;KnlO'leHI 3a
HeCTIJIaTy, o.n;HaK Bll JIlllllaeTeCb IOPll.n;ll'lHO BI,lI;nOBl.n;anbHMM 3a I(eH paxyHoK
Bll Mane Tpll MOiKJUIBOCTI ,!UI1i BMplIIleHHlI Llboro nllTaHHlI Bll Mane MOjI(JIllBICTb
• CnnaTllTll Hane)KHY CyMy y nOBHoMy p03Mlpl, rOTlBKOIO, a60
• IIl.D;rOTYBaTll nJIaH llorallleHHlI 3a6oprOBaHOCTI qepe3 MIHlcTepCTBO qllHaHaclB, 3n.n;HO naparpacj>a 5BMll.I,e3ra.naHOI IIocTaHoBll, a60
• IIoro.n;llTllcb 13 3aTIpOnOHOBaHMM P0311lHpeHllM nnaHOM norallleHHlI 3a6oproBaHocTI
• BM 6y.n;eTe crma'lYBaTll Ballil nOTOqHI paXYHKll 11K Hane)KllTb, CBOe'laCHO, rOTIBKOIO
• KPIM Llboro, Bll 6y.n;eTe llnaTllTH __ MIClIqHOrO llnaTeiKY y p03Mlpl rpHBeHb qHCna
KO)KHOrO MIClILllI nO'lHHalO'lM 3 naTa
Bll BI.n;nOB1,lI;anbHI 3a BllplllleHHlI Llboro TIllTaHHHlI
By.n;b naCKa, 3BepHITbCli .n;o Hac 3a BHIl.I,eBKa3aHOIO a.npecolO a60 3aTenecj>OHOM ,l(nll nJ,lI;TBep,l()KeHHlI 3ro.n;H Ha
Llei1 KOHTpaKT Ha llnaH norallleHHlI 3a6oprOBaHOCTI nOCTaBTe Hll)K'le CBIH m.n;nllC I nOBepHITb HaM O.n;Hy
KOllllO
IIIIIII
3 nOBarolO
JIbBIBo6neHepro
BIMIJI o6cnyroByBaHHlI cnOiKllBa'UB
3ro.n;eH
CTIOiKHBaq
![Page 64: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/64.jpg)
I 23
OIlliC
METAB I..\lH IHCTpYKI..\lI Onl1CaHO BI1MOrl1 mo.n;o .n;en0311T1B (CyM 3aCTaBI1), KOTpl MYClITb BHeCTI1 no6yToBI CnO)l(HBa'll
IHCTPYKI.UJI TIPO I10PJI)J;OK 3EOPY I1JIATEJKIB
IIII
JIhBIBOEJIEHEPrO
TEMA
CTOPIHKA
)J;en0311TIi BI.n;HaceneHHHI-a 3 3-x TII)J;rOTOBJIEHO
I1EPErJUIHYTO
140
30/09/98
P03MlP nen03HTY (3aCTaBH)
Bl1cyHeHHH lIO no6yToBoro 3allBHl1Ka BI1MOm BHeCTl1lIen0311T (3aCTaBY)
BCI no6yToBI 3aHBHI1KH BHOClITb 3acTaBy
)J;en03HT (3aCTaBa) TaKO)l( nOTp16eH, lIKmO lCHyC pl1311K TOro, mo cnO)f(I1Ba'l He nnaTI1TI1Me 3a CBOCCnO)l(l1BaHHH (TaK 611 MOBHTI1, He6JIarOHa,lJ,IMHI1H CnO)f(HBa'l) BI13Ha'leHHH He6naro.n;IHHoro enO)f(HBa'la TaKeI..\eCnO)f(HBa'l,KOTpHH
6y.n;b-lIKa 1j:J1311'lHa oco6a, KOTpa no.n;ana 3allBY Ha OTpHMaHHH eneKTpoeHepm 1He £
cnO)l(I1Ba'leM1j:J1311'lHa oco6a, KOTpa OTpI1MY€ eneKTpoeHepmo }];n1l no6yToBI1X nOTpe6 a60OTpI1MyBana 11 npOTHrOM OCTaHHIX 30 .n;HIB6y.n;b-lIKa cyMa rporneH, lIKy BHeceHO B lIKOCTI rapaHTlI MaH6yTHboro nnaTe)f(y a60BHKOHaHHH 306oB'H3aHb
3allBHI1K -
CnO)l(I1Ba'l -
)J;en03HT -
I) no.n;aB 3aHBy npo 6aHKpyTcTBO 3rI.n;HO 3 3aKOHo.n;aBCTBOM npo 6aHKpyTcTBo,2) no.n;aB 3aHBy Ha nOBTopHe m}];KnlOtJeHHlI menH Toro, 11K Horo BI}];KnlO'iHnH 3a HecnnaTy,He.n;03BoneHe
BHKOp"CTaHHlI a60 Kpa.n;DKKy eneKTpoeHepm
BI13Ha'leHHH
III
II
II
IIIIIII
CyMa .n;en03HTY (3aCTaBH) P03paxOBY€TbClI HK BapTlCTb Cepe,lJ,HbOrO eJIeKTpocnO)l(I1BaHHlI no6yToBHMenO)l(HBatJeM npOTHOM }];BOX MIClIQIB B3HMKY BapTlCTb cepe.n;Hboro CnO)l(MBaHHH BH3Ha'iaCTbCH BI,lJ,nOBI,lJ,HO.n;o KaTeropll CnO)l(MBalJa
TAEJIliU5I P03PAXYHKY P03MIPY )J;ETI03lfTIB BI.n; nOEYTOBllX CIIO:>KlfBAqIB
TAPlf<l> OIlliC TAPli<l>A CTIOJKllBAHHJI, KBT-r BChOrO, P03MIPKBT-r )J;EIlO3IITY
001 MlcbKe HaCeJIeHHH 3 CltJeHb rpHfaJOBHMI1 nnHTaMM JIlOTHH
002 MlcbKe HaCeJIeHH5I 3 CI'leHb rpHeneKTponnl1TaMH JIlOTMH
003 ClnbCbKe HaceneHHH 3 CllJeHb rpHra30BI1MI1 nmITaMI1 JIlOTI1H
004 ClnbCbKe HaceneHHH 3 CltJeHb rpHeneKTPOnJII1TaMH JIlOTMH
![Page 65: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/65.jpg)
II
JIhBIBOEJIEHEPrOTIJIATE:>KIB
IHCTPYKQHI TIPO nop5I,lJ:OK 3EOPY
24
II
TEMA
CTOPIHKA
.n;en03IlTH Bl}l,
HaCeJIeHHJI
2-a 3 3-x Iu.n;rOTOBJIEH0
I1EPErJI5IHYTO
140
30/09/98
IIIIIIIIIIIIIII
BHeceHHJI rreII03MTY (3aCTaBM)
BCI }l,en03MTM (3acTaBIl) Tpe6a BHOCHTIl rOTIBKOIO
3aJlBHMK a60 cnmKMBaII MO)f(e BHeCTH }l,en03MT (3acTaBy) QIJIKOM IIepe}l, II1}l.KlIIOIIeHHJlM IIM o6paTH TaKHH
nOpJl}l,OK, KOTpHH IIepe}l,6aIIae cnJIary }l,en03MTY IIaCTKaMM IIpOTJlrOM TpbOX MICJlQIB
