"I love the comfort, luxury, ride, and spaciousness of my new Brougham. I especially enjoy the leather upholstery since my cocker spaniel and dachshund are my constant companions. I've always enjoyed working with Gary and his crew and appreciate the attentive service department when I've needed it."

Dorothy E. Stoner Mother of Fort Collins Mayor Ed Stoner

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Prepare your life style for the joy of family and friends.

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COLDWeLL BANI(C!R C

EVERITT COMPANIES REAL ESTATE, INC. 2900 s. College Ft. Collins, CO 80525 223-6500

Bridal Registry For That Special Day

in Your Life M.1ke <lll ,1ppointment with our Bridal Consul­tant, Kathie H.1rper. She will hel p you with thuse important se lec tion s in chin,l, stoneware, crys­t<1L f],,tw.u e, linens,

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Select one of nin e patterns and one of three heel heights in:

Black, pea u-de-Soie or white satin . Or, choose from our beautiful in-store selection o f special occasion footw ea r.

Specializing in hard to find sizes

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OFFICE: (303) 229-9200 RES: (303) 490-1084

FALL

16 26

36

44

48

34 40

·42 54

56 58

LYDIA'S

FALL'S UNLIMITED FASHION OPTIONS SENSIBLE . . . STYLISH . .. STRAIGHT-EDGED Photographed on location at the beautiful Ptarmigan Golf and Country Club.

NEW AGE EDUCATION: NON-TRADITIONAL STUDENTS Who's gomg back to college, and why.

FOCUS ON FITNESS - LIVE IT UP AT CITY HEALTH CLUBS An overview and checklist of local health clubs.

DESIGN LINES- ARCHITECTURE AND DESIGN: THE RELATIONSHIP OF HISTORY TO PERSONAL IMAGE AND STYLE.

CRISP INVIGORATING FALL FASHION CLASSICS Stylish detai ls offer a new freshness to trad it ional classics photographed on location on the oval at Colorado State University

REGIONAL VIEW- MEET DR. DAVID LONGANECKER Exclus1ve interview with a decision maker

A classic, contemporary collection for today's sophisticated woman

ABOUT TOWN Junior League Gard en Tour

EVENTS An exciting Fall of area activities and events

DINING OUT- THE ~OOT HOUSE Fort Collins ' newest dinner house

MONEY MATTERS-REAL ESTATE: THE WISE INVESTMENT A conservative investment with preserved tax benefits

TRAVEL TIPS- ARE YOU READY FOR RIO? R1o de Jan1ero, Latin Amenca's playground

MODEL EXECUTIVE OF THE MONTH Colorado State Universi ty's President, Dr. Ph il Austin

FASHION CALENDAR

PUBLISHER'S LETTER

LYDIA'S LATEST

1988

STYLE

PUBLISHER, EDITOR, FASHION ART DIRECTOR

Lydia Dody

ADVERTISING SALES Susan Cole 493-3708 Lydia Dody 226-4838 Cathie May 493-0634

MANAGING EDITOR Sara Wilson

OFFICE MANAGER Annabell Sharpe

CONTRIBUTING WRITERS Lawrence Bamford

Sandra Cowan Lydia Dody

Jane Folsom Marilyn Jordan

Faith Kuhns Kay Rios

Carolyn Wade Sara Wilson

FASHIONS AND ACCESSORIES Lydia's Fine Womens Apparel

DESIGN AND PRODUCTION Karen Herbener Darin Sanders

EDITORIAL ASSISTANT Trudy Ault

TYPOGRAPHY The Type Exchange

HAIR DESIGN AND MAKE-UP Marilyn Jordan and.Carn Grant

Concept II

PHOTOGRAPHY Tim O'Hara Lyd ia Dody

PRINTING Robinson Press

STYLE WISHES TO THANK Lady's and Gentleman's Shoes

- Women's shoes

THANK YOU FOR ON LOCATION COURTESIES

Colorado State University Ptarmigan Golf & Country Club

Lydia's Style Magazine is a seasonal publication direct-mailed to homes and businesses in Colorado and southern Wyoming. Subscriptions are available for $9.95/year. Additional copies are delivered to medical facilities. clubs, banks. and off ices. Publication schedule Spring 111ue-March Summer l11ue-May Fall Issue-August Holiday Issue-Nov.

For ad rates, subscription information. change of address. or correspondence, contact:

Lydia's Style Magazine Scotch Pines Village Offices 2601 S. Lemay, Suite 35 Ft. Coll ins, Colorado 80525 (3C3) 226-6400

c t988 Lydia's Style Magazine. All rights reserved. Reproduction without permission from Lydia's Style or its publisher is prohibited. Lyd ia's Style Magazine is not responsible for unsolicited material. All manuscripts. artwork and photography must be accompanied by a stamped, self-adressed envelope.

Lyd ia's Style Magazine

lEET STYLE'S FASHION MODELS

ary Borman. Homemaker; mied to John Borman and Jther of Rick, 26, Mary Ann, , Joanie, 22. Mary enjoys lfing, biking, reading, and

traveling. She is active on the Poudre Hospital Foundation Board and supports the Cath­olic Community Services North­ern and "The Mission ." "I en­joyed meeting and working with all of the people involved with this project. It was fun to be a part of their enthusiasm. I was especially impressed with the time and effort they were willing to spend to be sure every detail was physi­cally and artistically correct. I will certainly look at fashion magazines with a much more critical eye now that I know what goes on 'behind the scenes'."

•••••••••••••••••••••••••••••••••••••

Anne L. Shepherd. Anne's life is very full as a cook, chauffeur, laundress, maid, and more. She's married to Tom and mother of John, 12, Elizabeth, 10, and Carolyn , 8. With her free time Anne enjoys her favorite activities: travel, skiing, needlepoint and ten­nis. "I was excited about mod­eling, but had no idea how much work and time went into each shot - and how many people were involved."

Joan Bowling. Joan stays very busy as a homemaker, cook, nanny, bus driver, sec­retary, and social director. Married to Rod and mother of Bo, 11, Jamey, 8, Mitch, 6 Candi , 3, and Rusty, 17 mo. When she has free relaxing moments, she enjoys reading. "Modeling is work, but, yes, I enjoyed itthorollghly. The pro­ductio'l staff was warm and professional, the models were friendly and fun , the clothes were gorgeous! Thank you for a neat experience!

••••••••••••••••••••••••••••••••••••••

Jessie Carey. Fourth grade teacher at Shepardson Elemen­tary School. Married to Nick and mother of Randy, 30, Kim, 29, and Kelly, 27. Jessie's

interests include music, read­ing, motorcycling, being in the "Great Outdoors", and spending time with her grand­children, family, and friends. "I felt like I was a part of a team as we worked together. Everyone was great fun to work with. I was impressed with the dedication and en­thusiasm of the staff- espe­cially Lydia. I'll carry delight­ful memories with me of early, early morning hours, warm friendly people, good coffee, and lots of laughter in the midst of getting that 'just right shot'."

LYDIA'S • • ON THE COVER • READY FOR FALL FASHION CALENDAR

Lydia's at the Marriot Fridays in

August • September • October noon - 1 :30 p.m.

Bring a friend to lunch! Reservations requested

226-5200

Second Annual PVH Foundation

Invitational Golf Tournament Monday, September 12th, 5:30p.m.

Informal modeling by Lydias and J.Pitner, Ltd.

Fort Collins Country Club

An Evening of Glamour Special Occasion Fashion Show

adnesday, September 21 , 7:30- 9:00p.m. Lydias in Scotch Pines Village

111988

• • • • • • • • • • • • • • • • • • •

Traditional styling with a dash of pan­ache beautifully rendered in buttery soft lambskin and sumputuous pig suede separates made in the U.S.A. by Bush­wacker. Handsome trouser pig suede boot skirt with soft front pleats and side pockets in the luscious colors of fall -

luggage brown , hunter green, navy­in sizes 4-14, $295. Sleek, soft, and supple jewel neckline, fitted lamb­suede tee top with keyhole back and push-up long sleeves. Accent colors oftan, luggage brown , hunter green , navy, or red , in sizes S,M, L, $325 . Antique hammered brass disk neck­lace by Les Bernard , $100 and matching clip earrings, $40.

Classic chic in a fall favorite luxury pig suede, perfectly proportioned, elastic waist pant.

Sporty and smart in rich luggage brown, black, or navy, in sizes S,M, L, $245. Striking hammered brass and cord adjustable belt by Carolyn Tanner, $58 .

7

STyLE

It's fall- dynamic, invigorating fall! And we've got an issue to match the excite­ment of the season .

Fall is a celebration of change- a sea­son for the senses. And this year, the stage has been set for a fall of magnifi­cent fashion options. From sleek, simple, and straight-edged, to sensuously shapely, to opulent and embellished . Rich details, luxury fabrics, jewel tone colors, and exquisite silhouettes offer more options than ever before!

Enjoy browsing our fashion pages photographed at the challenging and beautiful Ptarmigan Golf Course and on the oval at Colorado State University. We thank our Style Magazine crew and lovely models for starting work before the crack of dawn. One couldn't ask for a more enthusiastic, creative, and fun bunch!

Fall is traditionally a back to school time, increasingly so for students of all ages, especially in higher education . Sta­tistics show adults are returning to col­lege in record numbers, balancing work, families, and other responsibilities . How do these students do it, and more impor­tantly, why? We've researched and inter­viewed to bring you "New Age Educa­tion: The Non-Traditional Student", our feature on page 16.

This issue's collegiate theme is con­tinued with an exciting new department, Regional View, on page 48. Each issue of Style will carry an in-depth exclusive interview with a regional personality whose work directly affects our quality of life in Fort Collins. Read about Dr. David Longanecker, whose policy decisions affect CSU's funding.

What else? A how-to on integrating the design elements in your life by CSU Pro­fessor Larry Bamford ... meet the new owners of the Moot House and sample their delicious new menu ... check out Fort Collins' health clubs .. . travel to Rio . .. invest in real estate . .. and more.

Have a happy, healthy fall.

F, ALL: A~e~~~~~~r~ti~~ t2~!~?ac~~

8 8 Fall '88. A myriad of choices are available to meet every woman's individual expression. There a re

short and long hemlines (19"-34"); frill ed, soft f- feminine silhouettes o r strong-edged shapes ; and a

t- multitude of choices of color, fabric , and weight. This promises to be the biggest leather and suede

year ever, and the re again , the options a re _ :~

11 _ _ ~ numerous. For the woman who can't afford

- . _ . ~' an entire outfi t in skin , a leather pant or s kirt _J• can update and add excitement to

. --~~);/ a wardro be. Suits are particularly important this season.

Menswear and military influences show up in fabric and styling although there are many softened

s ilhouettes available too. Knits in matching two-piece outfits are fina lly

meeting cons umers ' demands . Year round knits a re now available in every sportswear category.

Texture interest .and a va riety of lighter weights bring newness to the season's fabrics, and plaids a re

heralded as the ul timate patternings fo r fa ll.

STYLE

Whatever your choices a re this season, there a re no ironclad rules except those that dictate comfort a nd

fl attery to the feminine body.

Lydia's Style Magazine

Prints and Patterns for Fall '88! Roses ... miniature to bold print, the English rose is the leading influence for Fall '88 florals. Plaids . .. tartan of course, offers touches of pattern to facings, cuffs, and collars or worn as an all over pattern. Newest direction comes from pattern mixing- combining two or three plaids, stripes, patterns - for contrast. Other plaids . . . buffalo, mens shirting, blanket, windowpane. Menswear Prints ... glen plaid, houndstooth, foulard, pin­stripe . . . creative depth through color combinations. Baroque Detail ... paisley, tapestry, jacquard, passemen­terie braid, tassels. Collision of Color ... abstracts, contrast of color prints .. . color clash, usually achieved with brights. Solid colors are the canvas for fabric textures. Favorites include faille, crepe, shantung, jersey, and gabardine. Drap­ing, puckering, shirring, plisse and quilting are details used in designs for fall. Texture is the key buzz word for Fall '88. Fall '88 offers multiple texture combinations: • Sanded, brushed fabrics • Shiny or matte finishes • Detailed weaves ... jacquard, dobie, cord, twill, satin • Specialty yarns .. . marled, rag, chenille, ribbon, metallic • Luxury wools .. . mohair, angora, cashmere.

•ORTRAITS OF FALL '88 ~TRAITS OF TIME REVEAL THE SEASON FASHION \TEMENTS OF COLOR, FABRICATION AND HOUETTE.

MANTIC PROFILES ... ENGLISH DRAWING ROOMS ROSE FILLED GARDENS ... FEMININE FASHIONS

~IVED FROM 19TH CENTURY INSPIRATION.

v11LY ALBUM ... A GATHERING OF THE CLAN ... E CRISP TARTAN PLAID IMAGE ... FASHION FILLED fH MEMORIES AND TRADITION.

:JH SCHOOL SNAPSHOTS ... 50s AND 60s MORABILIA ... CROP, MINI, MAXI. CAPRI ... :.:ESSORY PINS AND FLOWERS ... SWING SKIRTS

TRAPEZE DRESSES ... LA BAMBA!

HAIR& BEAUTY

by Marilyn Jordan

Here are two exciting hair trends for fall you won't want to miss: the return of short hair and macro cuts.

Short hair is rapidly gaining in popularity on both coasts. Unlike the rigid short styles of past decades, this season short hair returns with true finger-combing, change-as-you-go versatile looks. Heavily gelled spikes are gone in favor of cuts with more length on top that allows styles to move. Many women say they feel younger and more attractive with a short­er cut that highlights their features.

Macro cuts are sophisticated styles for both men and women. The flavor is Continental , with emphasis on cut and color, creating busi­ness or casual looks with a simple, artful transition of design. These cuts are short to mid-length, with a touch of whimsy during the evening and sleek during the day.

NOTE: The best thing you can do for your hair is to repair summer's dam· age with protein treatments. Good salon treatments: Paul Mitchell's Super Charged Conditioner, Redken's Extreme Pack, Focus 21's Hair Ae· building Formula; ask your stylist about specific fall shape-ups for your hair.

ERICAN PICTORIAL ... ARIZONA, CALIFORNIA. INTANA. TEXAS, NEW ENGLAND, GEORGIA ... EACH JKES "PORTRAITS" OF FASHION ... INCLUDING \NKET PLAIDS, LUXURY CASHMERE. SHEARLING, NIM, PEA JACKETS, BLACK DINNER SUIT ...

