ELLEN JANSENI i l .s t ruraer. t lTo : 2OD4OS4 ?9 ?

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AF{TICLE I

AR,TICLE II

AR?.ICLE JII

TABLE OF fiONTFNTS

N4lvl E, f,lEi\.,1 BE RS.i{tp, App LICABI Ltry,AI.ID DEF!NITIONS1.1 Name1-2 Membershjp4 ^. *1 UeIJnlUons

ASSCCtATtOil: MEEI1NGS, eUO,tUM,VOTING, PROXIES2-1 Place of Meetinr:s2-2 First Meeting *ni An:ruat Meetings?.q Speciali'leetings2-1 Notice cf tr4eetings2.5 V/ai'yer of NoticJ?9 Adjoumment of I'teetings2.7 Voting2-e proxies2.9 Quorum2"1X Acrion iA/lthoutA Forrnal $4eeting2.11 Acfon Ey Ll,riti.en Bajlot

qcARD cF DTRECTORS: NUMBER,PO\I/ERS, MEETINGS:1 Governing Bod5,; Co;,nposition:.: urrecicrs Appoirted by Declarantr..1 Numbei- of Dirsctors3,4 Nomination of Directors3.5 Eiection and Temr of Orf?ce3.6 RemovalofDirectcrs;3.7 r,./acancies

9 I Organlzaiiona! MeetingsI I Regular Meetings! 1q Speciar Meetinsl3.i1 $Jaiver of NotiCe3,12 Quorum cf tsoard of llireclors3.13 Cornpensation?.14 Ocen f",leetings3.15 Executhre Session3.16 Acticn Without A Formai Meeiing1.17 Telephonic pafficipation "3.1$ Powersl.]s ManagementAgent3.20 Bcrrowing3.?1 Tiniqis of Suspension pi-aceduro_

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ARTICLE iV

ARTICLE V

A,RTICLE VI

OFFiCERS4.1 Officers4.2 Election4,3 Removal1.4 Presiderri4.5 Vice president4.6 Seci.eiary4.7 Treesurer4-B Resigraiion

CCMM{TTEES

M;SGELLANEOUS6.1 Fiscal year6.2 Pailiarnen=ry Rules6,3 Cor:flicis6.4 Arnendrnent

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BYLAWS

OF

DEER LAKE HOMEOWNERS,ASSOGIA?iOf,I, f NC.

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1'1 Narne" The narne of the corporation shall be Deer Lake Horneow:rersAs;sociation, trnc. (' Asscciation,').

1-2- Membership- The Association shail have rw-o (zi crasses ofmerrbership, as is more fufly set forth in thrat ceffain oeclaration of protectiveccvenants for Deer Lake subdjvision (,,Der:ra:ation,';, t|",e teims of thcse of w,ricapefiain to mernbei-ship are specifically incorpcrated 5y reference hei-ejn.

t'3' Ilefinitions: -The capitalized tvoids used in these Bylaws shall have thesalrle r'eaning as set fofih i;r the Deciaration, unless the coniexi shail corresponcot;renr,rise,

2'1' Fjace af M-eetings. Meetings of thg Associaticn shalt be held ai theAss;ociation's principai office or at such oth-er suifable pJa;; conl,enient to ihe membersas may be desfrgnafg9 nv lhe Boatd, eitrer in the Cornmunity or as conveileni to theCoinmunity as possible and practical.

2'2' FIirst Meeting and Annuaf ffle,etings. An annual o; special rneering shaltbe lield within one year from the date the DeclarJtion is recorcec . Annua[rneeiingsshall be set by the B+ard so as to occuj'no later than sixty {60i days afier the clcse ofthe Assoc:ation's flscal year.