- 50% }l,en03MTY B MOMeHT II1}l.KnIOIIeHHJI,
- 25% }l,en03llTy B KIHQI nepilloro nOBHoro MICJlQJI II1CJIJI II1}l.KJIIOIIeHHJI,
- 25% }l,en03HTy B KIHQI }l,pyroro nOBHoro MICJlQJI II1cnJl II1}l,KnIOIIeHHJI
.5IK1QO Qboro nopJl}l,Ky He rr.OTpHMaHO, TOrr.1 HagcHnaE:TbCJI nonepell)f(eHHJI npo BI}l.KnIOIIeHHJI
AKT BHeceHHlI Ta BHKopHCTaHHJI rren031lTY (3aCTaBH)
Y Blma}l.KaX, KOJIH JIbBIBo6neHepro BHMaraE: BHeceHHlI rr.en03MTY (3aCTaBH), KOMnaHIJI MyCMTb BH}l,aTH
KO)f(HOMY CnO)f(HBaIIeBll3aJlBHIlKOBI aKT BHeCeHHJI Ta BHKopMCTaHHJI }l,en03MTY llpaQIBHI-IK BI}J.llJny
06CJIyroByBaHHJI CnO)f(HBaIIlB KOTpMH npHHMaE: rr.eII03HT, E: BIrr.nOBl.LI;aJIbHMM 3a Ha.LI;aHHJI aKTy BHeCeHHJI Ta
BMKopHCTaHHJI rr.en03MTY (£popMa ] 04)
BIlICOTKM Ha CyMy lIen03HTY (3aCTaBH)
Ha CyMy rr.en03HTY CnJIaIIYE:TbCJI BllICOTOK 3a CTaBKOIO __% B MICJlQb
YrpHMaHHJI Ta nOBepHeHHJI lIen03HTY
CyMa rr.en03HTY Ta BllICOTKH Ha Hel nOBepTalOTbCJI TOlIl, KonH
CnO)f(HBaII npOCHTb npHnHHHTH IIOCTaIIaTH HOMy eneKTpoeHepnlO,
CnO)l(HBaII BHJlBHB nnaTl)f(HY .llMCQMnJIlHOBaHICTb llnaTI)I(Ha }l,MCQHIIJIlHOBaHICTb BCTaHOBnlOfTbCJI TO}l,I,
KonM BCI paxyHKM 3a eJIeKTpoeHepnlO BIIaCHO CnJIaIIeHi 3a 12 MICJlQIB nOCIIInb, a60
.5IKIl\O CnO)f(HBaqa Bl}l.KnlOqeHO 3a HeCnJIaTY, He}:\03BOJIeHe BHKopHCTaHHJI a60 Kpa}:\I)l(Ky eneKTpoeHepru, TO
}:\en03MT I HapaXOBaHI BI.llCOTKH BIrr.nOBllIHO BHTpaqalOTbCJI
He MO)l(Ha BMTpaqaTH lIen03HTH THX CnO)l(MBaIIIB, nOCTaqaHHJI eneKTpoeHeprn J1KHM npOlIOB)I(YfTbCH
llepeMlllleHHJI nen03MTlB
.n;en03HT MO)l(e 6yTH nepeMlllleHMM, HKmo CnO)f(MBaII 3MIHIOe MlCQe oTpHMaHHH nocJIyr
He MO)f(Ha nepeMI1QyBaTM rr.en03HTM 3 nonH-paxyHKy O}:\Horo CIIO)f(MBaIIa rr.o nonJl-paxyHKy IHllloro
<l>opMa 104
![Page 66: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/66.jpg)
II
25
JIbBmO])JIEHEPro
ART BHECEHIDI TA BHKOPIICTAHIDI ,nEII03I1TY (3ACTABH)
lleH ;:J;en03HT nOTpl6eH )J;JIlI 3a6e3neQeHHS OnJIaTH eJIeKTpoeHepfll, S1Ky nOCTaQaC JIbBIBo6rreHepro I)J;JIS
noraweHHSI BCICI 3a6oprOBaHOCTI 3a Hel
II
1M'S Ta npl3BHll.\e CnOJKHBa'la _
CyMa ;:J;en03MTY _
.M! nOJIlI-paxyHKa _
HOMep KBHTaHl.{1l npo CIlJIaTY
;:J;en03HTY _
IIIIIIIIIIIIIII
f.ill!TI!l3anponOHOBaHO BHeCTM ;:J;en03HT, KOTpHH Tpe6a CnJIaTH
____ I..\IJIKOM, rOTlBKOIO
_____ 'laCTKaMH, rOTlBKOIO TIeplliY QaCTKy B p03Mlpi L!:Jlli.} Tpe6a CnJIaTHTH (lIaTa)3aJIHlliOK Tpe6a CnJIamHI y TaKHH cnocl6 _
,IJ;eno3HT Tpe6a BHeCTH Ha THX m;:J;cTaBax, ll.\O
____ BH Bnepwe nOlIaCTe 3aSlBKY Ha nOCTatIaHHS BaM erreKTpoeHeprll
____ Bac BllIKJIIO'lHJIH 3a HecnnaTy, HelI03BoneHe BHKopHCTaHHlI tIM Kpa;:J;IJKKy eneKTpoeHeprn
npOT.lIrOM
OCTaHHIX 12 MICSll.{IB
____ BH nO;:J;aJIH 3allBY npo 6aHKpyTCTBO
CyMa lIen03HTY p03paxoByETbcSI Ha OCHOBI
____ cepe;:J;Hboro 3Ha'leHHlI HaH6lJIblliOrO CnOJKHBaHHlI npoTHoM lIBOX MlC.lIl.{IB lIJI.lI
BllInOBl,n:HOI KaTeropll CnOJKHBatIlB
____ CyMH TOBapHOI npo,n:yKl.{1I 3a lIBa MlCSll.{1 3 HaH6lJIblliHM cnmKHBaHH.lIM
____ IHllie _
BIlICOTKH
Ha CyMy ,n:en03HTy CnJIalJYIOTbCSI BllICOTKH 3a PI'lHOIO CTaBKOIO __%,KOTpa CKnalIHO HapaxoByETbClI
ll.\OMlCStIHO, Ta Kpe,n:HTYIOTbCli Ha paXYHOK-none 6a3H lIaHHX cnmKHBatIa mCJIS npHnHHeHHlI nOCTalJaHHlI
HOMY eJIeKTpoeHepfll a60 npH nOBepHeHHI ;:J;en03HTY CTaBKa BllICOTKlB m.n:nllra£ neplOlIH'lHOMy neperJIlIlIY
Ta 3MIHI
IIoBepHeHHH lIen03HTY
06JIeHeprO nOBepHe BaM Balli ;:J;en03HT, KOJIH BH, n06yToBHH cnmKHBa'l, npOTlIrOM 12 MlClIUIB (36 MlClI1..\1B
)J;JIlI Hen06yToBHx CnOJKHBa'lIB) nOCmJIb CnJIalJyBaTHMeTe 3a eJIeKTpoeHepnIO rOTlBKOIO B nOBHoMy 06CSl3l Ta
B HaJIe)KHl CTpOKH
BHplweHHH cynepetIOK5IKll.\0 BJiI He 3rO;:J;H1 3 P03MlPOM ;:J;en03Ji1TY (3aCTaBH) a60 3 m;:J;CTaBaMJiI, Ha lIKHX Horo BHMaraIOTb, I He