••••••••••••••••••••••••••••••••••••••••

'ESE BY INSPIRATION, RELATED THROUGH DESIGN :.:HNIQUE TO PRESENT THE "AMERICANA l\DITIONALIST".

i · I s

T R

assic~. ~~~!?n.!~na~~!. . . !~~~es~~!ool colors E invitation to step into fall. T

1 . .. rich dimensions of navy, burgundy, boHie green, charcoal, black and n . .. reminiscent of English baroque elegance . .. deep colors of leather d books . . . by contrast, contemporary through simplicity. c s . . . emerald , sapphire, red , turquoise, magenta, gold, purple ... jolts of color added to tditional palette. nts ... colors to highlight paHerns and prints . . . accent styles through H ·ast ... Introducing new shades into the fashion scene . . . moss green, winkle, coral . .. winter white, chalk white, powder blue, yellow and pink.

1111988

and Suede add Newness to Belts Suede and stretch are showing up as the key trends in belts for Fall '88. Wide and extra wide widths show up as accents for shorter lengths in apparel and 1"-2" pant width belts are coming on strong too. Clean and smooth styles, a variety of trimmed styles (with fabric, cord or leather), and decorative styles (with crests, coins, monograms, and stones) offer a multitude of options.

winning combination- sporty, styl­tsn, and soft luxury of plush poly cotton velour from Pierre Cardin. Feminine two piece warm-up with stand­up collar, gathered sleeve detail, and comfortable elas­tic waist pant in a gentle shade of mint, $106. Our sporty companion looks snappy in a zip front two piece tur­quoise velour with bright color blocks of coral and char­coal gray, $100. Both sized P,S,M,L.

5

nchanting and elegant with under­stated attention to detail in Bonnie Boerer's hand knits in ramie /cotton. Beautiful Chinese floral tapestry embroidery sampler squares in pretty shades of rose, teal and pink accent the regal all-season winter white. High button collar long sleeve pullover, $121, long cardigan, $131 , and elastic waist pull-on pant, $57. All sized S,M,L. Silver hoops by Rhea add a touch of sparkle, $20.

Bright colors liven up the view for fall

ruly a show-stopper from Bonnie Boerer! Fun, playful, and brightly colored ramie cotton long pullover with double collar, cobalt sleeves and cheerfully appliqued clowns on a background of siz­zling red. A sensational separate sweater or a perfect companion to Bonnie Boerer's cobalt knit pants, sizes S,M,L, $111.

ashioning a fall season, Linda Allard for Ellen Tracy, mixes classic and creative elements to create a contem­porary sophistication in fall separate com­ponents. Snappy cropped officer's jacket in 100% navy worsted wool sports double breasted styling, crest emblem, and elas­tic waist back, $295. Fashion takes a fresh new tailored look with traditional navy/ hunter blackwatch plaid worsted wool gabardine pants with cuffs and pleats, $192. Gold crest earrings, $46, com­plete the look.

Classic styling with today 's eye-catching flair, Ellen Tracy fashions a blackwatch plaid wool shaped, dou­ble breasted blazer with peak lapels and six button detail, $325. A shapely sculpted skirt with highrise waist and back zipper completes the suit look, $152. Underneath, a luxur­ious silk crepe de chine blouse accented with embroidered crest on a stand up collar, french cuffs, and a back pleat with embroidery detail, in ivory or mulberry, $136. All sized 2-14. Antique baroque pin with teardrop pearl by Les Bernard, $40, and matching pearl earrings, $11 .

sensuous ... sophisticated ... shapes and silhouettes that stand out and command attention

vening glamour in a chic black crepe cock­

tail dress by Nancy Johnson. Slim, short skirt, soft draped neckline, and lustrous black bugle beads on hip yoke add stylish details . Sizes 4-14, $230. Sparkling link necklace in gold, onyx lucite, and rhinestone by Rhea, $85, and pave and gold earrings by Les Bernard, $45 add night time magic.

lamour and sparkling style are Nannell 's trade­

mark. Unique and exquisite, this hand loomed turquoise evening sweater is accented with luxurious white angora, white leather trim, and is taste­fully touched with rhinestones, sizes S,M,L, $395. Rhinestone drop ear­rings add just the right glitter, by Rhea, $13.

oble regalia with a Baroque flair from Les Bernard. Rich antique gold flat link chain with charms in faux lapis, malachite , jasper, and crystal, $110, earrings, $40.

asual chic in soft, smart, man made black tissavel fur blouson styled jacket with black leather trim by Lilli Ann is quality constructed in France, $270. Sleek, slimming, black nappa leather pants, $285. Both sized 8-14.

all '88 courts a new gentility with a touch of nostalgia by Rhea. Feminine two strand pearl necklace is gracefully accented with a delicate vintage pendant, $85. Matching bracelet, $57 and earrings, $49.

Wrap up luxurious warmth in sumptuous ranch tissavel faux fur at a price you can 't afford to pass up' Glamorous stand-up collar, pockets, smart styling, and a plush feel add up to a must have, from Lill i Ann, $350. Sized 8-14. Rhinestone touched chain neck­lace, $110, from Les Bernard, and gold and crysta l earrings from Rhea, $25.

asy contemporary

chic in a vivid cobalt blue two piece knit pant suit by Bonnie Boerer. Fresh-looking, this care­free and current ramie /cotton year round suit is soft, stylish and sports snappy goldtone studds accenting the draped cowl neckline and cuff. Sized S,M,L, $158. Shiny gold cres­cent shaped earrings by Rhea, $19, add a touch of polish.

or evenings you'll always remember,

Raul Blanco fashions exquisite special occasion after-five creations. Dance the night away in a sapphire blue silk shantung slip dress elegantly topped with a hand-loomed ruffle and rhinestone embellished sweater top, sizes 4-14, $505. Glamorous earrings in cobalt and rhinestone by Wendy Gel/, $100, add just the right allure.

wizardry with an eye for elegance, Jeanne Marc creates the perfect fashion balance. New and exclusively ours. Exotic quilted jacket with an exquisite collage of patterns and colors front and back, $228. Unique fun­nel neckline blouse accented with a crisp black and white trim print on collar, placket, and cuff, $124, is paired with a stylish, full leg, black cotton sateen, elas­tic waistband pant, $138. Easily sized P,S,M. Smart black lucite and pearl clip earrings by Les Bernard add the final touch, $35.

Schedule Holiday Banquet Facilities

NOWl

2626 So. College Ave. Ft. Collins, CO 226-2121

The Moot House ''Where friends meet"

A NEW family dinner house Under NEW ownership With a delicious NEW menu

THE MOOT HOUSE Rt??ta~zl

(MPub

Elegant sheets Down comforters and pillows Duvet covers • 100% Egyptian cotton • Highest quality weaving • European styling • Silky smooth and soft

11 Old Town Square Ft. Collins 221~5223

Lunch: Mon.-Fri. From 11:15 am

Dinner: Mon.-Thurs. 5-10 pm Fri. 5-10 pm Sat. 4:30-11 pm Sun. 4:30-10 pm

SPLENDACEOUS SOPHISTICATED

. • . ~ •SIMPLICITY

? l,i\ ··••••••··.· ;:::/ ~ · .·/~/· ·· Created Exclusively .·.·.· .·. by :-:·· \

t1L\l)PA.J)) ~~R_ fAtL-t.RY

221-0104 Number One

Old Town Square Suite 107

• Floral Design •Plant Maintenance

•Landscape Design

NEW AGE EDUCATION: THE NoN-TRADITIONAL

by Kay Rios

heir numbers have increased and it 's projected that they will continue to do so. But exactly what is a non-traditional­

age student; who are they, and what are they looking for? The term non-traditional age (NTA) sets them apart. With

tradition being the established order, it implies that this group does not fit in to the accepted standard . That standard, in this case, is young. Although definitions vary from institu­tion to institution and agency to agency as to age cut-off, the more common one seems to be anyone over 25 years of age.

NTA student numbers have increased nationally. The Chronicle of Higher Education registers the nation's NTAs currently at 43 percent of the enrollment. Locally, the figures are high as well. Larimer County has been heralded as having more adults (over 25) per capita attending higher education courses or programs than any other county in the state.

At Colorado State University, the standard is more restric­tive by categorizing NTA as regularly-enrolled, undergradu­ate students over 25. This figure is estimated at 12 percent, but does not include special admissions programs, continu­ing education courses, short-courses or graduate students.

" If ," Vice Chancellor of Academic Affairs John Snider says, "you count all regular, part-time, evening, short-courses, seminars, they (NTAs) are by far the majority. " Snider attrib­utes that to CSU's Division of Continuing Education. " It is the largest in the state by about 10,000 student credit hours."

Snider says the number of NTAs has increased tremend­ously in the past 10 years. "Previously, the tradition was to come here at age 18, live in a residence hall, go four years . Not everyone realizes how much of an increase there has been but the Division of Continuing Education (at CSU) only started in 1975 and is now serving over 24,000 part-time students a year. "

The classification of the regularly­enrolled, over-25, undergraduate stu­dent is misleading and narrow. Carlson says that 42 percent of graduate stu­dents are over 30 years old . And , Naomi DiBona, an associate director in the Div­ision of Continuing Education, says "Ten years ago the mean age was 28. Now the mean age for our programs is 36 years old," and, she believes, "that may even be a little low."

Larimer County Vo-Tech has seen this same growth in NTAs. The growth , in part, influenced their decision to com­bine with Front Range Community Col­lege and change their designation. "About 90 percent of our students are non-traditional ," says Mitch Kamen , manager of instructional services at Vo­Tech . "That was part of the reason for the conversion. In the late '60s, Vo-Tech was planned as a high school offering. When we opened it to continuing education and adult courses, the popularity flip­flopped . When we opened , we served 200 adults and 500 high school students. Currently we see 5000 adults and 400 to 500 high school students. It didn 't really make sense to have a post-secondary institution operated by a high school dis­trict . That was a contributing factor, and so was the need to effectively serve a growing adult population ."

Who makes up this growing adult population? Research shows that they come from a variety of lifestyles, income levels and ethnic backgrounds. While the national figure shows two-thirds of the NT As are women , CSU 's figure regis­ters 57 percent men . They are single, married , divorced, parents .... _ the list goes on.

Why are they back in school? CSU 's Office Coordinator Mickie Carlson believes " it's a reflection of underem­ployment and unemployment. "

Snider adds that it's directly related to "the rapid changes that are taking place in society because of new technology. The information age has caused some of our careers to become obsolete quickly; so, we have to go back to school. "

DiBona believes that there is a broader spectrum of reasons for the increase in NT As. She agrees that , for many, it is for career change and professional advance­ment, but she adds self-fulfillment and socialization to the list of reasons.

Whatever the reason , this group has exhibited needs outside of the " tradi­tional" ones. Carlson says those needs often revolve around specially-geared counseling. " They first need to be assured that it's not crazy to come back to school. They may also need help with career assessment and they may need to identify their interests. We've been taught that identifying your own inter­ests is a selfish mode for adults. So you have to give adults permission to be self-

Lydia's Style Magazine

hand to search themselves." Counsel­tg, she says, helps with these issues 1d with other anxieties like not having een in school for a while and now hav­tg to deal with math modules.

Carlson says the NTA office also offers ·oblem-solving counseling, and that Jmetimes includes direct intervention ith professors. "Sometimes we get pro­'ssors who don't want to deal with Jmeone who has six kids and the prob­ms that arise because of that. " The NTA Office tries to provide the Jpport necessary and advises on what arlson calls a wholistic level. "We pro­de special orientation, survival semin­·s, study ski lis and stress management. :J that everything can "happen simul­neously, " Carlson says they use a Jmber of referrals and work with fin an­al aid, admissions, and career services. 1e student is urged to look at their ·esent situation and their future as well. What does the future hold for NTAs?

ational research indicates an estimated ·owth rate of 6 to 7 percent each com­g year. Snider has every reason to :dieve the same will be true of CSU and 3.rimer County. "This group will abso­tely grow, especially when you con­der that the fastest growing age group 35 to 44. The 18 to 24 group is declin­g. That is a demographic indicator. "

And, Snider adds, another factor is at this age group tends to have more jucation already. " Larimer County will mtinue to see a rapid growth because ·companies like Hewlett Packard , NCR, 1d CSU. We are a highly educated Junty to start with and the more one is jucated, the more likely they are to mtinue their education." Snider says that CSU is making the msition for the current increase and eparing for more growth in NT As . "The her thing that is happening is that our culty are scheduling more late after­JOn and evening classes." He expects see these kinds of changes continue. Rex Kellums, CSU's vice president for :ademic affairs, also acknowledges the ojected increases and agrees that ser­:es will have to be increased as well. "I 'e an increase in support for the NT As. remains to be seen if that means a :~ditional office arrangement. We don 't 3nt to duplicate services already fered. A study group has been com­issioned for the fall to look at what TAs need and the best way to serve ose needs. " And as CSU and other schools look at creasing NTA enrollment and services, 1ider looks at a new title: "I like to call e non-traditional-age students 'the lW majority.' " The following are profiles of people ho currently fall into this " new ajority."

1111988

Toni Brownhill Even though Toni Brownhill completed her undergraduate work in anthropol­ogy, graduating from CSU last May, she insists, "graduation didn 't mark an end of anything. "

Instead she signed up for a five-week course in Mexico as part of the Experi­ment in International Living program, sponsored by CSU for academic credit. "We lived with families and had two hours of class a day. "

Her education wasn 't limited to the classroom as she explored the culture and the language. "I had a chance to be involved in politics and meet a lot of people. Their perception of us is really different than we would like. They, for the most part, see us as butting in and not letting them make their own deci­sions. "

That was an education in itself, she feels, and says she worked hard to change the negative attitude about Americans.

The trip was a rewarding one. Brown­hill believes that additional educational experiences will also offer rewards; she has registered for more classes in the fall .

Toni Brownhi/1: "Non-traditional students are compulsive students because there 's a lot at stake. I also wanted to be a good role model for my three kids. "

Returning to school had been in the back of her mind for some time. She mar­ried and didn 't finish college when she was younger. After living as an Army wife in Germany for three years , her husband, Jim, got a job in Rapid City and "through his contacts in Rapid City we were able to come here."

In 1972, Brown hill and family moved to Fort Collins and, in 1974, she took a class at CSU . "I didn't have a purpose in mind

STYLE

at the time . Then I had a mid-life crisis or something and felt I needed to do some­thing with my life. I was accepted by Leadership Fort Collins and the next year I was on the steering committee. I finished with that and still had to do 'something.' "

So, about three years ago, when Brown hill was 38, she says, "I knew I had to go back." She started back half-time at first, and slowly weaned herself from her community activit ies. She then received a full scholarship for the last two years and was able to attend full­time.