2'3, Specjal Meetlnqs. The President may cali speciat rneetings. ln addjticn,i; shall be :he Presiient's cuty to call a special meetiig of the Associadon jf sa directedby rr=soluticn of ii"le. Boa.;-! or upqn a petiiion signed by-at least five ii%) p=r*ni of tne

. Toial Associatic'n Vote (the ccnsent of the Declarant snatl not be requirei). The nctice..of ary special r''neetirg shail state the date, tirne, and place of s,.rch meetiig and thepurpose ihereof: No business shall be tiansircted at a specia{ rneeiing, exiept asstai*$d in'r:he noftce.

ARTICLE I

ARTICLE II

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2.4- N+tice of Meetings. lt ehall br= the duty of the Secretaqg to :nail or tocause to be ieliverec to the Owner oleach Lot {as shourn in tfte records of the

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ELLEN JANSEN 8037089070 o .4I r r t r r m e r r t r ' i c :

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*T:?1,::)_.:,,ldji:1..?-De-clara.nr, so rong as Dectaranr olvns any real property r,,.,iihin;ih; il;;;;iffU;i,;

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*f"j:: 111:j?.-*.1!T? i 1s t1i1e herd.and'in tr-." ""r.= if , il#il;;-i;:il;purpose thereoi. [i an owner wishes noiir;e ro be given at an a-ifi;;o.1l;;i[,., ni= o'.her I ot, th* Oivner shatldesitEnate such o'ther aCdress in v,rriiing to the Secretary Thenraitins or celirrery o-, a :ratice of meeting in the ;til#r;-;;;i;; ;hi-:;;;'*r,utt n=

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considered seru'ice of nctice. Noiices shall be senec not lessihan ten flojno.moretf"ran sixty,(00) days betb:e a meeiing_

?'5' tA/aiver Qf Notice. v'/aiver of notice of a meeting of ihc rnerabers shallbe deerned ihe e-q.uiiralent of proper nc:icer. Any nremb*, *"y in ia..riiing, vuaive noiicecf any rneeting of ihe merrbers, either beicre ci after such n-r;eting. Suth rr.,r;ttenno:ice shall be celi'verec io tne secretary fcr inclusion in ihe Assoc-iaiion's m[nutes.Aitencance ai a meetinu by a memcer, whrether in person er by proxy, shlllbe deenredrv:ri'rer by such rnsrrber cf rotlce of the time, date, and piace thereof, unless sucnrnembei- soaiflcaliy objecis to lark of proper notrce u. tilu time the meeting is cafled ioordei-

lf any meetings of the Asscciation cannot c.elajr:rit5, of the .rembers who are present at, nray adjoum the meeting to a time not lessfrorn the time the enginai meeting wash a quorum is present, any busir.ess whichI originally called ma_u be transacted withoui

2'7' Voting' The voting rights of the rnembers srail be as set forth in iheArttcles of lncorpoiation and the Deiia..aiion, and such voting righis ar.e specificattyincorporaied by this reference.

2'8. Proxies. Al all rneeiings of members. eacn rnember may rrote in personor i:y.proxy. AIL nroxies sl:afi be in rr,rriting. clat=d, and fiied y;i:h the Sejretary before theappcinted tii 'ne of each rneeting. Every prc;<y shalt be revocable and shall automaticallycease upon cGj'lve:/ance by the member of r;uch mernber's Lot, cr upon receipt ofnatfice by the Socretary cf the death or judiciaillr cjeclared incornpeten ce of a menrbei,cr cf 'urritlen revocatian, or upon the expination bf eteven (1f ) months from t[e cjate ofthe proxy.

2,9. Guorum- Tre presence" in person or by pror/, of t'*e,rty-f,ve tzi%)perce:r{ of the toial eligible Association vote shall constiiute a quorum at aJI rneetings ofihe Association- The rnembers present at a duly called or held meeting at rarhich aquorurn is prese:lt r"nay continue tc do business urtil adjournmen:, nowriihstanding thewithdrawal of enough ,-nemQers ti ' leave less than a quSrurn. Any amendment io this

. !e.ct!1slaticomply wiih the provisions of tfre South Carotina Ntnprofit CorporationAct, S G- Code Section 33-Si-iD, eiseq.