MO)l(eTe P03B'S13aTH 1..\10 cynepe'lKy paJOM 3 06neHepro, BJiI MO)KeTe 3BepHyTJilcb 3 l.{JiIM nHTaHH.lIM ;:J;O
MICl..\eBOrO TIpe,n:CTaBHHI..\TBa HKPE 3a TeJIe<jJOHOM _
![Page 67: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/67.jpg)
IIII
JIhBIBOBJIEHEPrOIInATE)J{IB
IHCTPYKll;I.H IIPO IIOP.5I,lJ;OK 3BOPY
TEMA ,Uen03HTH Bl,Q He- Ng 150n06yToBHx
cnOiKlma'llB
CTOPIHKA I-a 3 3-x III,UrOTOBJIEHO 30/09198
IIEPErJUIHYTO
26
II
META
B UlH IHCTpyKQII onHcaHO BHMorH mOLlO Llen03HTIB (CyM 3acTaBH), KOTpI MyC'ITb BHeCTH Heno6yToBlcnmJ(HBa'll
OIIHC
BHcyHeHHJI LlO n06yToBoro 3aJlBHHKa BHMorH BHeCTH llen03HT (3acTaBY)
III
3aJlBHHK -
CnOiKHBaq -
,Uen03f1T -
6Y,l(b-JIKa HerjJl3wma oco6a KOTpa 1l0,l(aJIa 3aJIBy Ha oTpHMaHHJI eJIeKrpoeHeprlll He f:
CIIOJKHBa '{eM
HetjJ13H'lHa oco6a, Korpa OTpHMYf: eJIeKTpOeHeprIlO,l(JlJI Hello6yroBHx lloTpe6 a60
oTpHMyBaJIa Il1lpOTJIrOM OCTtlHHIX 30,l(HIB
6YLlb-'1Ka cyMa rpoweH, JlKy BHeceHO B JlKOCTl rapaHTII MaH6yTHhoro nnaTe)Ky a60BHKOHaHH'I 3060B Jl3aHh
IIIIIIIIII
BCI Hen06yToBl 3aJ1BHflKfI BHOCUh 3acTaBy
,Uen03HT (3aCTaBa) TaKO)K nOTp15eH JlKIl\O lCHye pH3HK Toro, mo cnOiKHBa'l He nnaTHTflMe 3a CBO£:cnmJ(f1BaHHJI (TaK 6H MOBflTH He6narOHaLlIHHHH cnO)KflBa'l) BH3Ha'leHHJI He6narOLlIHHoro cnOiKHBaqa TaKeQecnOiKHBa'l,KOTpHH
- nOLlaB 3aJlBY npo 6aHKpyTcTBO 3rJllHO 3 3aKOHOLlaBCTBOM npo 6aHKpyTcTBO,- nOllaB 3aJlBY Ha nOBTopHe m.zo<JIJO'IeHH'I mcnH Toro, JlK Horo Bl,lU<nlOqHnH 3a HecnnaTy,Hell03BoneHe
BHKopHCTaHHJI a60 Kpa.n1iKKY eneKTpoeHeprll
P03MlP llen03HTY (3aCTaBfI)
De MyCHTh 6YTH peanbHO p03paXOBaHa cyMa TOBapHOl npOLlYKQll 3a llBa M1CJlQl 3 Hai16IJIbUIHMcnOiKHBaHHJlM npOTJlrOM pOKY, oKpyrneHa LlO QlnOl rpHBHl ,Un'l CnpaBeLlJIHBOrO BH3HaqeHHJI P03M1PY,Qen03HTY 3acTocyHTe .n;aHl npo cnOiKHBaHHJI Ta nOTYiKHICTh
5IKmo £: MOiKnHBICTh npocTeiKHTH, CKlJIhKJi cnOiKHBanOCh Ta JlKa nOTY)KHICTh 6yna nOTpl6Ha B MHHynoMy, aCnO)KHBaql3aJlBHHK BBa)Kae, Il\O cnOiKHBaHHJI i1 llanl Bl.n;noBlllaTHMe CnOiKJiBaHHIO 3a 12 nonepe.n;Hlx MICJiQIB,
TO BH3HaqTe CyMy TOBapHOI npOLlYKQII 3a llBa MICJlI..U 3 Hai16IJIhWJiM cnoiKJiBaHHJlM Ta oKpyrJIlTh II LlO QIJIOJrpflBHI
IIpHKJIa.n; MIC'IQh CnOiKHBaHH'I, KBT- IIoTYiKHICTh CyMayr BHCTaBneHoMy
paxyHKy
rpy.n;eHh XXXX Xxx XXXXrpHqepBeHb Xxxx Xxx XXXXrpH
3aranhHa cyMa .n;en03HTY (3aCTaBH) XXXXrpa
![Page 68: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/68.jpg)
IHCTPYKL(I.SI DPO DOP5I)J.OK 3EOPY
IIII
nhBIBOEnEHEProDnATE)l(IB
TEMA
CTOPIHKA
,l{en03HTH BI,ll; He
n06yToBHx
crrO)J(HBaIJIB
2-a 3 3-x TII)lrOTOBJIEHO
TIEPErllilHYTO
]50
30/09/98
27
IIIIIIIIIIIIIII
51KlQO HeMae MOlKJIHBOCTl npOCTe)J(HTH, CKlJIbKH cnO)J(HBaJIOCb Ta RKa nOTY)J(HICTb 6yJIa nOTp16Ha B
MHHyJIOMy, a cnO)J(HBalIl3a"BHHK BBaiKac, lQO nO,ll;aJIblIle cnO)J(HBaHH" BI,ll;P13HRTHMeTbC" BI,ll; cnO)J(HBaHH" 3a
12 rrOrrepe,ll;HIX MlCRl.\IB, TO lHcneKTOp Bl,ll;,ll;IJIY eHeprOIHCrreKI.:\lI BH3HaIJHTb P03MlP ,ll;en03HTy Ha OCHOBl ,ll;aHHX
npo cnOiKHBaHH" Ta nOTYiKHICTb aHaJIOnlIHHX crrO)J(HBaIJIB nI,!l;CyMyC TOBapHy rrp0,ll;YKl.lllO 3a ,!l;Ba MIC"I..\l 3
HaH6lJIbI.I.JHM cnOiKHBaHH.lIM Ta oKpyrJIHTb CyMy ,!l;O l.\1JI0l rpHBHl, "K l.\e nOKaJaHO BHlQe
.5IKlQO HeMae aHaJIOnIJHHX cnOiKHBalIlB, TO IHCneKTOp BI,ll;,ll;IJIY eHeprOIHCneKl.\1l MO)l{e BH3HalIHTH P03MlP
,nen03HTy Ha OCHOBI ,naHHX npo 06JIa,ll;HaHH" CnO)l{HBalIal3aRBHHKa Ta p03paxyHKoBoro CnO)l{HBaHH" I
nOTY)l{HOCTl 3a ,!l;Ba MIC"l.\1
BHeceHH" nen03HTY (3aCTaBH)
3aB)J(,ll;H ,nen03HTH (3aCTaBH) Tpe6a BHOCI1TH roTlBKOlO
3a"BHHK a60 cnOiKHBalI MOiKe BHeCTH nen03l1T (3aCTaBy) l.\IJIKOM nepen mnKJIlOIJeHH"M lIM 06paTM TalmH
nOpH,ll;OK, KOrpHM nepen6aIJac cnJIary nen03HTY lIaCTKaMI1 npOT.lIrOM TpbOX MICRl.\lB