Being an NTA helped, she believes. "Non-traditional-age students are com­pulsive students because there's a lot at stake. I also wanted to be a good role model for my three kids. And it helped that I really wanted to be there. I loved every minute of it."

There were the disadvantages of stu­dent life. "Our life changed so much because of my being in school - not financially, but in other ways. I stopped cooking and cleaning as much. I had to study late at night after 10 or 11 when everyone else was in bed. Our day-to­day routine changed and so did our priorities. It wasn't so important to have_ everything so perfect."

Her family supported her, she says with pride. "Everyone in my family flexed . It was kind of a lark for them, I think. Thank God, mY boys learned to drive when I was in school. That helped a lot. My 1 0-year-old daughter learned how to cook. I think it was good for all of them . The real disadvantage was the time away from them, but I tried to min­imize that."

Other than the time factor, Brownhill doesn 't see any disadvantage to being older than the "average" student. "I was there because I wanted to be and could do what I wanted and in the way I wanted ."

Brownhill has advice for others who are thinking about joining the increasing number of NTAs: "Be flexible . It's a bigger commitment than you think it is going to be. Don't put too much pressure on yourself. Just enjoy it."

As for her own educational plans, she says, " I hope I never stop learning ."

Bill Kneeland " I've never felt that age was a negative factor, " says Bill Kneeland on being an NT A.

Kneeland attends the University of Wyoming Law School and works as a law c lerk for Wolfe and Suther land, PC, attorneys at law. In fact, there's not much he finds negative about his situation other than the the time requirement. With commuting 65 miles to school,

school work, working, and family, he often finds himself in the time crunch .

"With a wife and two kids , you have to make some adjustments and that means financially, too . The kids also make sac­rifices because there are things they would like to do but the budget has to be adjusted . The biggest adjustment is the

Bill Kneeland: "The biggest adjustment is time. In my own business, I controlled the time; now time contrails me."

time thing. Being in my own business, I controlled the time; now the time con­t rolls me."

Kneeland 's business was Olive's East, offering gourmet coffee, tea and spices to the public. But, in 1984, after 10 years in the business, Kneeland decided to return to school to get a master's degree in marketing . " I did it to help in my busi­ness. I had already sat out 11 years and didn't want to sit out another 11 . After getting his master's in science and bu$i­ness administration at CSU, " I decided to keep going."

Law school seemed appropriate because "there were so many different areas I could work in and still stay in Fort Collins." Kneeland chose business and corporate law, and adds practical expe­rience to his textbook learning by work­ing for Wolfe and Sutherland . He works part-time during the school year and full-time during the summer.

Being older has been an advantage for Kneeland . "Having been out there (in the business world) , you want everything now to be practical and so it 's a good idea to work in the field at the same time. That way, besides getting theory, I'm getting practical experience. "

" Age-wise, I really didn 't have an adjustment to make because there were quite a few older students in the masters program. And at the University ofWyom-

ing, Kneeland says, "The median age is 29. This is the oldest class they have had average-wise. There are six others my age (he's 37) and six others older than that. "

lfthere is a drawback to being an older student, Kneeland says it would be that " It's hard to feel part of the school. There's no time for the extra curricular activities. Once you've gone back after being out in the world, your goals are totally different. You want the education and not so much the social aspects."

Returning to school, Kneeland says, " is hard to do, but if you have the oppor­tunity, do it. Anytime anyone thinks they have had enough education , they are making a big mistake."

Lois Clifton Lois Cl ifton, a graduate student in com­munication development at CSU, sees age as both an advantage and a disad­vantage.

On the advantageous side, she says, non-traditional students "are self­directed. That is the biggest advantage. We know what we want and we are here for a purpose. Traditional students are often here because they don't know what they want or because they don't want to go into the service."

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lAs, she believes, have established sand, "we have drive to meet those s. All of those things that come with and experience come into play .

•e seen the tunnel and we know dark­;, So now we have the ability to tnize our life, put priorities in order: ies first , fun later. We get more from coursework and our studies. " 1at experience and direction can be sadvantage as well, Clifton main-3. "We feel things intensely because rhere we are in life. Sometimes an ·uctor looks on a challenge from an 'r student as a threat to his position ::>wer." 1S the term implies, we do not fit in. te been around , and we are set in our s. That can present a problem to an ·uctor who may feel a threat to his image. "

Iifton has found herself in situations re she feels like she intimidates her -uctor. "Part of the reason is that I w what I want. Maybe because I'm ling myself accountable, I hold them e accountable than the traditional ng student."

:; Clifton: "NT As are self-directed. We •w what we want and we are here for a pose."

nd she's seen it happen to other 1s because of the intensity aspect. , aren't these 22, 23-year-old students l have two or three chances to make isions and determine goals. For many IS, it is now or never and so we put ·e demands on the system ." Iifton , who describes herself as 40 ;, returned to school after her child ­were grown, and she was once again Jle. Previously, Clifton gained a var­background in the work force . She , editor and staff writer for Changing nan magazine; she worked for the 1ta Fe Railroad for several years and :he federal goverment for eight years. ·ing that time, she gained a strong iness background and so she was forced to come back to school for

3er-related reasons.

1988

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Clifton says her goals revolve around self-actualization. She is studying liter­ary writing and editing , taking classes full-time, while working part-time as a teaching assistant at CSU.

As a teaching assistant , Clifton has dealt with NTAs on the flip side of the coin. "I've taught NT As and I have found that because they have worked in the outside world, they tend to do better in the classroom. Some of the most inter­esting writing in my classes comes from NTAs, because they have varied expe­riencesand they give meaningful, insight­ful responses."

Clifton feels that, in being an NTA, "the advantages far outweigh the disadvan­tages. The importance of education in our lives is more important than the feel­ing that you don 't fit in . It isn't a bed of roses, and will have its ups and downs. You just have to put your goals first. "

Mary Paragon Roberts Mary Paragon Roberts is back in school at 31 " to improve my l ife and provide for my future ."

STYLE

Roberts says she knows she made the right choice in returning. " It's been diffi­cult," she says, "especially financially, but it's worth it because I see so many more opportunities ahead of me."

In her third year at CSU, Roberts is working toward a bachelor's degree in fine arts, specializing in graphic design . As a single parent, Roberts has held a variety of jobs to support herself and her daughter, Annie. She describes her past vocations as "certainly less than glam­orous. I wanted something that would allow me to create, develop a talent and, hopefully, stay in this area while Annie is in school."

Roberts moved to Fort Collins with her parents, Lou and Mozelle Paragon, when she was eight and developed ties with the area. With her daughter's involve­ment in school and other programs, she felt it necessary to find something that would allow her to remain in Fort Col lins. She began in a liberal arts program and " then I was asked by a friend to help design some things for a non -profit organization she's involved in, and I found that I had talent in that area. It seemed like the right direction and as I started taking more art classes , it became very clear that was where I belonged ."

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being an NTA student. "Working 25 hours a week and carrying a full load, it's some­times hard to juggle. You have to take care of a house, a child and then still do the homework. There is something to do every night and you have to keep up."

The major disadvantage, Roberts says, is facing the attitude she's encountered from other people her age who already have set careers. "Some people seem to think that you're hard up because you are older and in school, but that's not the case," she says with assurance. "You're continuing and upgrading your life. You are never too old to get an education."

Mary Paragon Roberts: "It's been diffi­cult, especially financially, but it's worth it because I see so many more opportuni­ties ahead of me."

Roberts believes there are more advantages than disadvantages to being an NT A. "I don't want to go out and party every night. I take this very seriously and I seem to have a better perspective because I know how lucky I am to be in school. I think a lot of younger students think this is the natural progression -get out of high school and go to college and so they take it for granted."

Roberts says her age has given her insight as to the value of education and helped her develop a good sense of direction. "I know where I want my life to go, what I need and what I want. At 21, I didn't know those things."

Because she values the education she's getting, Roberts says, "I'm more willing to pay attention and devote my time and energy to class. I don't miss class because I'm paying and I have an obligation to myself to get the most out of each course."

Roberts also believes her age has been an advantage with other students and with many of her professors. "The stu­dents around me come to me with their problems and I think they look up to me. My instructors are aware that I am there to learn and not to mess around. I think they appreciate that."

Lydia's Style Magazine

he adjustment from working life to 1pus life can be tough , Roberts nowledges, but she advises, " Don 't ntimidated by your age. Everyone is ally more willing to help you out. " he age gap can also be annoying , but 1erts says, "You have to remember :you were young once so you won't as disgusted at some of the things younger students do. That was the jest part for me."

I

oberts says she would encourage one th inking about going back to ool. "Believe in yourself and go for

Craig Campbell Craig Campbell, the most difficult

1g about return ing to CSU as an NTA 1e time. As resident manager of the t Collins Marriott, one can safely ume that Campbell works well over standard 40-hour week. rhere are decisions I make about my :1 on a weekly basis and decisions I :;t make about the hotel. When time is 1t, it isn 't the business or my wife that er. It's school. " nd even though time is a problem , npbell doesn't see his age nor the 3 he "sat out" as a problem. "There's a ld of advantages to being an older jent. Everything has a real world lication at this time, instead of just )ry. I can hear a concept and relate it ·e eas ily to a situation . I can fit it in ~tically. "

ig Campbell: "There's a world of wtages in being an older student . . . 19 back was a 'me' decision, it was ·ething I always wanted to accom-1. "

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His experience has given him the abil­ity to adapt concepts to reality and has also formed his opinions. "I have strong opinions," Campbell says. "Fifteen years ago, my opinions were based on what the professor wanted me to say."

Today, they are his own opinions, based on what he has learned in the working world. "Some of the time, it can be a little bit of a disadvantage because the professors disagree with my opin­ions."

But he adds that it's never been a major problem. "They let me voice my opinions and don't grade me down because of them."

Campbell has, however, found some difficulty with structured class situations. He feels he performs better in a less structured class where concepts are dis­cussed and shared rather than where the student must follow preplanned direc­tion.

"I've been a boss in a business environ­ment for a long time. I don't take direc­tion very well- I give direction."

Originating from Chicago, Campbell wound his way across the states to Steamboat Springs. Three years ago he came to Fort Collins to help open the Marriott. After he settled in, he began attending CSU to work on a masters of science in management.

Campbell felt the time was right because "business schools have changed so much since the '60s as far as their emphasis. Now it is more people management versus the science of numbers. That interested me."

With his career already in place, Campbell says, "Going back was not career-oriented. It was a 'me' decision. I was disgusted with myself because I didn't get a masters in my 20s. It was something I've always wanted to accom­plish ."

Helen Kaplan

" I'm glad, in some respects, that I waited," says NTA Helen Kaplan. "Right after high school, I didn't know what I wanted to do. The philosophy at that time was get married and so I did . By waiting to go to school later, I have really learned from this education process."

Kaplan , 40, graduated from CSU in May with a degree in social work. She is currently attending Denver University, working on her masters in social work. She is continuing her coursework because, she says, she has learned the value of higher education .

After high school, Kaplan attended a vocational school and became a medical technician. Working in that field, she put her husband, Pete, through school. After

Lydia's Style Magazine

nished (he is now a clinical psycho i­tin Fort Collins) and after her two >were bigger, "I felt stagnant. I also 1ted to get out of the medical field and I more with people." t that point , Kaplan became involved 1 the community, giving a good >unt of volunteer time and effort to tl agencies. "I returned to school vly, beginning in 1983. The kids were 3 so I did one class at a time, then two m they were in kindergarten. When y went full-time, I increased to four sses a semester." :ven though her life was comfortable J had a set plan, Kaplan wanted more

education to reinforce her sense of security. "I really feel that a woman should have an education for herself and just in case something happens. Work­ing with the Crisis Center and United Way, I saw women on welfare who had no skills they could fall back on after a divorce or when their husband died. I saw all these women who were incapa­ble of handling their affairs and I want to always be able to support myself. I made up my mind I was not going to be like that."

Even though she's glad she waited, Kaplan admits there are still some draw­backs. "It would have been easier if Pete

and I had gone back together. It's hard going back to school and having a fam­ily. Pete works 70 hours a week and then there's the house to take care of."

Kaplan says her family has pitched in, however. "With the kids being older, they're a big help. They are so suppor­tive. They fold the clothes, mow the law and take care of my pride and joy- the flower bed."

Kaplan says she feels they are proud of her. "They went to my graduation and cheered. Pete said he cried. It made them feel so good."

After CSU Kaplan wanted to continue but again needed family support. "Before

BACK TO SCHOOL: STEP BY STEP

oing back to school doesn't have to be a ustrating, confusing experience. Several ograms/services exist which are designed get the adult learner into the educational stem. So if you're interested in joining the owing numbers of NTA students, one of these ay work for you.

RIMER COUNTY VO-TECH has a new name and new mission, according to Mitch Kamen, nager of instructional services. As Front nge Community College/Larimer County

mter, Kamen says opportunities for adult arners will be expanded. "We will be adding new classes, some intended to transfer to

ur-year programs and some for our asso­ate degree option. All programs for high ihool students and adults which are currently •re will remain. Now in addition, students can rsue a two-year associate degree." Kamen says there is no admission criteria. "his is an open door institution and everyone welcome." Although Kamen says that mail-in registra­

on will continue to be accepted for the trans i­on period, he encourages anyone interested attending to first attend an orientation ses-

1on. "For the fall we will have a series of ientation and advising sessions. We start ith basic assessment tests. Then we sched­e advising, orientation, and offer job place­en! information. We'll advise them, register em and send them on their way," he explains. Kamen says FRCC/ LCC provides special ~ort for NTA students. "Our mission is more mowly defined than a four-year institution. e focus on the learner. That's one factor that ould be helpful for the NTA. There are also wer numbers to deal with , and that helps ·udents get their feet wet and gain confi­ance. We can help make the transition if they ant to go on to a four-year program." Special Program Counselor Vicki Bailey also

rfers individualized program planning. "First 1e work up a plan, and then we set up referrals ~ e Employment Training Services, Women's enter, and so on, depending on the need. We

11988

help them put it together so they can go to school."

Bailey says career assessment and devel­opment classes are also available. Services don't end with initial assessment. A case man­agement system of tracking is then used, "until they get going," she says. "Through our main­tenance program, we make sure they get the help they need. We can also set them up with mentors - someone working out in their chosen field ."

