div class=ts-pagebutton class=gotoPage data-page=1Page 1button div class=ts-imageimg data-url=-hkia-journal-is-published-by-pace-publishing-ltd-room-607-8-6f-blk-b-minghtmlpage=1 data-page=1 class=ts-thumb lazyload alt=Page 1: HKIA Journal is published by PACE Publishing Ltd Room 607-8 6F Blk B Ming Pao Ind Centre 18 Ka Yip Street Chaiwan HR Tell 2897 1688 Fax: 2897 2888 B 607-608 FROM THEÆDITOR loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentsusreader033viewer20220602225f07936c7e708231d41dababhtml5thumbnails1jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=2Page 2button div class=ts-imageimg data-url=-hkia-journal-is-published-by-pace-publishing-ltd-room-607-8-6f-blk-b-minghtmlpage=2 data-page=2 class=ts-thumb lazyload alt=Page 2: HKIA Journal is published by PACE Publishing Ltd Room 607-8 6F Blk B Ming Pao Ind Centre 18 Ka Yip Street Chaiwan HR Tell 2897 1688 Fax: 2897 2888 B 607-608 FROM THEÆDITOR loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentsusreader033viewer20220602225f07936c7e708231d41dababhtml5thumbnails2jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=3Page 3button div class=ts-imageimg data-url=-hkia-journal-is-published-by-pace-publishing-ltd-room-607-8-6f-blk-b-minghtmlpage=3 data-page=3 class=ts-thumb lazyload alt=Page 3: HKIA Journal is published by PACE Publishing Ltd Room 607-8 6F Blk B Ming Pao Ind Centre 18 Ka Yip Street Chaiwan HR Tell 2897 1688 Fax: 2897 2888 B 607-608 FROM THEÆDITOR loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentsusreader033viewer20220602225f07936c7e708231d41dababhtml5thumbnails3jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=4Page 4button div class=ts-imageimg data-url=-hkia-journal-is-published-by-pace-publishing-ltd-room-607-8-6f-blk-b-minghtmlpage=4 data-page=4 class=ts-thumb lazyload alt=Page 4: HKIA Journal is published by PACE Publishing Ltd Room 607-8 6F Blk B Ming Pao Ind Centre 18 Ka Yip Street Chaiwan HR Tell 2897 1688 Fax: 2897 2888 B 607-608 FROM THEÆDITOR loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentsusreader033viewer20220602225f07936c7e708231d41dababhtml5thumbnails4jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=5Page 5button div class=ts-imageimg data-url=-hkia-journal-is-published-by-pace-publishing-ltd-room-607-8-6f-blk-b-minghtmlpage=5 data-page=5 class=ts-thumb lazyload alt=Page 5: HKIA Journal is published by PACE Publishing Ltd Room 607-8 6F Blk B Ming Pao Ind Centre 18 Ka Yip Street Chaiwan HR Tell 2897 1688 Fax: 2897 2888 B 607-608 FROM THEÆDITOR loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentsusreader033viewer20220602225f07936c7e708231d41dababhtml5thumbnails5jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=6Page 6button div class=ts-imageimg data-url=-hkia-journal-is-published-by-pace-publishing-ltd-room-607-8-6f-blk-b-minghtmlpage=6 data-page=6 class=ts-thumb lazyload alt=Page 6: HKIA Journal is published by PACE Publishing Ltd Room 607-8 6F Blk B Ming Pao Ind Centre 18 Ka Yip Street Chaiwan HR Tell 2897 1688 Fax: 2897 2888 B 607-608 FROM THEÆDITOR loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentsusreader033viewer20220602225f07936c7e708231d41dababhtml5thumbnails6jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=7Page 7button div class=ts-imageimg data-url=-hkia-journal-is-published-by-pace-publishing-ltd-room-607-8-6f-blk-b-minghtmlpage=7 data-page=7 class=ts-thumb lazyload alt=Page 7: HKIA Journal is published by PACE Publishing Ltd Room 607-8 6F Blk B Ming Pao Ind Centre 18 Ka Yip Street Chaiwan HR Tell 2897 1688 Fax: 2897 2888 B 607-608 FROM THEÆDITOR loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentsusreader033viewer20220602225f07936c7e708231d41dababhtml5thumbnails7jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=8Page 8button div class=ts-imageimg data-url=-hkia-journal-is-published-by-pace-publishing-ltd-room-607-8-6f-blk-b-minghtmlpage=8 data-page=8 class=ts-thumb lazyload alt=Page 8: HKIA Journal is published by PACE Publishing Ltd Room 607-8 6F Blk B Ming Pao Ind Centre 18 Ka Yip Street Chaiwan HR Tell 2897 1688 Fax: 2897 2888 B 607-608 FROM THEÆDITOR loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentsusreader033viewer20220602225f07936c7e708231d41dababhtml5thumbnails8jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=9Page 9button div class=ts-imageimg data-url=-hkia-journal-is-published-by-pace-publishing-ltd-room-607-8-6f-blk-b-minghtmlpage=9 data-page=9 class=ts-thumb lazyload alt=Page 9: HKIA Journal is published by PACE Publishing Ltd Room 607-8 6F Blk B Ming Pao Ind Centre 18 Ka Yip Street Chaiwan HR Tell 2897 1688 Fax: 2897 2888 B 607-608 FROM THEÆDITOR loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentsusreader033viewer20220602225f07936c7e708231d41dababhtml5thumbnails9jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=10Page 10button div class=ts-imageimg data-url=-hkia-journal-is-published-by-pace-publishing-ltd-room-607-8-6f-blk-b-minghtmlpage=10 data-page=10 class=ts-thumb lazyload alt=Page 10: HKIA Journal is published by PACE Publishing Ltd Room 607-8 6F Blk B Ming Pao Ind Centre 18 Ka Yip Street Chaiwan HR Tell 2897 1688 Fax: 2897 2888 B 607-608 FROM THEÆDITOR loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentsusreader033viewer20220602225f07936c7e708231d41dababhtml5thumbnails10jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=11Page 11button div class=ts-imageimg data-url=-hkia-journal-is-published-by-pace-publishing-ltd-room-607-8-6f-blk-b-minghtmlpage=11 data-page=11 class=ts-thumb lazyload alt=Page 11: HKIA Journal is published by PACE Publishing Ltd Room 607-8 6F Blk B Ming Pao Ind Centre 18 Ka Yip Street Chaiwan HR Tell 2897 1688 Fax: 2897 2888 B 607-608 FROM THEÆDITOR loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentsusreader033viewer20220602225f07936c7e708231d41dababhtml5thumbnails11jpg width=140 height=200 divdiv