- 50% ,ll;err03HTY B MOMeHT nI,!l;KJIlO'-leHHR,
- 25% ,ll;err03HTY B KIHU.I neplJJoro nOBHoro MIC.lII.:\.lI mCJI.lI mllKJIlOlIeHH.lI,
- 25% neIl03HTY B KlHU.1 ,ll;pyroro nOBHoro MICHl.\" mCJI.lI IlI,!l;KJIlO'-leHH"
51KlQO I.:\bOrO nop.ll,!l;Ky He nOrpHMaHO, TOni HanCI1JIa€TbC.lI IlOnepe,ll;)l{eHH.lI npo BI,ll;KJIlOlJeHH.lI
51KUJ;O cnOiKHBalJ He B 3M031 BHeCHt nen03MT 6aHKIBCbKHMH KOlJJTaMH, TO 06JIeHeprO MOiKe npl1HH.lITI1
aKpenHTHB BI,ll; 6aHKy a60 rapaHTIlO BI,!l; TpeTbol CTOpOHH KOJIH H,ll;eTbcH npo rapaHTllO BI,ll; rpeTbol CTOpOHI1,
npHHHHTHHH rapaHT MyCHTb BI,ll;nOBI,ll;aTH HacTyfIHHM BHMoraM
1) MyCHTb 6yTH cnOiKHBaqeM I.:\bOrO:iK 06JIeHeprO, KOrpHH HaJIeiKHO IlJIaTHB I 3apa3 TIJIaTHTb 3a
eneKTpoeHepnlO,
2) MyCHTb fIOrO,ll;HTI1Cb yKJIaCTH ,noroBlp rrpo rapaHTlI OfIJIaTI1
AKT BHeCeHH.lI Ta BMKopHCTaHH.lI nefIo3HTY (3acTaBH)
Y BHna,!l;KaX, KOJIH JIbBIB06JIeHeprO BHMarac BHeceHH" ,ll;en03HTY (3acTaBI1), KOMnaHU! MYCHTb BH,ll;aTH
KOiKHOMY CIlO:iKHBaqeBll3a.llBHHKoBI aKT BHeCeHH.lI Ta BHKopHCTaHH.lI neno3HTY
TIpaI.:\IBHHK BI,ll;,ll;IJIY o6CJIyroByBaHH.lI CnO)l{HBatIlB, KOTpHH npHMMac ,ll;en03HT, C Bl,ll;nOBl,ll;aJIbHHM
3a Ha,naHH.lI aKTy BHeCeHH.lI Ta BHKopHCTaHH.lI neno3Hry (<popMa ] 04)
BllICOTKH Ha CyMy neno3HTY (3acTaBH)
Ha CyMy ,neno3HTy cnJIalJycTbcR BlnCOTOK 3a CTaBKOlO __% B MIC.lII.:\b
![Page 69: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/69.jpg)
II JIbBIBOEJIEHEPrO
rrJIATE)l(IBIHCTPYKQIJl rrpo rrOPJl,LJ;OK 3EOPY
28
II
TEMA
CTOPIHKA
,L(eno3HTH BI,n He
n06yToBHX
cnmKI1BaqIB
3-a 3 3-x Iu,UrOTOBJIEH0
llEPErJHIHYTO
150
30/09/98
IIIIIIIIIIIIIII
YrpHMaHHH Ta nOBepHeHHH nen03HTY
CyMa ,nen03HTY Ta BI,nCOTKH Ha Hel nOBepTalOThCH TO,nl, KorrH
cnO:>I{J1BaQ npOCHTb npHnHHHTH nOCTa1iaTH »OMy erreK'rpOeHepnlO,
cnO:>I{J1BaQ BHSlBHB nrraTDKHy ,nHCI..\HnJIIHOBaHICTh, To6TO BQaCHO nrraTHB 3a erreKTpoeHeprno 36 MICSlQIB
nOCIIlrrh
5IK~O CnOJKHBaQa BI,nKrrIOQeHO 3a HecnrraTy, He,n03BorreHe BHKopHCTaHHH a60 Kpa,nlJKKy erreKTpoeHeprll, TO
,nen03HT 1 HapaXOBaHI BI)J;COTKH BlllnOBI)J;HO BHTpaqaIOThC"
He MOJKHa BHTpaQaTH ,nen03HTH THX CnOJKHBa1iIB, KOTpI1M He npHnHHHrrH nOCTa1iaTH erreKTpoeHepnlO
3MlHa MICUSI nepe6yBaHH" CnOJKHBaqa
5IK~O cnO)J(HBaq 3MIHIO€ MICQe CBoro nepe6yBaHH" Ta cnmKHBaHH" B MeJKaX TepHTOpu 06rreHepro, TO
,nen0311T 36eplranbCH 3a HHM
,L(eno3HTI1 He MOJKHa nepeMI~aTH 3 nOJIjj-paxyHKy OIlHoro CnOJKHBa1ia ,nO norr"-paxyHKy !HillOrO
![Page 70: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/70.jpg)
IHCTPYKll;I5I rrpo rrOP5I~OK3EOPYIIIII
nbBIBOEnEHEProrrnATE)I{IB
META
TEMA
CTOPIHKA
IlOBTopHe
m.z:u<JIIO'leHH~
l-a31-1 IlI)l:rOTOBJIEHO
IlEPErJUIHYTO
160
300998
29
IIIIIIIIIIIIII
B Luli IHCTpYKl.UM onHcaHO npouec nOBTopHoro m.z:u<JIIO'leHH~crrmKHBa'la, KOTporo 6yJIO BI,!U{JIIOlIeHO 3a
HeCnJIaTy, He,l103BOJIeHe BHKopHcTaHH~ a60 Kpa,llDKKy eJIeKTpoeHeprll
OIllIC
JlKI..l.\O CnO)l(HBall yCyHyB npHlIHHH, lIepe3 HKI Moro 6yJIO BI.z:u<JIIOlIeHO, Ta BHKOHaB yCI BHMorH, HOMy CJIl)]. 6e3
3aTpHMKH BI)].HOBHTH eJIeKTponoCTalJaHHH
CnO)l(HBalJa CJII,lJ; nOBTopHO m.z:u<JIIO'laTH npOT~rOM Toro po6o'loro )].H~, B HKHli BIH nO,llaB 3a~BY,HKlllO ue
MO)l{JIHBO JlKlllo CnO)l{HBalJ 3BepHYBC~ 3 npOXaHH~M nOBTOpHO m)].KJlIO'lMTH lioro npOTHrOM po6olJoro )].HH B
06JIeHeprO, TO cnry€TbCH rrJIaTa 3a nOBTOpHe m.z:u<JIIO'leHH~B 3BHlJaliHoMy p03Mlpl, I eJIeKTpOnOCTallaHH~
BI,llHOBJIIOE:TbCH mCJI,. 3aKlHlJeHHH po6olJoro )].HH, HKlllO ue nOTpl6HO CnO)l{HBalJa CJII)]. 3aBlJaCHO nOBI)].OMHTH
npo CnIrHeHH,. nJIaTH 3a nOBTopHe m.z:u<JIIOlJeHHH
JlKlllO CnO)l(MBall yCyHyB npHlJHHH, lJepe3 HKI Moro 6yJIO BI,!U{JIIOlJeHO, Ta BHKOHaB yCI BHMOrH mCJI,.
