11 juliana francis debt sale

10
complaints, vulnerability and the ombudsman events Juliana Francis senior ombudsman

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Page 1: 11 juliana francis debt sale

complaints, vulnerability and the ombudsman

events

Juliana Francissenior ombudsman

Page 2: 11 juliana francis debt sale

www.financial-ombudsman.org.uk

Financial Ombudsman Service

@financialombuds

meettheomb

what we’ve seen

PPI

everything else

volume of complaints

Page 3: 11 juliana francis debt sale

www.financial-ombudsman.org.uk

Financial Ombudsman Service

@financialombuds

meettheomb

complaints about consumer credit

Page 4: 11 juliana francis debt sale

www.financial-ombudsman.org.uk

Financial Ombudsman Service

@financialombuds

meettheomb

new complaints

Page 5: 11 juliana francis debt sale

www.financial-ombudsman.org.uk

Financial Ombudsman Service

@financialombuds

meettheomb

2014/2015 – resolved in favour of consumers

debt collecting 33% debt adjusting

62%

debt

counselling 46%overall average 55%

Page 6: 11 juliana francis debt sale

www.financial-ombudsman.org.uk

Financial Ombudsman Service

@financialombuds

meettheomb

how do you want your customer to feel?

Page 7: 11 juliana francis debt sale

www.financial-ombudsman.org.uk

Financial Ombudsman Service

@financialombuds

meettheomb

what we mean by “events”

Page 8: 11 juliana francis debt sale

www.financial-ombudsman.org.uk

Financial Ombudsman Service

@financialombuds

meettheomb

customer experience

Page 9: 11 juliana francis debt sale

www.financial-ombudsman.org.uk

Financial Ombudsman Service

@financialombuds

meettheomb

?any questions?

Page 10: 11 juliana francis debt sale

get in touch

www.financial-ombudsman.org.uk

Financial Ombudsman Service

@financialombuds#meettheomb