Kamen calls it "one-stop shopping ," and adds "we're growing and evolving, and we invite the citizens of Larimer County to grow with us."

For orientation dates and program informa­tion, contact FRCC/LCC at 4616 South Shields, 226-2500.

COLORADO STATE UNIVERSITY also offers a number of options and services designed to help the NTA student find what they need and then go about getting it. Besides regular admit­tance as a degree candidate, there's space available, degree or non-degree Continuing Education classes, conferences and seminars. The NTA office, located in room CBOA, Clark Building, offers pre-enrollment advising to help put the potential student on the right track. "We can also help them with career assessment," says office coordinator Micki Carlson.

"After a career area is picked, we set stu­dents up with a professor in the field and a person in the community who is currently working in the field . We have them look into the labor department projections and examine academic realities. For instance, you can't hate math and think you'll go into nuclear physics."

So that everything can "happen simultane­ously," Carlson says they use a number of referrals as well, working with Financial Aid, the Admissions Office and Career Services.

The NTA office, she says, also provides spe­cial orientation for NTAs the Saturday before classes start, as well as offering survival

STYLE

seminars, study skills and stress manage­ment.

Carlson also highly recommends the Career Services Center for advising. "They offer excellent services and are very helpful. "

For appointments or information, the NTA office number is 491-7753; career services cen­ter, 491-5707.

Whatever the reason , whatever the need, the Division of Continuing Education has something lor you: correspondence courses, Surge (video­tape delivery system), on-campus and off­campus classes and seminars, not-credit pro­grams and more.

"We are the bridge to the campus," says Naomi DiBona, a Continuing Ed Associate Director. "We help that transition. Students may, lor instance, start with one non-credit course. Through that they gain confidence and then take a credit class. Then they enroll in a program."

DiBona says that student advising is availa­ble and can help the potential student decide what he/she needs to do. Another advising option is Adults Back to College, "as easy as ABC." Offered by Advising Services, this exam­ines concerns and issues of returning adults.

Another option, the Guaranteed Admissions Program, is geared toward "working adults, homemakers and other students who are not ready to enter CSU as full-time, on campus students." To qualify, you must be a Colorado resident with a high school diploma or G. E. D. After completing 24 credits and maintaining established grade standards , you will be admitted as a regularly enrolled student. Cer­tain programs, however, may have additional requirements . Advisors are available for information and help. For an appointment and/or information on Continuing Education options, call491-5288.

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I started DU, we had a big family meet­ing. I knew I would be doing work in one year that normally takes two to com­plete. So we talked about cooperation and how I felt this was what I needed to do. And everyone has jumped in and helped me. I don't even have time to cook, now."

Kaplan now commutes to Denver three days a week and will begin her internship at McKee Medical Center in Loveland in September. She will finish the program in May, 1989.

Helen Kaplan: "Support from family and friends is the name of the game."

Support is the key, she says, and explains that she hasn't felt any isola­tions because of her NTA status. "CSU had a lot of non-trads and I had a lot of support. I didn't feel alienated from the younger students at all, but I did get most of my support from other non­traditional age students. They under­stand if your kids are sick and they'll take notes and help you out." And, she adds, "CSU has a fabulous non-traditional office. They were really very helpful to me."

Kaplan now carpools to Denver with other NTAs. "We can help each other prepare for tests on the way, and talk about problems." Support, both from family and friends, Kaplan stresses, is the name of the game. It's helped get her through .

Kay Rios is a feelance writer based in Fort Collins. She is also an NTA, working on her master's degree in communica­tion development.

Lydia's Style Magazine

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LIVE IT UP AT CITY HEALTH CLUBS

By Faith Kuhns

A re you bored with the same old exercise routine? Live a little. Join a health club and vary your regime. Choose from a dozen preferred sports or exercises. Relax in a bubbling whirlpool and partake of healthful foods in a convenient restaurant-lounge. Take a vacation without leaving town.

One in seven Fort Collins residents do. That beats the national average of one in 10 and swells the ranks of 10.5 million health club members across the country. The 15-year-old fitness boom may be losing steam, by some estimates, but it still accounts for an $8-billion-a-year industry.

In Fort Collins alone, more than 10,000 residents belong to health clubs. Individuals pay up to $713 yearly for the privilege of belonging to a full-service gym . And that's a bargain compared to some East Coast cities, where individual memberships start at $1,000.

Got kids? Drop them in the nursery for a few hours or enroll them in club-sponsored children's activities. Initial family memberships run $1,221 a year at Pulse and $1,123 at Fort Collins Club. Beleaguered parents are willing to pay the price to take a mini-vacation without boarding a plane. The good life is as close as the ir full service health club.

The benefits of health club membership may be obvious. As Lorie Peebles of Healthworks notes, "It's motivational. Most people buy exercise equipment for their houses and then walk by it every day. " Peebles is sales and marketing manager at Healthworks.

Dr. Jack Harvey, a sports medicine physician at Fort Collins Orthopedic Associates, asserts "Exerc ise is beneficial for everyone. Health clubs come in by supplying the equipment, the instruction and the social environment that will motivate people. Some people are good at exercising on their own. They'll get up at 6 a.m . and put on their running shoes. And they won't miss a day. Others need to have the expectation of showing up for class and the encouragement of classmates and instructors."

Harvey added that the first-time members should get proper instruction and "not overdo whatever they embark upon, especially if they haven't been exercising at all."

Dr. Mary M. M. Hoffner, who has an advanced degree in exercise science, noted that for the uninitiated , "The heart is the main concern. Patients with high blood pressure or weight problems need to work out an individualized program with an exerc ise physiologist"- a benefit most city health clubs offer.

She added that the average club loses 60 percent of its members each year, due, in part, to a lack of realistic fitness goals. As Monte Huber, manager-partner of the Fort Collins Club notes, "You can 't undo over night what it took 20 years to do to your body."

Here's Style 's look at the six leading health clubs in Fort Collins and a checklist of the amenities they _offer.

THE FORT COLLINS CLUB The Fort Collins Club is the largest and most complete full service club in town. It has indoor and outdoor pools, and on Lydia's Style 's checklist of amenities, lacks only tennis courts.

Also, it appeals to a wide range of memberships, including senior citizens and chi ldren. Senior citizens get reduced rates and are offered customized classes. For chi ldren there are swimming lessons and summer camps. Locally, it boasts the largest number of company memberships (more that 200 companies represented), and expects to have a total of 2,500 memberships (family and couple memberships count once each) by fall.

STYLE

I

Michael Smith, majority owner of the Fort Co. fins Club, looks forward to the completion c FCC's major expansion.

To cut down on waiting lines during peak hours (3:30-8:15 pm), the club offers one-third off the monthly fee to anyone who'll come in during off-peak hours.

Initiation fees run to $125 for individu­als and $175 for couples or families. But, Huber said, members can cancel any­time, with a 30-day notice. Monthly fees are $38 for individuals, $52 for couples and $57 for families.

"Our new expansion will double the free weight and nautilus areas," said Michael Smith, majority owner. "The expansion will include a large new area for cardiovascular and aerobic facili­ties."

Social activities abound at the club, with a weekly Friday Afternoon Club, festive in-club tournaments, and "three to four big activities a year," including dances and an annual Hawaiian-style pig roast.

FORT COLLINS AJHLETIC CLUB The Fort Collins Athletic Club is the old­est and most established in town, having moved to its present site, at the airport industrial park, in 1972. But it started years earlier in Mike and Judy TeMaat's basement and then was relocated to Campus West.

"We're the original club in town," said owner Jim Hansen. "We're also the least expensive full service health club."

Initiation fees start at $50 for individu­als and are capped at $75 for couples or

Lydia's Style Magazine

trtners . Child care is free. Monthly tes run from $32 for individuals and f3 for couples to $52 for partners. 1ildren are included at $5 per ch ild per onth and can participate in a number junior programs. Consequently, said

msen, "young families are a major aw." The Athletic Club lacks squash courts 1d a restaurant or lounge area in its i,OOO square foot building. But it has a Jol with "walk-around deck," Hansen Jted. Also, the club offers bio-feedback ress management workshops and has registered dietician on staff.

HEALTHWORKS :Jalthworks has "one of the most com­ete lines of pre-set dumbbells in town," lid manager Lorie Peebles. "This cuts Jwn on waiting during prime time." Its ! aerobics classes per week, range )m low impact to a "Buns of Steel" :Jrkout that punishes the lower body. Other special programs include Vomen on Weights", led by an exercise 1ysiologist, and one, in conjunction th the hospital, to strengthen the lower tck. There's also a nutritionist on staff advise members on dietary needs. Healthworks boasts a unique Microfit :Jmputerized Fitness Evaluation Sys­m that measures body fat, strength and lXibility. Though it doesn't have a pool on site, embers get a $10 discount on passes to =>IC, just three blocks south on River­je.

Social events get high priority with onthly hiking outings and bimonthly ke rides. Annual parties include Fiesta, :~sino, and Carnival Nights, and child­n can participate in a Kid's Klub at no 1arge. Two Saturdays a month is family ness day, featuring special exercise ds for children. Init iation fees start at $75 for individu­s and increase to $100 for couples and 25 for families . Monthly rates are $35 r individuals, $45 for couples and $48 r families.

Pt;LSE Jlse just opened a new facility after 10 lars in operation and is expecting embership to reach 3,000 this year. A II service club, it nonetheless empha­~es cardiovascular conditioning and ts a fitness room equipped with rowers, eadmills, stair climber and Versa imber (a climber that works the arms, o). Though initiation fees are the highest town, members can customize their

:ercise regimens and save on their onthly fees. Thus individuals who 1oose not to play racquetball or partie­ate in the club's fitness lab may pay 1ly $35 a month, couples pay $59 and milies pay $68.

111988

HEALTH CLUB CHECK LIST Fort Fort Health- Pulse New Newform

Collins Collins works Creations [original/ Athletic Club Health The Edge)

Club Club Location: 201 1307 E. 1500 Drake & 4025 1719 S.College

Racquette Prospect Riversd Shields S.Mason 3370 S College #3307

Aerobics y y y y y y water y y N y N N low impact y y y y y y pre-natal y y N y N N

Bikes y y y y y y Child care y y y y y y Clinics y y y y y y Lockers/showers y y y y y N Lounge N y N y N N Massage therapy y y N y N y Pool in In & Out N In N N Race walking y y y y N N Racquetball y y y y N N Rowing y y y y y y Sun beds y y y y y y Sauna/whirlpool y y y N N N Social events y y y y y y Tennis N y N N N N Towel , locks provided N y N N N y

Volleyball y y N y N N Weights y y y y y y Hours: M-T 5:30-10 6-10 6-10 6-10 6-8/9:30 6-10

F 5:30-9 " " " 6-6 6-10 s 7-7 8-8 8-8 8-8 6-2 8-8/9-8 Edge s 10-7 " " " closed " /10-8 Edge

Phone: 482-5117 224-2582 493-2101 490-1300 229-9595 224-3266 226-0146

These Fort Collins Women Love

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STYLE

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Full memberships run from $49 for individuals to $83 for families. Initiation fees are $125 for individuals, $175 for couples and $225 for families. One-year memberships are encouraged.

Several courts in the new facility are dedicated to squash, which makes Pulse the only club besides the Fort Collins Club to accommodate the sport. "From all fitness reports," said owner Dave Huber, "squash is building . It's up-and­coming."

Other amenities include indoor pool and track and a full schedule of social activities. These include Friday After­noon Club and organized skiing, hiking and biking trips.

NEW CREATIONS New Creation is the only women's club in Fort Collins. Last September, it expanded into an 8,000-foot facility on South Mason.

"We focus on any woman who doesn't feel comfortable working in a co-ed health club, " said manager Geri Frost.

At $45 initiation fee and $29.50 per month for a one-year contract ($33 per month for a six-month contract) , New Creation is one of the better bargains in town. It also offers free babysitting to participants in 41 aerobics and condi­tioning classes per week.

Geri Frost, manager, and Lauri Powell, exercise specialist, New Creations Health Club, Ltd.

Social activities include presentations by community health professionals and, last spring, a Lydia's luncheon and style show. The club also holds a triathalon competition for its 450 members.

Facilities include private dressing rooms and showers, a large whirlpool and sauna, a suntan bed ($3 for mem­bers), and two well-equipped playrooms for kids.

There's an exercise physiologist on staff, a blood-cholesterol testing instru­ment, and a computerized body-fat ana­lyzer. Aerobics instructors are being cer­tified by the International Dance-Exer­cise Association of San Diego.

Lydia's Style Magazine

·ff Taylor, owner, Newform Weightlift­g and Aerobics Club

NEW FORM :Jwform Weightlifting and Aerobics ub is the best bargain in town for folks 10 are content with a specialty health Jb. To join only the original club at 19 South College, members pay $19 >wn and $19 per month. For $24 down 1d $24 per month, members can also .e the new club behind Red Lobster. The difference, said owner Jeff Taylor, that Newform - The Edge, the new cility, has more upscale weight­lining machines and an up-to-date, :alifornia style" decor. The two facilities add up to just under ,000 square feet and membership erages 1,1 00. Because of its location, e original club attracts 50 percent col­~e students, Taylor estimated . It also fers a "Waists Away" eating disorders :~ss recommended to anyone with over percent body fat.

On staff are also a registered dietician d aerobics-weight training instructor, ail able for personal hire. This summer 3 club held its first annual strength tining camp for junior high schoolers, n by CSU strength coach Tom Richard­n. Social activities include boating, vol­tball and barbecue parties in the mmer.

ith Kuhns is a free-lance writer whose )rk has been published in various tiona/ and regional newspapers and ~gazines. She is a frequent contributor Lydia's Style.

I 1988

Joseph M. Simpson, DDS Fort Collins, 484-5297

CLASSIC LINES

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Lydia's Style Magazine

arden Center

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.111988

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STYLE

Dolls Past & Present for Cuddling & Collecting The fantasy continues

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A classic 1950s Lilli Ann evening dress

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L illi Ann is a 55-year-old company with up­to-the-minute fashion ideas. Begun by Adolph Schuman in 1933 in a small room in San Francisco's Chinatown, Lilli Ann

rapidly became known as an exclusive, sophisti­cated dress and suit line. The business grew rapidly, doing well over $1 million a year by the early 1940s in sumptuous San Francisco showrooms.

Today, Lilli Ann occupies two three-story build­ings complete with showrooms, design rooms, manufacturing facilities, and over 500 employees; many have been there 20, 30, even 40 years. Eight designers put together five complete lines annually, all made on the premises.