3aKIHlJeHH~po6olJoro )].H~, eJIeKTponOCTalJaHHlI MO)l{Ha BI)].HOBMTH HB QeH 'laC CrrO)l{MBalJa Tpe6a
cnOBICTHTH rrpo CTHrHeHHH nJIaTH 3a rrOBTopHe m.z:u<JIlOlJeHHH B IHI..llOMY p03Mlpl, KOTpHH BI)].nOBl)].aE:
npOBe)].eHHIO po61T 3 m.z:u<JIIOlJeHH.5I mcml 3aKIHlJeHHH po6olJoro )].H.5I CnO)l{HBall MyCHTb )].aTl1 CBOIO 3ro)].y
BHeCTH CrrJIaTy
![Page 71: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/71.jpg)
III
J1bBIBOEJ1EHEPfOnnATE)l{IB
TEMA
IHCTPYKIJ;LSI TIPO nOP.5I,.QOK 3EOPY
3BlJIhHeHHJI BI,n:
BI,lij(JUOlJeHHJI
170
30
II
META
CTOPIHKA I-a 31-1 III):(fOTOBJIEH0
IIEPEfJIJIHYTO
300998
I B QIH IHCTpYKI..UH OmtCaHO nOpJl,n:oK JlKorO CJll]], ,n:oTpI1MYBaTI1Ch, KOJII1 CnO)KHBa'l CnOBII.I.\af npo 3BJnhHeHHJI
BI,n: BI,lij(JIlO'leHHJI, 1.1.\0 06YMOBJIeHO Horo a60 11 npaBoM Ha Cy6Cli.lJ;11O a60 TIlJIhrOBHH Tapmp
OIIRe
3n,n:HO IIoCTaHoBH Ka6IHeTa MlHICTpIB ,n:eHKI CnO)KHBalJl MO)KYTh MaTH npaBO Ha ,n:onOMory y cnnaTl IXHIX
paxYHKIB 3a eJIeKTpoeHepnlO ICHYlOTh.n:aa TlinH Ha.lJ;aHHH ,n:onOMorli
IIIIIIIII
Cy6CHLlII
108
BI,n: CnO)KI1Ba'llB, 1.1.\0 OTpHMYIOTh Cy6CHLlII, 3n,n:HO IIOCTaHOBli Ka6lHeTy MIHICTpIB, He
BHMarafThCH cnnaTa paXYHKlB 3a eJIeKTpoeHepnlO Ha,n:aHHH Cy6CI1.lJ;IH BH3HalJaeTbCH
BHXO,n:H'lH 3 plBHH npH6YTKlB CnO)KliBatJa
3n,n:HO IIOCTaHOBI1 Ka6IHeTy MIHICTpIB, BI,n: CnO)KliBaqlB, 1.1.\0 MalOTb TIlJIbrH BliMaraeTbCH
CnJIaTa lXHlX paXYHKlB Y Me)Kax Bl,n: 0% LlO 50% HaLlaHHJI TIlJIhr BH3HaliaeTbCJI 3a
KpHTeplJlMH, 1.1.\0 HaBe,n:eHl y IIocTaHoBI Ka6IHery MlHlCTplB
II
3n,n:HO nOCTaHOBli Ka61HeTa MlHICTpIB ,n:eHKl CnO)KHBalil MTb npaBO Ha ,n:onOMory y CnJIaTI lXHIX paxYHKlB 3a
eneKTpoeHeprno ICHYIOTb ABa THnli Ha,n:aHHJI .lJ;OnOMOrH
Bl,n: CnO)KHBatJIB, 1.1.\0 OTpliMYlOTb Cy6CH,n:II, 3n,n:HO nOCTaHOBH Ka6IHeTY MlHlCTpIB, He
BHMarafTbCJI CnJIaTa paXYHKIB 3a eJIeKTpoeHepnlO Ha,n:aHHJI Cy6CH,n:lH BH3HaliaeTbCJI BHXOAA'lH 3
plBHH npli6yTKlB CnO)KHBa'la
II
2 3n,n:HO nOCTaHOBH Ka6IHeTY MlHlCTpIB, Bl,n: cnO:llnIBa'lIB, 1.1.\0 MalOTb TIlJIbrl1 BI1MaraE:TbCJI CnJIaTa
IXHIX paXYHKIB Y Me)KaX BI,n: O%,n:o 50% Ha,n:aHHJI TIlJIbr BH3HaqafTbCJI 3a KpHTepIJlMH, 1.1.\0 HaBe,n:eHl
![Page 72: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/72.jpg)
I 31
Iy IIOCTaHOBI Ka61HeTy MIHICTpIB
II 2
O!f>lll,IHHO 3aCBl,lJ,lJeHa Heo6xl,lJ,HICTb Me,ll.HlJHOrO HarJIlI,lJ,Y npHnHHHTb Ha O,lJ,HH MIClIlI,b ,lI.1I no BI,lJ,KJIIOLJeHHIO I
QlI IHCTpYKlI,llI onHcyc npaBllJIa, lIKHX CJIl,lJ, ,lJ,oTpHMYBaTHcb KOJIH cnmKHBalJ CnOBIll\aE: npo Heo6xILtHlcTbMe,ll.HlJHOrO HarJIlI,lI.Y
IHCTPYKUHI IIPO IIOPjJ:1l0K 3EOPY IIJIATDKIB
TEMA Me,lJ,HlJHH" Harml,lJ, N9
CTOPIHKA
180
300998IIIllfOTOBflEHO
IIEPEffljJ:HYTO
I-a 3 1-
)3(
D
D
I
2
3
4
5
2
3
4
5
flbBIBOEflEHEPfO
META
OfIllC
IIIIIIII
IIIIIII
![Page 73: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/73.jpg)
IIIIIIIIIIIIIIIIIII
32
TaKI yMOBH MO:>KYTh 6YTH npO.n;OB:>KeHl Ha CTp0K .n;0 'TphOX MICH~IB
Heo6xI.llHICTh Me.n;HqHOrO HarnH,lI,Y ICHY€ Y THX Blma,ll,KaX KOJIH ,lI,HnJIoMoBaHHH JIIKap 3aCB1.llqy€ Cepfi03He
3aXBOplOBaHWI y no6yToBoro CnmKHBaqa a60 qJIeHa HOfO P0,llHHH, a60 CTaH IXHhOfO 3.n;OpOB 11 3HaqHO
