15 Year Mortgage Option

A shorter-term mortgage costs

much less to a borrow than a

longer term mortgage when it

comes to total cost over the life of

the loan.  

Make your borrower aware of the

option if they can afford the larger

monthly payment and want to become

payment free faster.  

The Total Cost Analysis loan scenarios

you can present are endless.

Here are a few featured strategies:

Top Mortgage Strategies

First Time Homebuyer Report

This report compares the

costs of renting to the cost

of owning a home. It also

portrays the benefit of

building financial wealth

with home ownership.

Partner with Realtors to educate renters on how to make the move to home ownership and build long term wealth. This strategy is a sure way to create new Realtor relationships or deepen the value of your current partnerships.

Monthly Payment SavingsBack More Info

Annual Mortgage ReviewUnleash the potential in your past customer database with the Annual

Mortgage Review. As a trusted advisor, the Mortgage Coach Annual

Mortgage review is a simple and proven strategy to elevate relationships

with your clients and Realtors from a single transaction to a client for life.

Introduce this report with: "According to my records, it looks like you're up

for a mortgage loan health check. I want to make sure your current

mortgage and home are still working for you."

Cost of Waiting Analysis

This strategy can be used for

those borrowers that can’t get off

the fence. Create a sense of

urgency by showing the

borrower what can happen if the

borrower waits and exposes

themselves to a potential rate

hihike or home price increase - and

worse case both go up.

Let your borrower know that you

have their financial best interest in

mind. As an example you might say,

“Waiting might not be best for you

now. Looking at this report,

postponing your decision could cost

you a lower monthly payment.”

Purchase Power Presentation

Create a presentation that shows a borrower different home price points

for which they can qualify based upon type of loan product at different

rates. Purchase power comes with options.

OPTION 1:

Hi Lisa!

According to my records, it’s time to wish you and Mark a happy one-year anniversary in your home!

II hope it’s been a joyous year for you both.

LiLife keeps moving forward every day, and a lot may have changed for you or in the market over the last year. So I would like to get together with you both to conduct an annuannual mortgage review to ensure that your current mortgage is still meeting your needs.

I am always here for you.

Just click on my email address below or call or text my phone number.

I look forward to hearing from you soon!

OPTION 2:

Hi Paul,

I hope all is well with you and your family.

AsAs I mentioned at your closing, here at [NAME OF COMPANY] we conduct complimentary annual mortgage reviews for all our customers to ensure their mortgage always meemeets their future needs.

A lot can change in one year, so I would be happy to get together with you and discuss opportunities available to you.

Feel free to email, call or text me at the contact information below.

I look forward to hearing from you!

OPTION 3:

HI Michael,

I hope all is well with you and Carol.

II’m writing to invite you to meet me for your annual mortgage review. I’ll provide the coffee!

RRates have been moving slightly and we at [NAME OF COMPANY] want you to be able to take advantage of any opportunities that may be available to you before thethey disappear.

As your mortgage partner, I am committed to helping you build your financial future through equity. Let’s get together soon.

Just email, call or text me at the contact information below.

ANNUAL MORTGAGE REVIEW SAMPLE EMAIL INTRODUCTIONS