UnionBank January 6, 2020 SECURITIES AND EXCHANGE COMMISSION G/ F Secretariat Building PICC Complex, Roxas Boulevard UnionBank Plaza, Meralco Avenue Cor. Onyx 8 Sapphire Roads

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Boulevard UnionBank Plaza Meralco Avenue Cor Onyx 8 Sapphire Roads loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader036vdocumentsusreader036viewer20220714106105154c8ad6a30aee558574html5thumbnails2jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=3Page 3button div class=ts-imageimg data-url=-unionbank-january-6-2020-securities-and-exchange-commission-g-f-secretariathtmlpage=3 data-page=3 class=ts-thumb lazyload alt=Page 3: UnionBank January 6 2020 SECURITIES AND EXCHANGE COMMISSION G F Secretariat Building PICC Complex Roxas Boulevard UnionBank Plaza Meralco Avenue Cor Onyx 8 Sapphire Roads loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader036vdocumentsusreader036viewer20220714106105154c8ad6a30aee558574html5thumbnails3jpg width=140 height=200 divdivdiv 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Boulevard UnionBank Plaza Meralco Avenue Cor Onyx 8 Sapphire Roads loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader036vdocumentsusreader036viewer20220714106105154c8ad6a30aee558574html5thumbnails5jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=6Page 6button div class=ts-imageimg data-url=-unionbank-january-6-2020-securities-and-exchange-commission-g-f-secretariathtmlpage=6 data-page=6 class=ts-thumb lazyload alt=Page 6: UnionBank January 6 2020 SECURITIES AND EXCHANGE COMMISSION G F Secretariat Building PICC Complex Roxas Boulevard UnionBank Plaza Meralco Avenue Cor Onyx 8 Sapphire Roads loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader036vdocumentsusreader036viewer20220714106105154c8ad6a30aee558574html5thumbnails6jpg width=140 height=200 divdivdiv 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Boulevard UnionBank Plaza Meralco Avenue Cor Onyx 8 Sapphire Roads loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader036vdocumentsusreader036viewer20220714106105154c8ad6a30aee558574html5thumbnails8jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=9Page 9button div class=ts-imageimg data-url=-unionbank-january-6-2020-securities-and-exchange-commission-g-f-secretariathtmlpage=9 data-page=9 class=ts-thumb lazyload alt=Page 9: UnionBank January 6 2020 SECURITIES AND EXCHANGE COMMISSION G F Secretariat Building PICC Complex Roxas Boulevard UnionBank Plaza Meralco Avenue Cor Onyx 8 Sapphire Roads loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader036vdocumentsusreader036viewer20220714106105154c8ad6a30aee558574html5thumbnails9jpg width=140 height=200 divdivdiv 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Roxas Boulevard UnionBank Plaza Meralco Avenue Cor Onyx 8 Sapphire Roads loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader036vdocumentsusreader036viewer20220714106105154c8ad6a30aee558574html5thumbnails11jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=12Page 12button div class=ts-imageimg data-url=-unionbank-january-6-2020-securities-and-exchange-commission-g-f-secretariathtmlpage=12 data-page=12 class=ts-thumb lazyload alt=Page 12: UnionBank January 6 2020 SECURITIES AND EXCHANGE COMMISSION G F Secretariat Building PICC Complex Roxas Boulevard UnionBank Plaza Meralco Avenue Cor Onyx 8 Sapphire Roads loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader036vdocumentsusreader036viewer20220714106105154c8ad6a30aee558574html5thumbnails12jpg width=140 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Building PICC Complex Roxas Boulevard UnionBank Plaza Meralco Avenue Cor Onyx 8 Sapphire Roads loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader036vdocumentsusreader036viewer20220714106105154c8ad6a30aee558574html5thumbnails14jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=15Page 15button div class=ts-imageimg data-url=-unionbank-january-6-2020-securities-and-exchange-commission-g-f-secretariathtmlpage=15 data-page=15 class=ts-thumb lazyload alt=Page 15: UnionBank January 6 2020 SECURITIES AND EXCHANGE COMMISSION G F Secretariat Building PICC Complex Roxas Boulevard UnionBank Plaza Meralco Avenue Cor Onyx 8 Sapphire Roads loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC 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