nOnpIIHiThCH Y PaJl BI.n;CYTHOCTl nOCTaqaHHH eJIeKTpOeHepru
Y TI1X BHna.m<aX, KOJIH Cno:>KI1BaQ BKa3Yf Ha HallBHICTh 6Y,ll,h-lIKI1X 06CTaBI1H, lIKI MO:>KHa P03fJIlI,lI,aTI1 RK
nOTpe6y Me.n;HqHOrO HarJIH,lI,y HOMY 6y,lI,y Ha,LI,aHa MO:>KJIHBICTb 3aHBHTH npo Qe
IlpHnHHeHHH nOCTaqaHHH eJIeKTpOeHepru 3a HeCnJIaTy paXYHKIB Mac 6ym BI,lI,CTpOqeHO He MeHlIJ HI:>K Ha 'Tp11
P060qHX .n;HI, HKII.\O TIl)]. "lac npoue.n;YPI1 no BI,ll,KJIlOtIeHHIO CnO:>KI1Ba'lJ a60 qJIeH HOro PO.n;HHI1 3p0611Th yCHy
a60 nHCbMoBY 3allBY npo HallBHICTb nOTpe611 Me.n;I1'lJHOrO HarJIlI)].y CnO:>KHBatIy He06xl.n;HO cnOBICTHTI1, mo
BIH MO:>Ke 6yTH Bl,ll,KJIlOqeHHH HKII.\O npoTHfOM 'TpbOX .n;HIB JIIKap He 3aCBI.n;qHTb B YCHIH !pOPMI npo
Heo6xl,ll,HICTb Me.n;l1qHOfO HarJIH.n;y 5IKmo npOTHrOM TpbOX .n;HIB yCHe CBI.n;qeHHH He 3po6JIeHe nepIO.n; BCTyny y
)];l1O nonepe.n;:>KeHH'I MO:>Ke 6yTH npo.n;OB:>KeHl1ll Ha 'TpH .n;HI
5IKII.\O BHHBJIeHO, mo ICHYIOTb 3aKOHHl yMOBH Ha.n;aHHH Me.n;H'lJHOI ,nonOMOrl1, BI,ll,KJIlOqeHH'I He 6y.n;e 3po6JIeHe
HaBITb HKII.\O O!pIQIHHe CBI.n;qeHHlI He 6yJIO o'TpI1MaHO
IlepBICHe CBl,nqeHHlI JIlKapH MO:>Ke 6ym 3po6JIeHe B YCHIH a60 nHCbMOBIH !pOPMI JIbBIB06JIeHeprO BHMara€
nHCbMOBoro m.n;TBep.n;:>KeHHH npOTHfOM CeMI1 .n;HlB mcml yCHOI 3aHBI1 Ue TIl.n;TBep.n::>KeHHH Mac 6YTI1 3po6JIeHe
3a <I>OpMOIO 120
Komi CnO:>KHBaq P0611Tb 3aHBy npo Heo6xl,lI,HICTb Me,nl1qHOrO HafJI'l,ny, Q" 3aHBa Ma€ 6yTH 3aHOTOBaHa I
npOCTe:>KeHa y nepeJIlKy po61T Ha Bl,ll,KJIlOqeHHH KOJIH CnO:>KHBaq Ha.n;ac nHCbMOBe CBI.n;tIeHHH npo
Heo6xl,UHICTb Me.n;WIHoro HarJI'I.n;y HOro nOJIe-paxyHoK Mac 6yTH BH,UaJIeHe 3 I.\bOrO nepeJIlKy I BHeceHe y
IlepeJIlK P06lT 13 CnO:>KI1BaqaMH, II.\O nO'Tpe6YIOTb Me.n;HtIHOfO HarJI")].y UeH nepeJIlK Mac npOCTe:>KyBam CTaH
paxyHKy CnO:>KHBaqa I nOHOBJIIOBaTH CBl,nqeHHH '1KII.\O BOHH Ha,LI,aIOTbCH
5IKmo CITO:>KHBaq CITOBlII.\ac npo Heo6xl,l(HICTb Me,nHqHorO HafJIH,ny, o.n;HaK He Ha.n;ac nHChMOBOfO
m,nTBep.n;:>KeHHH y Me:>Kax BCTaHOBJIeHHX JIlMITIB, ,nIl ITO BI,lI,KJIIOqeHHlO npo,nOB:>KyIOTbCH y 3BHqaHHOMY
nOpH,n:Ky
![Page 74: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/74.jpg)
IIIIII
33
$opMa 109
JIhBffiOIiJIEHEPrOllOCBl,lllfCHHJI npo Hco6xI,llHICTL MC}).HlfHoro HarJUI,llY
)],JUI 3anOBHeHHH JlHnJIOMOBaHHM, 3apeCCTpOB3HHM JIlKapeM 31l)lHO
3alwHy YKp31HH _
3nAHO rrpou,eAypl1, w.o 3acToCoBYE:TbC5.I Y J1hBlB06JIeHeprO, KOMrraHHI He 6YAe BIAKJUOqanI
a60 He 6y,ne Bl,nMOBJUlTHCSl nOBTopHO m,nKJUOqaTM 6y,nI1HOK no6YTOBoro crrO)lCl1BaQa Y
pa31, KOJII1 CnO)l(MBaq a60 qJIeH Horo PO,nMHI1 MaE: nOCB1,nQeHH5.I JIlKapSi npo cepi103He
3aXBoplOBaHH5.I a60 3HaXO):(I1TbC5.I y TaKoMy CTaHl, w.o MO)l(e cepi103Ho nonplllMTMCH npH
Bl,llCYTHOCTI eJIeKTpoeHeprn
AnSI 3anOBHeUHSI ROMnaIlU:1O JIbBIB06J1eHeprO
3 TIoBl,ZJ;oMJleHa .uaTa
)l;JIR 3anOBHeHIISI JIIRapCM
2 Mpeca CnO)!(J.IBaLJa
I1pl3BMme cnmKMBatIa, mo Mae ,ZJ;OBI,ZJ;Ky npo He06xl,ZJ;H1CTb Me.lJ,UtIHOrO HarJIH,ZJ;y _
):(aTa _TIlnllHC JIlKapg _
3 Oc06mtBl npHllMHH, IUO 06yMOBJIIOIOTb Heo6xI.u.HICTb npo,ZJ;oB)!(eHHH nOCTallaHHSI eJleKTpoeHepfll _
6 HOMep TeJle<jJoHy _
5 Mpeca npHHManbHoro oclncy _
4 TIpl3BIllUe JIlKapR _
2 MlcL\e Ha,ZJ;aHHSI nOcJIyr _