The company mirrors founder Schuman's stand­ards and fashion philosophy. "Quality first" has always been Lilli Ann's motto. Hand tailoring, metic­ulous finishing, and superb fit characterize every garment. Fabrics, whether from Europe, the Orient, or the U.S., are the best available.

Schuman's expertise as a textile designer, along with his fashion and financial acumen, were so well respected internationally that the U.S. government sent him to France as a consultant on the Marshall Plan after World War II. As he helped to rebuild Normandy's woolen mills, a key part of the French economy, he became close friends with the couturi ­ers Balenciaga and Chane!, and later the protege of Carmel Snow, editor of Harper's Bazaar, absorbing their principles in sty!e and high fashion quality.

Lilli Ann's classic, contemporary designs for today's sophisticated woman

Lyd ia's Style Magazine

Beautiful, vintage Lilli Ann coat

Winner of the Dallas and Chicago parel awards, the Lilli Ann fashion phi-3ophy is now changing slightly to :Jate fashion excitement for women of ages. Since Schuman's death in 1985,

3 company continues under guidance son-in-law Daniel Benatar, president, 1d Schuman's wife Jo, senior vice esident.

tll1988

Jeanne Taylor, vice president and head designer, supervises the design staff . "We're family , working together and compiling ideas. That's the only way it can work," she claims. Taylor, who has been with Lilli Ann since 1963, says Lilli Ann designs are clean and classic , styled for active women who travel , have careers, or who volunteer.

The Fall 1988 collection features a dominant suit group, with precision of line and the appeal of texture. Unique, specially designed shades of color have been created so that all of the fabrics - wool crepe, fibranne blends, Ultra Suede, and knits - will work well together. Suits this season have a slightly dressier approach, a new sophistication and sleekness. The fur-trimmed suit col­lection, a Lilli Ann favorite since they first appeared after 1945, is back with a contemporary, updated look .

Season highlights in the Lilli Ann fall collection include knits trimmed with Ultra Suede. Sporty dressing reaches a new level of sophistication with the sweater coat and %-length sweater jacket, made with a half cardigan stitch and finished with french looping, and fashioned out of prime quality Australian zephyr wool. Other groups include a white and taupe collection in light weight fibranne blend fabric , ideal for transi­tional dressing, and a stronger-color

group of navy and camel with touches of red.

Today, Lilli Ann collections represent the best of two worlds- the traditional classics admired by Lilli Ann customers over the years, plus an additional dimen­sion - a bolder, more contemporary look which is capturing the imagination of a new generation of women .

Adolph Schuman wouldn't have it any other way.

Jeanne Taylor, vice president and head designer, Lilli Ann

Simply stated, the very

finest.

STYLE

Scotch Pines Village • East Drake at Lemay Fort Collins • 223-1646

M-F 10 a.m.-6 p.m. Thurs. eve 'til 8 p.m.

Sat. 9 a.m.-6 p.m. Sun. noon-5 p.m.

BLOOMING IN FORT COLLINS Sixth Annual Garden Tour Saturday, July 9, 1988 Junior League of Fort Collins and Fort Collins Nursery

One of the season's most beautiful events blossomed with activity as the Junior League raised over $4500 for their com­munity projects. With the aid of co­sponsor Fort Collins Nursery, the Junior League tour featured five local, private homes and the immaculately groomed grounds of Woodward Governor, where patrons enjoyed informative lectures by experts along with their elegant box lunch.

Nancy lsernhagen, Christy Martell, Kathy Smith

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Another tour favorite: Bill Swets' miniature train.

M. A. Martell, Betty Ann Martell, Mrs. Carl Judson

Advertise with Style! the

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Patrons relaxed with elegant box lunches and enjoyed the lecture series.

Bill Swets' creations were a popular stop on the walk tour.

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STYLE Lydia's Style Magazine

Ptarmigan . . . The Fashionable Place To Be

You deserve the pristine, elegant atmosphere of Ptarmigan Golf & Country Club. Treat yourself to the only Jack Nicklaus designed course in Northern Colorado today! • Putting Green • Driving Range • Pro Shop • Private Lessons • Restaurant/Patio Dining • Full Service Bar • Custom Fairway Homesites • Memberships Available

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tik) n. ( 1988) a discipline of the healing arts; a sc ience concerned with the cause, diagnosis, treatment and p revention of interference with nerve transmission and express ion, pain syndromes and their effects as they relate to the move­ment and equilibrium (balance) of the locomotor (structural) system, espe­cially the spine and pelvis .

chi. ro. prac. tor (ki-re-prak­

ter) n. a practioner of the health sciences who has obtained the p rofessional desig­nation Doctor of Chirapratic (D.C.) The D.C. utilizes spinal adjustments (manipu­lation) and other natural procedures to relieve pain and discomfort without the use of prescription drugs or surgery.

CHIROPRACTIC CENTER

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"Changing your focus from sickness to wellness."

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ARCHITECTURE AND DESIGN: The Relationship of History to Personal Image and Style

A residence influenced by eighteenth century planta­tion houses.

By Lawrence Bamford

H ow often do we think of our­selves as being a part of a larger

integrated design environ­ment? Today people have an increasing awareness of personal appearance with the accompanying desire to look good, to be fit, and dress well. This is at least one aspect of personal style. If one takes the time to examine style in the larger contextual sense, two factors take on new

meaning : First, the objects with which we surround our­selves in our homes - the furniture, accessories, and objects of art; second , in the next larger context, the shelter or architecture we inhabit.

Both interior product-oriented design (the objects that occupy interior space) and architecture (the enclosure of space) have definite stylistic connotations. While we may take the time to carefully select proper fashion , jewelry, certain appointments, and even personal modes of transportation, little if any time is devoted to an analy­sis of the "total design " look. Context is the buzz word of the eighties. It has to do with being complete and choos­ing your surroundings so that they relate to you .

Environmental design is often referred to as the total environment, including man-made forms in harmony with the natural setting . Designscape is another word used to convey a complete approach to stylistic analysis. What we are describing here is "fit" ; that is, how you relate to your immediate environment. In the process of accomplishing "fit", you have the opportunity to make a statement about yourself. The choices involved in archi­tecture and design directly affect personal image and style.

Understanding and having an appreciation for the his­torical styles of design and architecture is necessary for making intelligent design choices. Thousands of books have been written on how to recognize and identify his­torical styles in architecture and design . Don't confuse these references to style with the style you want to create fo r yourself. Consciously think about the image you want to portray. Style has a relationship to preferences in color, materials, and form . Quality is really the key. Being able to recognize quality is imperative. Important points: (1) Match your architectural and design tastes to your lifestyle. (2) Hire professional designers to help you make decisions. (3) Acquire enough knowledge to assist in the process.

STYLE

If your exact preferences are unde­cided or you are somewhat open to change, do your homework before con­tacting a design consultant. It will be helpful to have a definite plan in mind. For your investigation, be introspective and determine which designs attract you in the areas of architecture, interiors, furniture, lighting, product design, and art. Think about and write down your initial impressions. Check out design reference books from the library. St udy various design-related periodicals. Visit design showrooms, local and metropoli­tan design centers, and, finally, consider enrolling in a history of architecture and design course at a university.

At this point you may be ready to con­tact a professional designer. One lifes­tyle analysis method was very ably des­cribed by interior designer Gary Hixon in the Fall, 1987 issue of'Style. An attractive feature of the process of UNA or User Needs Analysis is that it enables you to discover some insights about yourself .

Specifically , you can chose from innumerable historic styles and revivals of previous influences in design and architecture. Become familiar with the differences between Federal , Queen Anne, Mission, Second Empire, and the Neo-Classical styles. At the same time, be aware of the current trends. Be open minded. Most of us are very slow to change our preferences and often look upon new designs with suspicion . Meta­phorical language is often used to describe our impressions and biases, such as "that new chaise lounge looks like a bathtub." The current so-called Post-Modern movement, a double­coded historically eclectic reaction to the unembellished facades of the Inter­national Style, is having a profound influence on all forms of design. Post­Modernism has multiple facets includ­ing : High Tech, New Wave, Memphis,

Barcelona chair by Miles Van der Rohe, 1929.

Lydia's Style Magazine

Abstract Representation, Eurostyle, -­Milan, Neo Pop, and Free Style Classi­cism, to name a few. By following cur­rent periodical articles, you will stay abreast of recent design trends. Maga­zines simply are able to react more quickly to change than books are, and they also present a continuum of infor­mation. Historic styles are well repres­ented in Larimer County residences, even including a few examples of the most contemporary architecture and design.

;hair of English heritage. circa 1600.

To further individualize or personalize 1e choices available to you, consider :ontract" pieces of furniture. Under ontractual arrangements, designers will reate furniture or design objects for you •hich are unique and specific to your hosen environment It may be a chair, a :Jfa, a bed, a storage unit, or a lamp. hese custom designs are frequently of etter quality and cost less than factory­Jade items. To possess a hand-crafted esign built to your own personal speci­cations can be rewarding . With care, it is possible to mix and

1atch different periods of furniture ithin an interior. Most combinations tvolve one or more historic or antique ><amples in a contemporary setting or 1st the reverse . In either case, the ieces, which are being added, may very ell become the focal point of the room . Placement is of critical importance.

'ork with the floorplan and the specifics f color and texture, along with the traf­:; patterns, to achieve the best result

ill 1988

A Unique Visual Experience . ..

The Light Lab • an entire laboratory devoted to

demonstrating lighting techniques • learn how to "paint with light"

Halo Picture Framing Projector

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Featuring Halo Track and Recessed Lighting Systems

Call for a free demonstration

~~~[Jp ~the LIGHT center 2725 S. College, Ft. Collins, CO 226-3430

Open Daily: 8-5:30, Saturday 9-5

THE COMPLETE CHILDREN'S STORE! FINE CHILDREN'S CLOTHING

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STYLE

Nursery Furniture Crib Bedding Groups Car Seats Strollers

Shower Registry Delivery Service And Much More!

Balance and harmony within a room are also essential. Moving scale cut-outs of furniture on a copy of your floorplan is one method of action. This is also much easier than moving actual furniture. Depending on the room and its shape, an asymmetrical arrangement adds inter­est. Almost all rooms lend themselves to a number of possible arrangement schemes. One basic rule has always been to avoid placing too many massive pieces with delicately proportioned ones. Quite often the thread that ties the entire design together is the similarity of the materials in the furniture, even though the other stylistic features are unlike. Keep rooms from looking clut­tered. Although the "busy" look was acceptable in 19th century, it is definitely out today in favor of a functional, effi­cient appearance.

Other rules suggest that contrasts which are too startling should be avoided. For instance, if the room is very contemporary, it might not be wise to add a piece that is too Baroque. How­ever, on the other hand, one might argue that interiors are a direct reflection on individual personality. Therefore, since the '80s are admittedly eclectic, personal choice has never been given so much freedom! Being a bit outrageous is fine.

Because an effective design environ­ment constitutes quite a complex puzzle,

exact solutions aren't easily described, partially because the choices are so numerous and highly individual. A suc­cessful living arrangement involving architecture, interiors, and furniture is a proper synthesis of aesthetic and tech­nical considerations and necessarily involves the understanding of the ele­ments, principles, and process of design. Mathematically, an infinite number of solutions are possible, but only a few will be truly outstanding. Designers are using computers more and more to rapidly access their alternatives. Design at its best is exciting and dynamic, useful and rewarding.

Good design can also be an excellent investment. The workmanship, mate­rials, and intrinsic quality found in qual­itative design can be appreciated by oth­ers. Art has long been considered an investment opportunity, and design is now viewed as an area worthy of the col­lector's attention. Furniture, architectu­ral elements, products, and original drawings of architecture and design are hot items these days. One of the great advantages to owning design is that you might, in the case of furniture, consider it functional sculpture. That is, it can be used and appreciated for its function as well as for its appearance.

You can influence your personal style by consciously creating a comprehen-

14 Fort Co.llins Even1ng

NEWS

38

~lyLE

sive contextual image that incorporates your total near environment. The bottom line is that in an age of increased aware­ness and appreciation of design, both as a process and as an end product, you have a chance to express your creativity. With easily accessible knowledge to guide you and readily available profes­sional help to assist, you can have it all!

Lawrence Bamford is a professor of inte­rior design and architecture/design his­tory at CSU. Both an award-winning designer and a historian, he is repre­sented in the Museum of Modern Art in New York, and has been extensively pub­lished in the design field.

Lydia's Style Magazine

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• Micro-Infertility Surgery

• Surgical =onsultations

NINTH ANNUAL COLORADOAN RUN Poudre Valley Hospital Foundation & THE COLORADOAN Saturday, September 3 CSU Oval (start/finish) On your mark, get set- the Coloradoan Run will again raise money for the PVH Cardiac Rehabilitation Program with 1 OK, 5K, and Junior Fun Run events at the annual Saturday-of-Labor-Day-Week­end races. Runners either pay a registra­tion fee or raise given amounts in pledges. Prize money will be awarded for the 1 OK. Overall winners- first, second, and third- male and female, as well as the Masters Division (ages 40-54 years). "Elite runner" shirts will be given to runners who finish in a given time, and race shirts to all runners who complete the course. Special contributors: Fort Collins Heart Clinic, Fort Collins Marri­ott, New Horizons Travel , Poudre Valley Creamery, Mountain High, and King Soopers. For more information, call Ali-

~~~:oh::~t 221-4660. a The Fort Collins Area • United Way campaign Un~a gets underway September 9 and runs through November 18. The 1988 campaign <goal,$1.7 million,"will help us bridge the gap between the dollars needed to meet the human service needs in the Fort Collins area and the dollars raised," said Dave Veldman, 1988 Cam­paign Chair.

Inflation and the growth factor in Fort Collins are just part of the 18.6 percent increase over the total dollars raised in the 1987 campaign, Veldman said. For more information, contact Trish Nichols, United Way campaign coordinator, at 226-6701.

SECOND ANNUAL PVH FOUNDATION INVITATIONAL GOLF TOURNAMENT Collins Cashway Lumber & the Poudre Valley Hospital Foundation Monday, September 12 12:30 p.m. shotgun start 5:30 cocktails and informal modeling by Lydlas/J.Pitner, Ltd. Fort Collins Country Club $125 single player, $225 couple Here's your chance to help the PVH Foundation raise money to purchase a Life Pack and Crash Cart for the Family Medicine Center at Poudre Valley Hospi-

tal. The fee includes green fees, cart, golf shirt, and having a spouse or guest join you for cocktails at 5:30 with informal modeling of fall fashions by Lydia's and J. Pitner, Ltd. You'll also join the crowd at the buffet dinner at 6:30 and watch the award ceremony after. Prizes will be awarded for hole in one, closest to the pin on par 3s, longest drive and longest putt, and distinctive trophies for the first place team. For information, contact Ali­son White at 221-4660.

