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OVBA

Employer Benefits

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OVBA

Optimum Vision

Becomes Affordable

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Insurance based on capitation system

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Capitation System

• Employer pays monthly fees for all employees

• Key disadvantage = Pay regardless of usage

• 100 employees x $15/m = $1,500/month

• 100 employees x 12 months = $18,000/year

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OVBA is an E.P.O.

- You pay only what you use -

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E.P.O. Solution

• OVBA is an Exclusive Provider Organization with a Network of Optometrists and Ophthalmologist

• Key Advantage = You pay only for what you use

• Statistics prove that 20% to 25% use benefits

• At 25% and 100 Employees – Costs are $3,500

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OVBA is about saving you

- 75% and more on monthly dues -

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75% Savings for you !

• Let’s talk about annual costs

• At 25% and 100 Employees – Costs are $3,500

• Meaning $3,500 instead of $18,000 with capitation

• Total savings $14,500 / per year

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Best Eye Care Package

- Tailored to minimize Employer Cost -

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Attractive Eye Care Package

• $149 for single and $159 for line bifocal

• Eye Exam = one comprehensive per year• Frame = One standard – retail value of $120• Lenses = Single @ $49 or bifocal @$59

• Contact Lenses @ $155 – complete service - Free 3 month follow up and 1 trial pair soft contacts

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Three Standard Plans Plan #1

No cost to Employer

• Employees join an organized group

• Pay their own administrative fees

• Pay their own services and goods

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Three Standard Plans Plan #2

Employer pays administration fees

• Employer pays only administration fee

• Employee family can join the eye care program

• Employees pay their own services and goods

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Three Standard Plans Plan #3

Employer pays full coverage

• Applying deductible to employees will significantly reduce employer costs.

• Employer pays only for eye care consumption by employees (no capitation fee)

• Minimal administration fee per employee applies

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Three Standard Plans Plan #3

the most important

85% savings to employers when the existing insurance

policy covers the eye exam in conjunction with the employee’s deductible

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Network of eye care providers

- All Southern California -

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Top Professional Providers

• From San Diego to San Francisco

• We have 87 professionals ready to service you

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Great lens & frame selection

- Discount on upgrades -

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Great Selection

1. Providers comply under contract to offer selection and great variety of designer frames

2. Members have access to all locations

3. Members can easily upgrade their Lenses & Frames

4. Discounts between 40% and 60% apply

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Safety Eyewear Tailored Plan

- Employer Premises -

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Safety Eyewear

• Tailored package for industrial, computer eyewear

• Mobile eye care services at the work location

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Employee Value Added

- No Cost to Employer -

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Employee Extra Benefits

• Employees have options of joining OVBA Group

• Employees can get 2nd and 3rd pair at OVBA rate

• No extra cost to the Employer

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Closed End versus Open End

- Only Program offering this feature -

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Two types of programs

Closed End Program

• Prices of products predetermined and cannot be altered by the provider

• Consistent monitoring of pricing in favor of employee

Open End Program

• Prices of the product not predetermined and subject to be set by provider

• No monitoring of pricing in favor of employee

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Employer Activity

- Through Internet Access -

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Employer Activities

• Has 24 hour access to all activities

• Can add and delete members/employees

• All billing and monthly charges done free

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Employee Family Benefits

- No cost to Employer -

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Employee Benefits

• All family members can join OVBA

• They get the same benefits as employees

• No cost to the employer

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OVBA

Optimum Vision

Becomes Affordable