TIp13BI1111e CnO)KI1BatIa, _
Balli n1ilnHC CBl!ltIUTb npo Te, mo Balli naUICHT Mac cepH03He 3aXBopIOBaHHSI a60 3HaXOilHTbCSI y Ba)!(KOMY
CTaHl I npHnHHeHHSI nOCTallaHHSI eJlel<TpoeHepru MO)!(e 3HaQHO rronplliaTH Horo 3ilOpOB SI Ue CBlnOlHBO npo
Heo5xlnHlCTb HanaHH» MenHQROI .!lOnOMOrI1 .ll1HCHe npOT.lIrOM TpHilURTM ,ZJ;HIB, SIKlllO IHllie He nepe.u6alJeHO
.nlll IIocBI.!lQeHHR npo Heo6xI,ZJ;HICTb MenHQHOrO HarJIRny He MO)!(e nepeBHlllyBaTH CTpOI< 61J1hllie .!leB lIHOCTa
,ZJ;RIB
IIIIIIIIIIIII
![Page 75: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/75.jpg)
IHCTPYKUI51 TIPO TIOP.sI,UOK 3J>OPY TIJIATE)J{IB
IIII
JIhBIBOJ>JIEHEPrO
TEMA
CTOPIHKA
TIpeTeH31i1:Ha
p060Ta
I-a 3 2- TImrOTOBJIEHO
TIEPErJI.sIHYTO
190
300998
34
IIIIIIIIIIIIIII
META
UR lHCTpYKQIR onHcye CTaHll:apTHy npeTeH3li1:Hy p060Ty, mo 3aCTocoBYeTbCR 1l:0 YClx CnO)l(HBa'lIB
BI,lJ;KJIlOlJeHHX 3a HeCnJIaTy paxYHKIB
OTIHC
CnO)l(I1Ba'll BI,lJ;KJIlOlJeHi 3a HeCnJIaTy paXYHKlB He 3BlJIbHlIIOTbCR aBTOMaTH'lHO BI,lJ; CBOlX IPlHaHCOBHX
3a60B H3aHb ):{O JIbBIB06JIeHeprO I MalOTh CnJIaTMTM yCl CBOl 60pm JIbBIB06JIeHeprO 6Y,lJ;e CYBOPO
):{OTpMMyBaTMch npOQe,lJ;ypM 360py QMX 60prIB 3acTocoBylO'lM MR QhOro BCl HaRBHl 3axo):{M, HKI
):{03BOJIliIOTbCR YKpaIHcbKMM 3aKOHOll:aBCTBOM
TIOlJHHalO'lM 3 01 10 98 Ha BCI 60pm BI):{KJIlOlJeHHX CnO)l(HBalJIB 6Yll:YTh HapaxoBYBaTHcb B1Il:COTKM y p03Mlpl
XX% 3a plK ( CTaBKa BI,lJ;COTKIB HaQIOHaJIbHOrO 6aHKy Ha KOPOTKOCTp0KOBI n03HKM, nJIIOC 2%) HKIllO Qe He
BH3HalJeHO lIKOCb IHaKllle Ql€1O npoQe,lJ;ypolO
J>y):{e ):{OKJIa):{eHO MaKCI1MaJIhHI1X 3YCl1JIb MR 360py nJIaTe)l(lB rOTlBKOIO Y BHna):{Kax KOJIH 3aMICTh rOTlBKH
6y):{yTh npHHMaTHCli rOTlBKOBI eKBlBaJIeHTI1, a60 lH1ll1 aKTHBH, Kpe):{I1T Ha nOJIe-paxyHoK CnO)l(MBalJa 6Y,Lle
Hall:aBaTI1Cb 6aJylOlJHCb He HOMIHaJIhHIH BapTOCTI, a Ha rjJaKTHCfHIH PIfHKOBIH BapTOCTI aKTI1BY
TIplOpHTeTHICTb aKTMBIB, lIKI1M Ha,LlaeThCR nepeBara ,LlJIR CnJIaTH 3a60prOBaHOCTI, MO)l(Ha npell:CTaBHTH TaKHM
'lHHOM
• rOTIBKa• JIIKBI,LlHI rOTlBKOBl eKBIBaneHTM plBHOI pHHKOBOl BapTOCTI, (ll:ep)J(aBHI 06mraQIl, 6aHKlBCbKl
BeKCeJIli I TaKe lHIlle)
• 3aJIlKH PIBHOI pMHKOBOI BapTOCTl (RKI MalOTb 6yTH npOBe):{eHI IllJIliXOM 6aHKlBCbKOI
npOl.\e,lJ;ypM BpaxyBaHHH 3aJI1KlB)
• OCHOBHI1H aKTI1B PIBHOI pMHKOBOI BapTOCTI (T1JIbKM HK OCTaHHIH 3aXl,Ll, HanpI1KJIa,Ll, ,llJIR
np0.lla)Ky 3 MeTOIO BHKOHaHHR cy.n:OBoro pUlleHHR)
BCI nJIaTe)l(l BHOCRTbCR Ha KmpHHrOBHH paxyHOK JIbBlB06JIeHepro y <l>OH,Ll1 EHepropMHKy (<I>E) ,LlJIR
p03nO,LlIJIY 3rI,LlHO npOQe.n:ypH p03nO.llIJIY KOWTlB EHepropHHKy (TIPKE) TIJIaTe)l(l, HKI He BHeceHI Ha QeH
paxyHoK He 6y.n:YTb 3apaXOBaHI,LlO nOJIjj-paxyHKy CnO)KMBa'la
J>opm cnO)J(liBatIlB IIlO 06CJIyrOBYlOTbCjj He 6y,LlyTb Cnl1CaHI nOBHICTIO a60 lJaCTKOBO J>opnl Bl):{KJIlOtIeHHX
cnO)J(HBalJIB 6Yll:YTb Cnl1CaHI nOBHICTIO a60 lJaCTKOBO TlJIbKM mCJIR 3aBepllleHHR BCIX Cy,UOBMX p03rJIR,U1B
BI,U YCIX CnO)KI1BalJIB, mo 6yJIM BI):{KJIlOlJeHI 3a HeCnJIaTy paxyHKIB, nepe,U THM RK BI,UHOBHTM Ha,UaHHR nOCJIyr
a60 p03nOlJanl HOBe 06CJIyroByBaHHjj, BHMaraTHMeTbCR BHeceHHR 3aCTaBH 3rJ,lJ;HO 3 P03.lllJIaMM 140 a60 150QlellHcTpYKQll