FOURTH ANNUAL HISTORIC HOME TOUR Poudre Landmarks Foundation Saturday, September 17 11 a.m.-4 p.m. $6 advance, $8 day of tour Five private historic homes will join the Avery House in this year's Historic Home Tour, sponsored by the Poudre Land­marks Foundation, Inc. (the Avery House Guild). The Foundation was recently presented with the "Friends of Preserva­tion" award for its Historic Homes tours. Tour proceeds will go towards restora­tion of the Avery House, a house museum owned by the City of Fort Collins. The

Feminine, elegant, dramatic . .. and very '88! Swirl/ace over satin flatters in a style that is current and exciting.

Avery House, built in 1879 for Franklin Avery, is open on a regular basis and is frequently used for wedding and other receptions. Tickets are available at the Avery House, 221-4448, Stone Lion Book­store, and Olive's East.

FORT COLLINS SYMPHONY ORCHESTRA'S 40THSEASON T HE f~

frt 0 ~< • ..<: •. ~~. :_~-.:~.~~ September 25, 1988-May 7,1989 The Fort Collins Symphony Orchestra will celebrate its 40th anniversary sea­son with a stellar lineup. The Classics Series features appearances by Metro­politan Opera Soprano Gail Dobish, Pianist James Dick, Hornist Jack Her­rick, Double Bass virtuoso Gary Karr, and a narration by CSU's Dr. Philip Aus­tin . Special treats include a violin per­formance by Maestro Will Schwartz. A season highlight will be the November 6 premiere of a specially commissioned work by Fort Collins composer Wendel Diebel in honor of the 40th anniversary.

The POPS series will be presented as separate events, beginning with an Octo­ber 16 joint production with the Lincoln

9\[ancy .9Lnn

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Featuring a complete selection of gowns for every special occasion.

• Cocktail dresses • Formal and

informal gowns • Accessories

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Lydia's Style Magazine

:enter in recognition of the Center's Dth anniversary. Steve Allen will be the ~atured guest artist. Shirley Jones takes a return appearance to close the 9ason on May 7. For tickets, call the CSO office at 482-4823.

i88 LINCOLN ENTER BIRTHDAY ~LL aturday, October 15 incoln Center 75 individual/$150 couple onsidered by many to be Fort Collins' )Cial highlight of the year, the Lincoln enter Birthday Ball is traditionally a ight of sumptuously indulgent dining in glamorously extravagant atmosphere.

>rganizer Barbara Cain says "This year's all will be the 'highlight' of events cele­rating the Lincoln Center's 1Oth anni­ersary." Funding hosts for the gala vent are Mountain Bell, COORS/Mar­hall Distributing and United Banks of ort Collins. For the eighth year, the ball will con­

nue having a "grand" dinner catered by number of Fort Collins restaurants .

laments Notice, with singer Susie Nel­on, is returning to provide dancing 1roughout the evening . Ticket prices include dinner, dancing,

hampagne, and open bar. Proceeds will o to the Terrace, Lincoln Center's out­ide art and entertainment garden. For 1formation, call Barbara Cain at 21-2296.

IE WORKING WOMEN'S FAIR ctober 21-22 )rt Collins Marriott 15 one day, $55 both days 9e includes all workshops, the exhibit 111, lunch, and breaks. For more infor­ation call 484-7826.

RAND EXCURSION mior League of Fort Collins ~turday, November 5 niverslty Park Holiday Inn runch show 11 a.m. inner/Dance 6:00 p.m. !0 brunch, $50 dinner 1e Junior League's annual fall fashion tow fundraiser takes a new twist this 1ar with a cruise theme. The brunch/ shion show "leaves port" at 11 a.m. 1th an exciting international ports of til style show with fashions by local tailers. The dinner/dance event begins th a "Bon Voyage" silent auction pre­trty at 6 p.m. with champagne and hors oeuvres and a sumptuous dinner in Je high seas style. The fashion show llows, and then it's dancing until the 1ip "returns to port" in the wee hours. 1r "passport" (ticket) information, call cki Decker at 226-2011. Proceeds will 1nefit Junior League of Fort Collins 1mmunity projects.

all1988

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• A unique concept in dining with an ever changing menu featuring a large selection of fresh seafood and pasta dishes! Many delicious regional dishes from the southwest.

• Catering for all occasions - be it a small party, an open house, an office get-together, or extravagant reception.

Breakfast & Lunch Mon.-Sat. 6:30 am-2:30 pm Sunday 7:00 am-2:00 pm Dinner Tues.-Sat. from 5:00pm

Featuring Fine Wines and Beers 647 S. College Ave. • Ft. Collins • 482-1876

THE MOOT HOUSE

2626 South College Avenue Phone: 226-2121 Hours: Lunch from 11:15 on M-F; Dinner M- F 5-10; Sat 4:30-11; Sun 4:30-10 Price: $7.95-$18.95; daily "Supper Savors" available

by Sara Wilson

I 've never been much for the "Oide English" style restau­rant. Heavy atmosphere, heavy utensils. Heavy food. Large amounts of it, but once through a meal I usually felt like the Titanic-apres the iceberg.

When Style decided to preview the Moot House under its new ownership, I had mixed feelings. After all, I'd been there. I'd had a few great meals, but most leaned on the shallow side of medio­cre. I'd heard a few things about the new owners, but just how much difference could two fairly young restauranteurs make in an institution like the Moot House?

They've already made a difference, and it's fabulous . The formerly slightly oppressive atmosphere is gone - replaced with new paint, new accoutrements, new zest - everywhere. Scott McCarthy and Steve Taylor are young, and so is their attitude. Their energy. Their tremendous personal belief in the great value they offer their guests for the dollars spent is a wonderful thing to witness, because they're right. Most of all, it's their sheer enthusiasm, blended with their personalities and creativity. Combine the professionalism of Walter Cronkite with the outgoing personalities of your favorite morning disc jockey team, and you've got McCarthy and Taylor.

"We want to rebuild the Moot House to get the excitement back!" McCarthy says. The Moot House has a new menu and a new name. Formerly known as "The Moot House - Food and Grog", the new subtitle of "Restaurant and Pub" suits the new Moot House as it moves toward the 90's.

"The new menu features proven Moot House favorites and lighter dishes with greater emphasis on chicken and fish," McCarthy explains. "The best value we give is with chicken and fish dishes, and the fresh fish we get is outstanding ." Virtually everything served is prepared in-house, including the 16-17 items on the inviting, newly renovated salad bar. All beef is dry-aged.

McCarthy and Taylor stress that along with outstanding food - and value - service is primary. "We treat people as our guests, not our customers, with personable service, " McCarthy says. "We don't want to say 'no' to people."

"We want guests to make the decisions on rewarding service," Taylor says. "Either Scott or I are always here, and we greet each table personally. We're there immediately if there's a complaint. We want the Moot House to be a positive experience and for people to go away happy." They go out of their way to accom­modate everyone - and that attitude has included the unex­pected, such as going out for film for a wedding party and peanut butter for a child. They'll even do separate checks for

STYLE

Steve Taylor and Scott McCarthy: "We want to rebuild the Moot House to get the excite­ment back."

groups in the three different banquet rooms that seat 16-40.

The two admit that their biggest problem is overcoming the Moot House's image as a special occasion-only restaurant, saying many customers have been going to the Moot House for special occasions since their college days. While encouraging the special occasion-crowd, McCarthy and Taylor are placing new emphasis on the Moot House as a family restaurant, with dinner prices averaging $11 and an all­inclusive children's menu at $3.95. Nightly "Supper Savors" will feature a specially­priced entree with the freshest ingredients Head Chef Taylor can procure.

The recipes on the new menu are a cul­mination of McCarthy and Taylor's com­bined 20 years of restaurant experience. They met while working for Steak and Ale in Dallas. McCarthy, who "always wanted to have my own restaurant", is a UNC gradu­ate with experience working in the Greeley, Boulder, and Fort Collins Moot Houses before several years in various locations with Steak and Ale . During Taylor's exten­sive Steak and Ale experience, he spent several years in the South, especially in New Orleans, where he "really developed a taste for the Cajun style of cooking", learn­ing how to properly blacken food in true Cajun style.

They've included several blackened items

Lydia's Style Magazine

the Moot House menu, including a 3ctacular blackened redfish and )erb blackened prime rib. All black-3d items are prepared by dipping the •at in clarified butter and then season-1. The meat is put into a cast-iron I let- gray with heat- and the meat nps around in the skillet. The season-1 is blackened, not the meat. "People 'really excited about our blackening," II or says. "They say they haven't had it 3 this since they've been down South. a process of cooking, not burning,

'food." .t1cCarthy isn't shy about the way he ds about it, either."Our blackened 11s will be the best in Fort Collins," he ims with his characteristic huge grin . th firmly believe that Cajun cooking is t just a current food fad, but an estab­led regional American cuisine hereto y. \n evening at the Moot House begins h delicious small loaves of honey eat bread . Made on the premises, ;h loaf is proofed from the dough te, baked and glazed with honey. petizer choices include fabulous ffed mushrooms. Large mushroom JS are filled with a stuffing of cheese j large pieces of real crab meat, again de at the Moot House. The wine list is •leasant surprise. Reasonably priced h a good selection, the list explains , taste and color of each wine offered ;Jive customers a better feel for what y're ordering. ~II dinner entrees include choice of esar salad or the salad bar. The deli­us Caesar is large enough to be an ree by itself; fresh romaine lettuce is sed with homemade croutons, lots of tted Parmesan cheese, fresh eggs, j anchovies. While the sheer amount the portion is initially staggering, earthy explains "People usually load at the salad bar, and we wanted to ke the Caesar a fair choice by com­·ison." At the salad bar, the popular 1etable beef soup remains, but now h prime rib. Thoroughly refurnished han added wall and mirrors, the salad · has freshly made, attractively pre­tted items. "We want the salad bar to consistently fresh and appealing,"

•lor says. "The experience should be same throughout the evening, for

:h the early- and late-dining cus-1er." :ntree choices abound . Lydia and I d several to get a taste of the Moot use's new menu. The marinated selec-1S were my personal favorites - all pared by a minimum of 36 hours of rinating in a blend of pineapple juice, · sauce, sherry wine, garlic, sugar, j other spices. Lydia claims "the mar­ted beef kabob is absolutely to die ' and she's not far off. Tender, juicy, meat is a little fruity with a touch of

1988

sweetness. The large piece of marinated chicken entree was grilled to perfection .

Be sure to try the seafood. Taylor is right on with his claims about its fresh­ness. The shrimp I tasted (and kept tast­ing, I admit) was delicate yet crisp, suc­culently grilled and basted with season­ing. The blackened redfish is going to make them famous. I never knew how really moist fresh, well-prepared black­ened fish could be. You can taste the fish instead of just being bowled over by the flavor.

The dessert tray includes delicious fresh tarts made personally by Taylor, $2 . If you get the chance to

STyLE

"A clean restaurant, exciting atmos­phere, great food quality, guest focus, and service-oriented people are the things that will make us at the Moot House," Taylor says. They're doing a great job on every point. What would they likeforthefuture? "The Moot House tradition is outstanding, but we want to be the number one dinner house in Fort Collins," McCarthy says, smiling. "And we're confident we will be."

Sara Wilson is the managing editor of Lydia's Style.

'~--------------CAESAR SALAD DRESSING

sample the kiwi tart, it's a must. So are the other varieties, made with the best fruit available. The most popular des­sert choice, though, is going to be the fudge cake. This massive offering has yet to be wholly consumed by a single customer , McCarthy says , and most people will split it. It's luscious - cake with a middle layer of ice cream, topped by hot fudge and whipped cream- and a bargain

Yield: 8 oz; serves 4 Ingredients:

3 Anchovies Y2 T Lemon Juice

at $2.95.

1 egg Y2 T Minced Garlic % T Dijon Mustard % C Shredded fresh

Parmesan Cheese

2 drops Lea & Perrins 1 drop Tabasco 2 T Red Wine Vinegar % T Ground Black Pepper Y2 C plus 2 T Olive Oil

Put all ingredients in food processor or blender; turn on high until blended thoroughly.

PH(!)T055 Scotch Pines Village

2601 South Lemay • 223-8655

STYLE

Dr. David Longanecker, Executive Director, Colo­rado Commission on Higher Education

CSU's funding is directly affected by this man's policy analyses.

Meet Dr. David Longanecker by Sandy Cowan

Dr. David Longanecker, newly elected Executive Director of the Colorado Commission on Higher Education , sees himself as a policy analyst. Appointed by the governor of Colorado, Longanecker analyzes policy for the CCHE. His analyses directly affect CCHE decisions, which ultimately influence monies allocated by the State Board of Agricul­ture for Colorado State University and other state colleges.

A predominant trend of older students going back to CSU means "achieving our lifelong learning " objectives, Longanecker said. As more students return to higher edu­cation, it costs more dollars for the state. Problems exist in retra ining and in re-education, in parking , daycare, and financial aid for sin­gle parents.

Longanecker is a Stanford doc­toral graduate and has worked in the Congressional Budget Office. He says his focus is "more on developing good policy than on regulating higher education. I'll provide good, strong policy analy­sis to the Commission. It's then the

Commission's responsibility as lay people to shape that and to state back to the General Assembly and to the governor what they think the best policy development is based on that analysis."

The mission of the Commission is "to implement the directives of the General Assembly, and to promote and preserve quality, access, accountability, diversity and efficiency within Colorado public higher education."

The Commission consists of a nine-member lay board appointed by the Governor and confirmed by the Senate. The CCHE makes statewide policy for higher education in Colorado and sets policies for the seven state governing boards of higher educational public institutions. The State Board of Agriculture is the governing board for Colorado State University.

Longanecker, who has been in his current position since June 20, was attracted to Colorado 's opportun ities and challenges, both personally and professionally. The demographics of the Colorado population, such as the minority and the economically disadvantaged, present a principal challenge "to make sure that we can incorporate those previously disenfranchised folk into the higher edu­cation industry. " He sees the CCHE as a change agent, and "whenever there's change, there 's going to be some tension, " which may be centered around the issues of

STYLE

tension," which may be centered around the issues of quality, finances , and accountability. Since the nature of the Commission is to do statewide planning and coordination, he plans to review new and existing programs and possibly dis­continue several to best meet the needs of the people.

