17. Services

Catering facilities

Banks 29

Repair of consumer durables

Emergency services

Catering facilities

Restaurants, fast-food restaurants, pubs maybe,

Banks (services provided by commercial banks)

You can open up a current account (chequing account) for general expenses; pay by cheque; deposit/ cash

a cheque; you can open a deposit/ savings account (bank pays you interest); standing order/ direct debit/

bankers order (you instruct a bank to pay your bills directly); automated transfer (salary goes to your

account); you can use a cash dispenser (withdraw money); apply for a loan (offering other assets as

collateral); you can get a mortgage (special loan for houses for which the house is the collateral, pay it

back in fixed monthly payments, usually for 15 to 30 years); credit cards, debit cards, charge card;

Travellers cheques; foreign currencies.

Repair of consumer durables

Repairing is not a common phenomenon nowadays, as it is more profitable for factories to force

consumers buy a new product instead of repairing. More expensive goods however are still repaired, such

as cars and computers. There are still skilled repairmen available for repairing works but the number of

people who rather choose to change a damaged tool is increasing. Advertising has a great role in it, and

there are always newer and newer equipments, which make people believe, that purchasing a new one

instead of repairing is more profitable for them.

Emergency services

Police, fire, ambulance services