l1epeJIlK npeTeH31HHMX 3aXOlIlB
JIbBlB06JIeHeprO m.nrOTye I 3aTBep,LlHTb nepeJIlK npeTeH31HHMX 3aXO,U1B ,Uo nepemKy 6y,UyTb BKJIlOlJeHl BCI
BI,lJ;KJIlOlJeHI CnO)l(MBalJl, BKaJaHO npl3BMme cnmKMBalJa, HOMep nOJIjj-paxyHKy CnO)l(MBalJa, MICl.\e
nepe6yBaHHR, np13BMIlle reHepaJIbHOrO ,LlMpeKTOpa 1 rOJIOBHOrO 6yxraJITepa, TapMIP I cyMa HeCnJIalJeHOrO
60pry Y nepenlKy TaKO>K BKaJaHO 3aCTOCOBaHi 3aXO,UH I nOTOlJHMH eTaH 3aXO.ll1B no o-rpMMaHHIO CyMH
rpoweH, IIlO MalOTh 6yTM CnJIalJeHI .llO JIbBIB06JIeHeprO
![Page 76: 1(.){:f',(;1[~ I](https://reader031.vdocuments.us/reader031/viewer/2022021817/620e662b92347702eb771095/html5/thumbnails/76.jpg)
IHCTPYKUl.SI TIPO TIOPJI.llOK 3EOPY TIJIATDKIB
IIII
JIhBIBOEJIEHEPrO
TEMA
CTOPIHKA
TIpeTeH31llHap060Ta
2-a 3 2-x TII.llfOTOBJIEHO
IIEPErJIJIHYTO
190
300998
35
IIIIIIIIIIIIIII
<PlpMa lI1J5I BelIeHH5I po6onl no CT5IrHeHHIO 3a6oproBaHocTI
JIbBIB06JIeHeprO npoBolIHTb KOHKypC Cepe./llOpH./lHlJHo-$IHaHcoBHx $lpM LUI5I TOro, lUo6 HallHJlTH TaKy
$lpMy LUISI Be./leHHSI npeTeH31llHOI P060TH no CTnrHeHHIO 3a6oproBaHocTI IIpHHl.{Hrr CIlIBrrpal.{1 MDK l(l£1O
$lpMOIO Ta 06JIeHeprO TaKHH po6oTa $lpMH onJIalJycTbc5I JIHWe TO./lI, KOJIH e n03HTHBHHH pe3yJIbTaT, To6TOBOHa OTpHMyC BllICOTOK Bla TIel CyMH 3a6oprOBaHOCTI, JlKy cnrHeHO JIbBIB06JIeHeprO 3aKpmJIIOC 3a lUCIO
$lpMOIO YCIX BI,l:lKJIlOlJeHHX CnO)l<HBa'UB 06JIeHeprO MO)l(e HallHJlTI1 6lJIbllIe HI)I( O./lHY $IPMY JlJISi P060TH
lUoao n030BIB, nO./laHHX ao pl3HHX cyalB
Ap6rrpa)KHHll CYlI
JIbBIB06JIeHeprO lJepe3 $lpMy no CTJlrHeHHIO 3a6oprOBaHOCTI noaac n030BH Ha YCIX Bl,l:lKJIlOlJeHHXCnO)KHBaQIB ao MICl.1eBoro ap61Tpa)KHOrO «$500 000 rpH ) a60 rOJIOBHOrO ap6ITpa)KHOrO (>$500 000 rpH )cyay CyMa n030BY BKJIlOlJae 3a6opraBaHlcTb CnO)KHBalJa, cyaOBl BMTpaTH Ta nJIaTy $lpMI rro CT5IrHeHHIO3a60prOBaHOCTI
<PlpMa Be,lle p060Ty no CTnrHeHHIO 3a60prOBaHOCTI, B TOMy lJHCJIl HaKJIa,lleHHSI apecTY Ha 6aHKlBcbKIpaxyHKH, Ha IlI./lCTaBI pUlleHH5I ap6ITpa)KHOrO CY,lly YCI KOWTM, 5IKI CTJlrHeHO B TaKHH cnocl6, BHTpaQalOTbCliJlJI5I norallIeHH5I 3a6oprOBaHOCTI
CYlI no cnpaBax rrpo 6aHKpyTCTBO
JIKll\O npOBa,lOKeHHlI B cnpaBI B ap6JTpa)KHoMy CY,ll1 He npH3Be,lle l1.0 nOBHoro CTlIrHeHH5I 3a6oprOBaHOCTI, TOcP1pMa no CT5IrHeHHIO 3a6oprOBaHOCTI rroaae n030BM ao cyay no cnpaaax npo 6aHKpyTcTBO Ha BCIO pewTyBIl1.KJIIO'IeHMX CrrO)l(MBa'lIB-60p)l(HHKIB CyMa rr030BY BKJIlOlJae 3a6opraBaHICTb CnO)KHBalJa, CYlIOBI BlfTpaTHTa nJIaTy $lpMI no CTHrHeHHIO 3a6opI'OBaHOCTI
Ha IlllICTaBI pillIeHH5I ap61Tpa)l(HOrO CYlIY qupMa Bel1.e p060Ty no CTlIrHeHHIO 3a6opI'OBaHOCTI, B TOMy '1HCJIJHaKJIa)l;eHHJI apecTy Ha pewTy 6aHKIBChKHX paXYHKIB, rrpO,lla)l( aKTHBIB JlJIX rrorallIeHH5I 60PflB Ta CTHHeHHJI3a6oprOBaHOCTl YCI KOIlITH, XKI CTJlrHeHO B TaK"H cnocl6, BHTpalJalOTbCJI MJI noraweHH" 3a60prOBaHOCTlTIPOlIOB)KYCTbC5I cnI'HeHH5I THX 60prlB KOTpI UIJIKOM He CTlIrHeHO '1epe3 ap6rrpa)KHHll cya
CnHcaHHX 3a60prOBaHOCTl
Oy,llb-5IKa peiliTa 60pI'lB, "Ky He MO)KHa cT5II'HyTH mCJIlI npOlIa)Ky YClx aKTHBlB CnO)KMBalJa, cnHCYCTbC5I 3paXYHKIB 06JIeHeprO y BI,llnOBI./lHOCTI ./lO MeTOlIlB Ml)KHapO,llHoro 6yxI'anTepcbKoro 06Jl1Ky