With finances, the CCHE is ultimately the one to "divvy up the pie of state funds for higher education in the state . We have to balance those resources that are provided to institutions, which may lead to some conflict and friction. The con­flict ex ists between our goals of provid­ing greater access to the residents and providing higher quality programs or more funding to the programs. Tough decisions ex ist about how to most appropriately share the burden of fi nanc­ing this enterprise between parents wh o pay tuition, between the state, which provides financial aid to students, and between the state's aid directly to those institutions to operate.

"On the accountability side, we want to make sure that these institutions are pro­viding quality education and how we judge that is on the outcomes of the process, not on how hard they try but how well they do. That's always conflict-ridden."

The state appropriation fo r higher education is almost $385,000,000. The amount appropriated from the General Fund of the legislature for CCHE is almost $25,500,000, which is primarily state-funded financial aid . Dr. Longa­necker feels comfortable working with this , but say that " its a fairly modest investment. "

Just over $8,000,000 is provided in need-based grants, about an equivalent amount in merit based scholarships, and approximately $7,000,000 in college work-study funds. These are used to complement a substantially larger amount in financial aid from the federal government through Pell grants and others. The Pel I grant program provides about $35 ,000,000 a year in the state. Students borrow about $129 ,000,000 through the federal guaranteed student loan program .

The institutions receive monies from the state and federal governments to form the financial aid package for stu­dents. The institutions receive money directly from the federal government programs, which are larger than the state's.

The State Board of Agriculture has approved CSU 's 1988-89 operating budget of nearly $103 million, a $10.4 million increase over the previous year. "The state 's intention in increasing appropriations for higher education ,

Lydia's Style Magazine

BUDGET PROCESS

Higher Education Budgeting Process GENERAL ASSEMBLY

INSTITU­TION f---..,

(C.S.U.) GOVERN­ING

BOARD (C.S.U.

ncluding CSU), was that it would give s more resources to work with so that ·e could improve the quality of this nterprise," Longanecker said. Dr. Longanecker believes that the 4.8

ercent '' " ... rease for in-state CSU tuition ' appropriate. Tuition for out-of-state tudents was increased 6.5 percent. low, a Colorado student enrolled in ine semester credit hours will be harged $772, a $35 increase per semes-

A g. Boa rd )

ter over during the previous school year. "Tuitions," Longanecker explains, "are the way in which the consumer shares in the expenses of this enterprise." He feels that to stay on the cutting edge in new technologies, to attract strong faculty and quality students, construct new buildings, it takes a high quality enter­prise with sufficient resources to provide for that. More resources need to be injected into the system to improve it.

"The one thing that disturbs me," he says, "is that tuition went up 4.8 percent and the state's share of financial aid allo­cation only went up 4 percent. That means for those students who have assessed need , we did not keep pace last year. If you are to raise tuition by X per­cent, then you'll need to increase finan­cial aid by Y amount to assure that you're not emding access."

Longanecker's new goals and visions are mostly compatible with the Master Plan that was just completed for the CCHE. It comprises five main themes: the quality of education to be provided in the state, the access to that education, the diversity of opportunity, the effi­ciency of the enterprise, and the account­ability of the enterprise.

He perceives the quality of education to be the most pressing issue for the state . One way to address this is through a set of accountability measures that account for the outcomes of the enter­prise and ascertain if objectives are being achieved. For example: "CSU would develop their set of accountability measures within a set of statewide guide­lines. They'll look at ways at which they can measure the achievement of their graduates, how well they are doing in getting their students to graduation, whether their students have learned crit­ical thinking, reading, writing, and com-

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all1988

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STYLE

Pride in Quality

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puting skills. We'll have evidence to account for the quality of education."

"We'll hold CSU accountable on their achievements in affirmative action. Are they attracting minority students and faculty? Are they graduating?"

Budget and finance will be a major issue for the Commission and for the institutions. "Those who are demonstrat­ing they're doing the best job will benefit from that and incentives will benefit. A strong incentive the state has are the dol­lars it provides."

CSU obtains funding through a pro­cess. The university submits a budget document to its governing board, the State Board of Agriculture. After review, discussion and approval from the board, they make a budget request to the governing agency that puts together the budget for the governor of Colorado, the Office of State Planning and Budgeting and for the Reexamination of the Base Committee to the Colorado Commission on Higher Education. These two agen­cies present a funding recommendation to the Joint Budget Committee, which decides how the budget is divided and then makes recommendations to the General Assembly. They pass the Long Bill, which stipulates the appropriations for CSU. The State Board of Agriculture relates the decision as to how much money CSU receives.

To provide access to higher education means providing better information. Longanecker is presently looking at a proposal for the establishment of a higher education information center, where people could call in to find out what sources are available in their com­munity to better understand what they can do to match their skills and interests in the educational setting. Facts would be available on where to go for help.

For non-traditional age students, Longanecker believes in integrating the welfare and human services programs, the employment programs, and financial aid to meet their needs. Several con­cerns would have to be addressed. "Some people suggest that most of us will have four to 10 jobs in our lifetime. Many of us will need retraining or reedu­cation. We have to do a better job the first time we educate these people and pro­vide them with critical thinking skills and the ability to learn on their own so that we don't have to retrain for everything."

Sandy Cowan's work has appeared in several national, regional, and local pub­lications. She lives with her husband and children in Fort Collins. She has a strong interest in profiles and politics.

Lydia's Style Magazine

Bev Donnelley A physician who understands your special health care needs.

Always caring For women's health All ways.

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1106 East Prospect Fort Collins, Colorado 493-7442

.90ttdef'~mz.

Loudema Barnes

Touch of Fashion 106 West Olive

• One of a kind designer fashions

• Representative samples

Fort Collins, Colorado 80524 Business: 484-5869

~OFFICE

~URNITURE

' INTERIORS

Sharon Stuart - Owner

426 S. Link Lane Fort Collins, Colorado 80524 221-2108

Boettcher & Company, Inc.

Nancy V. Baker, Vice President

First National Tower Building 215 West Oak Street Fort Collins, Colorado 80521 Business: 482-6464

Mary Carter Framing

~ Custom Framing

Extraordinaire

Mary Carter Framing 1669 S. College Fort Collins, Colorado 80525 Business: 482-3377

WHEELER REALTY

·~Better I I iiM H<dffi~.,

Margo Wiebelhaus Sales Associate

Wheeler Realty 1125 W. Drake Fort Collins, Colorado 80525 229-9200, Residence: 482-1978

REALTY WORLD ®

Rhoades

Judy Rhoades - Co·owner

2850 McClelland Drive Fort Collins, Colorado 80525 Business: 223-8400 Residence: 493-9180

A Stitch in Time

--~ l ··-- -. ~

Professional Tailoring

and Alterations

Bernita (Bonnie) Kiever

A Stitch in Time 106 West Olive Fort Collins, Colorado 80524 Business: 484-5869

•Hair cuts •Color •Permanent Waves •Manicures •Waxing •Sculptured Nails •Paraffin Pedicures •Complete make-up make overs (with ful l facial and lessons)

Mane Street & Company 725 S. Lemay Fort Collins, Colorado 80524 Business: 482-7290

Kathy Ganz

#17 Old Town Square Suite 135 Fort Collins, Colorado 80524 221-3030

·~Better I I i11MH9.ill~

1125 West Drake Road Fort Collins, Colorado 80526 Business Phone: 229-9200 Residence Phone: 490-1084

$ Office

Consultants, Inc. The Office Environmen t Company

Jeanne Abdelnour

111 N. College Fort Collins, Colorado 80524 Business: 484-9515

239 Linden Street (Old Town)

• Consignment Services

• Vintage & Current Fashions & Accessories

Fort Collins, Colorado 80524 Business: 493-1039

Lois D. Schilling Vice President

4J -'1

Boettcher & Company, Inc.

First National Tower Building 215 West Oak Street Fort Collins, Colorado 80521 Business: 482-6464

• Skin Disorders • Skin Cancer • Nail & Hair

Disorders

B. Lynn West, M.D. Dermatology, Board Certified

Stuart Professional Park 1136 E. Stuart, Bldg . 3, #240 Fort Collins, Colorado 80525 Business: 221-5795

Marge Yoder, President

Travel Connection 116 East Oak Fort Collins, Colorado 80524 484-0808, Denver 440-3529 National (800) 255-0808

Darlyne Pierce Owner

Foothills Fashion Mall Fort Collins, Colorado 80525 Business: 226-2286

"We Sell Fort Collins"

. 9~ the group, inc.

Realtors

Sales Associate

401 West Mulberry Fort Collins, Colorado 80521 Business: 221 -0700 Residence: 224-2740

Solveig Lark

Gallery East Lincoln & Tenth

Thode Enterprises, Inc.

DBA:

~~~-tir=AULI~~s

of the Rockies

Headlines of the Rockies 1301 South College 221-4002

Gallery East • Original painting

and sculpture • American Indian

goods • Oriental antiques • Large selection of

jewelry and gift items

Loveland, Colorado 80537 667-6520

Allison Shride

11 Old Town Square

• Exquisite Lingerie • Fine Linens for

bed and bath • Swimwear

Fort Collins, Colorado 80524 Business: 221-5223

No Bones About It!

Halloween costumes, makeup, wigs, party supplies.

~-3680 S. Mason

(next to Albertsons) 223-4282

AT CAMPUS WEST

Kris Colwell and Jan Brookover

The Flower Company at Campus West 1123 West Elizabeth Fort Collins, Colorado 80521 Business: 221-4840

"We Sell Fort Collins ..

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Realtors

Carolyn Wade Sales Associate/ Partner

401 West Mulberry Fort Collins, Colorado 80521 Business: 221-0700, 1-800-234-7687 Residence: 482-1774

/

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• Gynecology • Surgical

Consultations • Micro-Infertility

Surgery • Menopause • Annual Exams

Associates in Women's Health Care P.C. 1 006 Robertson Fort Collins, Colorado 80524 221-2136

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Judy Bogaard - Sales Assoc./ New Home Marketing Coordinator

2900 South College Fort Collins. Colorado 80525 Business Phone: 223-6500 Residence Phone: 493-6887

f.

Nancy Glass Owner

226-2441

Billie J. Miller Sales Associate

First Professional Maid Service in Fort Collins est. 1978

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Curtis IIIIIIIIIIIIIIIIIIIMathes HOME ENTERTAINMENT CENTER

~

Janice Rockvam Co-owner

Curtis Mathes 2925 South College Fort Collins, Colorado 80525 Business Phone: 223-4484

[. REALTY WORLD ®

Rhoades

2850 McClelland Drive Fort Collins. Colorado 80525 Business Phone: 223-8400 Residence Phone: 482-9491

J

Thornton, Murray & Associates

• Investment Management

• Pre-Divorce Review

Jo·EIIen Thornton Certified Financial Planner

425 West Mulberry Fort Collins, Colorado 221-2089

Present market conditions are great for investors because property prices are very reasonable, interest rates are low and there is a demand for rental property in good condition. One in­vestment strategy is to buy with a break-even or posi­tive cash flow and let your tenant pay off the debt. You will eventually have a free and clear income-producing property.

REAL ESTATE

THE WISE INVESTMENT

By Carolyn Wade

D espite newspaper and magazine reporting on the ramifications of the Tax Reform Act of 1986, many people still seem to be somewhat uncertain about the viability of real estate as

a profitable, low-risk investment. While some of the advantages of owning real estate were stripped away by the Tax Act, residential real estate has not been adversely affected by tax reform .

Consider: real estate and mortgage interest are still completely deductible for a primary residence as well as a second home. It is still possible to sell a principal residence at a profit and reinvest the proceeds in another house within two years and not pay tax on that gain. Under certain circumstances, a person 55 years or older can still sell her home and not pay tax on the sale up to $125,000 of gain, even if she doesn't reinvest. Buying a home is probably still the best single investment that most people will ever make.

But what about buying additional residential proper­ties as investments ? Though the days of widespread tax-oriented investment are gone, some opportunities for tax-advantaged real estate investments remain . For example, if owners actively participate in managing a rental property, they may claim up to $25,000 in losses from such activities to offset active income. However, the amount that they may deduct under this rule is reduced by 50 percent of their adjusted gross income over $100,000. (Thus, taxpayers earning $128,000 may deduct $11 ,000.) For investors with adjusted gross income under $100,000, buying an apartment building or single family rental will remain an attractive investment.

Serious investors usually consider four important fac­tors before making any investment decision: safety, the potential for change in market value, yield and liquidity. It is interesting to see how real estate investment com­pares to other investment opportunities.

STYLE

SAFETY According to a chart prepared by John Dorfman for a November 13, 1987 article in the Wall Street Journal, bonds, T -bills, notes and other securities are usually considered the safest investments. Insured savings accounts at banks and savings and loans are next, followed by insured money market accounts.

But do you know anyone who got rich investing in super-safe investments such as U.S. Government obligations and insured savings accounts? Probably not.

In terms of safety, how does real estate rank? Sound , well-located property rarely fluctuates wildly in market value, as can common stocks, bonds, and some other investments. Over the long-term, real estate usually appreciates in market value. The National Association of Real­tors reports that the typical home appre­ciated 7.4 percent in market value in the last 12 months. While appreciation in Fort Collins' property values in the past year hasn't been as high as their national average, we did experience 4.5 percent increase in average sales price from 1986 to 1987. Over the past 1 0 years, we have seen an 85 percent increase in the average sales price in Fort Collins.

Mortgage lenders believe real estate to be a very safe investment; they regularly loan from 70 to 100 percent of market value for terms of up to 30 years.

POTENTIAL FOR CHANGE IN MARKET VALUE

The prime reason that most people invest is the possibility of increased market value. Yet, every day millions of savers put money into savings and loan and bank accounts that have no hope of appreciation.

By comparison, sound, well-located property looks great because it usually appreciates in market value over the long-term. The focus of real estate investments has shifted from one of spe­cial tax advantages to economic return - cash flow and long-term appreciation in value.

We are not experiencing rapid appre­ciation as are other parts of the country such as Boston, New York, and certain areas of California. But the stable market values we now have make it easy for the long-term investor to acquire real estate, and even small future increases in market value are magnified many times due to the usually modest cash invest­ment required .

YIELD Yield is a function of risk . Usually, the higher the yield, the higher the risk or lack of safety. Real estate is unique,. however, in that its yield is often high while risk can be low.

Lydia's Style Magazine

Yield_is the total-annual return on the 1estor's dollars from all sources. The lin sources of real estate yield are 1) t cash flow (positive or negative) 2) preciation (or loss) in the property's 1rket value, 3) income tax savings, and principal paydown on the mortgage bt. (In essence, the tenants buy the Jperty for you.) For example, suppose that you find a 00,000 rental property that can be rchased for $10,000 cash down pay­mt with $90,000 mortgage financing. If ~ monthly rental income is greater m the expenses by $100 per month , u will have $1,200 annual positive cash w. Estimate market value appreciation the property to be 3 percent annually $3,000 in this example. Income tax

11ings from the depreciation deduction disregarded in this example, but can substantial depending on the inves­

·'s tax situation. The $90,000 mortgage I be reduced (paid down) about $615 the first year to $89,385. Therefore, ur annual yield is $1 ,200 cash flow, Js $3,000 market value appreciation d $615 mortgage reduction for a total $4,815 first year yield . As a percentage urn on their $10,000 investment, that t8.15 percent. Not many investments 11e a higher yield. v1ost of this yield , however, is not mediately spendable; it is like money

waiting in the owner's bank until the property is eventually sold or exchanged .

LIQUIDITY Liquidity is the ease and speed of con­verting an asset into cash . Common stocks, bonds, savings accounts, money market accounts, and other investments are considered highly l iquid . To liqu idate these investments to get cash in a few days, though, the seller must accept the price the market is paying on the day he/ she decides to sell. The seller has no control over market price.

A common misconception is that real estate is an "illiquid" investment. While it is not as quickly converted to cash as the investments mentioned above, most sound, well - located property can usu­ally be sold within 60 to 120 days. Also, the owner may be able to refinance with a new mortgage to take out tax-free cash from the property.

Carolyn Wade is a Sales Associate and Partner with The Group, Inc. Realtors.

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ARE YOU

Ready for Rio? Jane Folsom

Aggie Travel Points International

R io de Janeiro, Latin American 's playground. The name evokes images of beaches, sunshine, coco­nut palms, and is the reflection of a happy-go-lucky people in a smiling city.

Nestled between tall mountains and the sea, Rio stretches along the shores of the South Atlantic . Within the city, the pulse of life is as strong and compelling as the rhythm of the samba. Casual yet sophisticated , elegant but relaxed, it's unique.

Though Rio is tropical, it still has seasons, which are rev­ersed from ours. You can escape the winter and enjoy a Rio summer, or go in our summer- their winter- and still enjoy the beach and seaside. Average temperatures range in the high 70s year-round .

Far more than a beach resort, Rio offers visitors an exhaus­tive, exuberant mix of cultures, with cosmopolitan city life and scenic splendor, and is a paradise for camera buffs and sight­seers. Rio's must-sees include:

Sugar Loaf Mountain - Rio's famous, towering rock landmark has panoramic views of the city and beaches. A cable car to the top for cocktails is a chic and spectacular experience at sunset, while the dusk grows and the lights wink on below. Corcovado - Hunchback Mountain soars almost twice as high as Sugar Loaf and serves a the pedestal for the majestic statue of Christ the Redeemer, a truly awe-inspiring monu­ment. The mountain drive is a succession of superb views, or you can ascend by cable car. Petropolis - Brazilian emperors once lived in this pictu­resque mountain retreat, with its cobblestone streets, lush gardens, and handmade ceramics. Soccer-It's the Brazilian national game, played on Sundays to cheering crowds at giant Maracana Stadium, the world's largest. Schooner Cruises - After you 've seen the view from the mountain tops, another way to enjoy Rio's dramatic setting is by a sail on the bay, with time out to explore a tropical island, swim or scuba drive in a sheltered cove, and lunch on roasted shrimp. Old Rio- For a charming afternoon, take one of the open­sided trolley cars up to the District of Santa Teresa, a tranquil oasis of hilly streets and lovely views where the wealthy fami­lies of Rio once built their country retreats. The Beaches- are world famous. Sweeping around south­east of the city center, there are Flamengo, Botafogo, Leme, Copacabana, lpanema, and Leblon; the latter two are quieter and less crowded . Theft and robbery, however, are a big prob­lem . Don't go alone and never take valuables or a camera with you - you 'll just be inviting trouble. Gangs of children and youth work these beaches everyday and you'll come across other travelers who have even lost their towels. Yol.l won't get

much help from police; they'll just tell you there are a lot of desperately poor people in Brazil. Flamengo and Copacabana are unfortunately the worst.

The best way for tourists to get around Rio is by taxi or bus. Fares are rather inexpensive, and taxis or buses are plentiful. If you go out for dinner or to a samba club, order a taxi round­trip; after a lengthy evening of entertainment, you won 't have to worry about how you get back to your hotel. Rio also has an excellent underground railway (Metro) system. Tickets are 10 cents a ride .

Sightseeing tours to the major attractions stop at most of the international hotels. It is helpful to go on an escorted tour, since language could be a problem (Portuguese is the official language) . English and French are understood in better hotels and restaurants, and Spanish is generally understood .

In Rio, people love good food, and their cuisine varies from international to very Brazilian . Lobster and Churrasco (gaucho­style barbecued meats and chicken) are plentiful and amaz­ingly inexpensive. You must try the savory feijoada, Brazil's traditional Saturday feast-rice, black beans cooked with dried beef, smoked bacon, pork sausage and other meat, manioc meal , and orange slices- there's nothing else like it. Dinner is late. A typical evening begins at 9:30 or 10 p.m. with dinner at one of the best new restaurants in Rio - Claude Troisgros, near Jardim Botanico or Laurant, in Botofago. Dinner at either costs about $70 for two, including wine. Both restaurants pre­pare a nouvelle combination of French and Brazilian cuisine.

Capital of the samba and bossa nova and nightclubs that never seem to close, Rio is well-known as a city that gets hotter at night. It all begins to happen around midnight and goes on until dawn. There is quite a variety of night time diversions popular with Cariocans (Rio natives) and tourists. Samba clubs, discos, and big Las Vegas-style shows offer an assort­ment of Brazilian music and dance after dark.

IF YOU GO: ENTRY REQUIREMENTS: U.S. citizens need a passport valid for at least six months from intended date of arrival, and a tourist visa (requires an extra passport picture and a roundtrip ticket) . ELECTRICITY: Rio has 110 or 120 volt, AC, 60 cycles. Many hotels have converters for your convenience. CURRENCY: The Brazilian unit of currency is the cruzeiro, divided into 100 centavos. Bill are 1, 5, 10, 50, 100, 500, 1,000, and 5,000 denominations. Tourists may bring in any amount of foreign currency, which is easily converted. One U.S. dollar is worth approximately 168 cruzeiros. Visa, MasterCard, American Express and Diners Club credit cards are accepted almost everywhere. TIME: Brazil's Eastern time is four hours ahead of U.S. mountain standard time. During U.S. daylight savings time, the difference is three hours. AIRFARE: Roundtrip airfares from Denver range from $1192.00-$2023.00, depending on season of travel and restrictions.

STYLE Lydia's Style Magazine

Carnival is Brazil's biggest holiday and though Rio's festival is the most fa­ous, there are also large celebrations

cities and villages throughout the )Untryside. For four zany days and ghts, there are costumes and dancing the streets, perfume and confetti in the r, and plenty of excitement. It begins 1 the Saturday before Ash Wednesday. A million words have been written >out Rio. Scenically it's the most beau­ul city in the world, a place that is mply beyond compare. An incredibly •mantic city, with around the clock :citement, Rio is certainly ready for >u ... are you ready for Rio?

ne Folsom is a iftified Travel Con­ltant and has been sociated with the •vel industry since 72. Her expertise ;ludes custom itin­lry planning, man­ement, and exten­·e world-wide tra-

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1988

FORT COLLINS WottE~~s CL1~1c

HE ARRIVED JUST IN TIME TO HELP US MOVE.

Meet Dr. Warren James. He moved out to Colorado just in time to help us move into our new building. He's a nice person. And a good doctor. Dr. James is the kind of doctor that fits with the way we do things at the Fort Collins Women's Clinic. We want our patients to have everything they need for comprehensive women's health care. And we want to provide

complete care all in one location. So, we've planned and built the most advanced women's clinic in Fort Collins. We've added new services, like outpatient surgery, and nice conveniences, like a play room for kids. And we've added another doctor. Dr. Warren James. A nice addition to the Fort Collins Women's Clinic.

WELCOMING NEW PATIENTS EVENING APPOINTMENTS AVAILABLE

493-7442 1106 EAST PROSPECT

(ON THE NORTHEAST CORNER OF PROSPECT AND LEMAY.)

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STYLE

PHIL AUSTIN

"My fashion preferences lean toward the tradi­tional and conservative since I am frequently called upon to speak before business, govern­mental and civic groups."

Fashion thoughts from Dr. Philip Austin, president of Colorado State University, and Lydia's Style's distinctive Model Executive of the Month.

Colorado State University's 11th president grew up in Fargo, North Dakota, and attended North Dakota State University, earning a B.S. and M.S. in agricultural economics. After receiving an M.A. and a Ph.D . in economics from Michigan State University, he spent two years in the Army, including a 1970 tour in Vietnam.

During his subsequent years in Washington , D.C., Austin's interest in education was trig­gered through his work in the Office Of Man­agement and Budget. He was appointed as an Deputy Assistant Secretary for Education; in that position, he "became more closely affil­iated with the universities".

In 1977 he took a position as a dean at George Washington University. He met his wife , Susan, at a reception for a professional meeting of epidemiologists at the university. A year later the Austins married; Phil moved to Baruch College in New York as vice president for academic affairs, and Susan worked as director of corporate epidemiology for Union Carbide Corporation.

Austin was recommended for the CSU pres­idency by a CSU faculty member; the two had a mutual friend. "I got a letter saying I had been nominated for this position and if I was interested, to send in a resume," he explains. "My wife and I talked about it, I sent in a resume, and after all the interviews and dis­cussions they made me a job offer and I accepted it. " The appointment was made in Decem-ber 1983, and Austin began his posi­tion full-time in March 1984. "We love it here. The town provides a very congenial setting ." Susan is currently teaching part time at the University of Colorado medical school and has her own consulting business.

"With respect to the University, we've had our problems and our challenges," Austin says. The university's current problems center around funding. Under Austin , CSU has received significant increases from the Gen­eral Assembly, more so than any other cam­pus in the state in the last three years. "I think this is a reaffirmation of the support the mem­bers of the General Assembly have not only for CSU but for the land-grant concept," Austin comments. "CSU is a place of incomparable quality in terms of research output and atten-

tion to students' needs. I'm really quite pleased with the way (the Legislature) has been treat­ing us."

The university, Austin says, still "has a way to go" in terms of faculty salaries, equipping laboratories, and the library. "The library is an excellent one, but we want to compete with the best in the country. On that list, we're near the bottom."

Austin believes his biggest achievement has been to stabilize CSU's relationship with the Legislature. "Right now, by the Legislature's statement, higher education constitutes the single highest priority state budget item in the state." One of his goals: "To work on keeping that philosophy there, keeping it operative. Right now we're high priority but there isn't a heck of a lot of state money. When state revenues turn around, when agriculture and energy come back, then the money will be there for these priorities. "

Another goal focuses on clarifying the uni­versity's image. Austin has attempted to draw the divergent viewpoints of CSU 's nine col­leges into one university position , supported by various public relations campaigns. "The image will be that of a comprehensive research university- we are that by state statute -that comes from a land grant tradition. We will con­tinue to strive for excellence in agriculture, forestry, engineering, and veterinary medicine, the four traditional land-grant areas of empha­sis at this particular institution.

Land-grant enabling legislation signed by President Lincoln in 1862 called for a broadly­based education for all students in agriculture, the mechanical arts and related fields. "To me that means you also have strength and breadth in the arts, social sciences, humanities, and natural sciences," Austin explains. "To me it justifies everything we're doing. There's not a thing being done on this campus now that's not consistent with the land-grant notion ."

One PR campaign has focused on potential contributors in the private sector in Denver. "Public institutions have traditionally not had to go out and raise money. That game is all over, it's not going to work anymore. Even the most lushly funded state institutions cannot get from the point of adequacy to the edge of excellence unless you have access to private philanthropy.

"In the development area four or five years ago, we were raising about $4 million a year. Last year we raised $8 million , this year we raised $13.5 million. My goal for next year is $16 million, and I'd like to see that plateau at $16 or $18 million. In two years we'll embark on a $100 million capital campaign."

Another PR marketing effort has been directed at "individuals in the areas where high-quality students are being produced. As CCHE raises admissions standards we've simply got to have access to those markets where we've never really had to market before. We're targeted those schools with high num­bers of high achievers in the state of Colo­rado." CSU is also targeting about 10 markets

STYLE

out-of-state; last year a $150,000 campaign generated an additional 200 out-of-state stu­dents. "This year it looks like we've got about 450 more out-of-state students. We've got a good product to sell, but we've just never had to sell it before," Austin says. Out-of-state stu­dents bring substantial extra immediate income for CSU. Currently about 20 percent of the student population , Austin plans to increase out-of-state student enroi"lment to 30,000 by 1990.

The secret of his success? While Austin down plays his personal role, "I've worked very hard and I've enjoyed being here. Ultimately, it's still a product you have to sell. Over the decades, this institution has been enormously effective in being responsive to the citizens of Colorado. CSU has had an enormously impres­sive faculty for years, a repository of talent that certainly isn't appreciated at the state level and to a certain extent even in the community. What I've tried to do with this PR effort is to confirm the existence of this resource in northern Colorado and to get this message out across the state so that the people of the Legis­lature and elsewhere understand what they've got here."

Austin is a board member of Fort Collins, Inc., the Fort Collins Foundation , and First Interstate Bank of South Fort Collins. He is a member of the Governor's Economic Devel­opment Task Force, and has chaired the Northern Colorado American Cancer Society and been an honorary chairman of the North­ern Colorado United Way.

In his free time, Austin enjoys reading , ski­ing, sailing around Warren Lake and "gener­ally being around home". He particularly enjoys his son Patrick, 20 months. "He's the brightest, cutest kid in the world. "

Fort Collins is fortunate to have Phil Austin - not only as an excellent university presi­dent, but also as a community citizen. Lydia 's Style is proud to feature him as our Model Executive of the Month.

Lydia's Style Magazine

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