2.'f 0, Action Wlthout A Fcrmal llrieeting. Any aciion to be iaken at a meetingof the members, or v,ihich may be taken at a meeting of ihe meftbers, may Je ta[<e,r

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ELLEN JANSENInstrurnent l , Io: 2Of l4OS4?9? Bookp,age: R.098?: 165. !

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witlioui a meeting if cne or rnore.d/ritten ,ne siqnerj il;;;i;-." hnrari^_ _r ,^__r ?qn:"lt-:eiting fotth ihe actlon so hken shaitH-::'.:"^i"?lJi".H"T;,1? j[J;ll",n":;i'd:6;g";#+i1Til?il.ix:li':',ffi i:Xfr I5ff=T;,f :?:":: j:T:,:*":r_T?_=l.F,n%ii!="*.i"ff :T;H",#ffi;,"1fl ligJ,ffJrT+',-1iil;1il'51trilffi ff i*::"':li::l-:i:ii;id:d'"*_"::ilhlx=;nsanySITJ#JT1:,;,1;=; ?T5:tpin::l-"il.;""ff;;;;#,;:i,f,,"":"#:?ll":*A=";il",*._:,".:*:9,,1ff1,:."j*+r^,9;Cfi ;;#-fi l:=r;ffi #;3T[ffi l];,"iil;"T,[#::""1,k1H:J;::::""::ltg-,1.il?Flid;JiiJl1l5'ilHyi::

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A- Gornpositiqn and Selectjon.

3'f ' Governing Body; Cornposition" The affarrs o; ihe A.ssociaijon shall begoverned by a Board of Direciors' Exceptas provided in section 3,2, the djrecfcrs rnustresicie in the communify and shal{ ue m6mbe,s or "pou"u"lt

suoh mernsers; hcv,rever,no perssn and his or her spouse n'ray serve on ihe ticard at the same tirne.

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EI-LEN JANSENI usb . sumen tNo ; 200408€?9T Boo t iPage : RCSB? :x .€SE

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resrdence; or (c) the suf:endei rU O?i:i:"^T,lly.iyg of rhe aurhoriry to apnoint andrernove directors and c,fficers ortheAssr:c;afion. raln L.rlvner, uy accepiance of,arjeed to or ether Gonveyance of a Lot, vests in oeJafani sucn authority to appcini andremove directors and o#icers of the Association.-iie-uirectcr-s selected by iheileclarani need not be owners oi rtioe*tu inrrre co-,rirounitv.

3'3' Number of Direct+rs- Thr= BoarS shall ccns:st of three members. Afterilhe Decjarant's right to app+ini aiu"to" ano orncerJtei,li:nates, th. B;;;J ;ay expandilre numbe; of djreciors ic'five oi'="]r*n n.ie;]bers, which shall be filled by a vote of ihenrembers in accoi-dance vyith Sectron 3.Flib),

3'4' Nornination of Directsrs' ilectec directors shalibe norninaied from thefloor and may also be nomlrreiea-lil no,ninatins ;ili.,{r*=, if such a co,trraifiee isesiablishec bry ihe Board. a:i canciioates shaii hiuu a -rscnabie opportunity iccomrnunicate their quarificaiions tc the members and to soric;t votes.

"no noij.t;"j,;..::?,:

and Term of officie. Owner-etected cireciors shatJ be etecred

(a) After the Declarant's righf io appoint directors and offisers:-J['ffirT:'Jil:*-.::"iation sharf caila =p.,-iut *ueti"s io be herd anviricn swners sha6

(b) Tlerea"ter, direcfors ehalf be eiecied at the Association,s ann:ralmeieting. Aileiigible menrhers of tire essooiatjon =nafl vot* on ali djrector* to beelested, and the cancidate (s) r***iuing the most votes sha* be elected.At the special meeiing in which lhe ovrners initially elect directofs, rwi*o directo;sshetli be elected fo irr"'o-year l=''os

"rc on* director shallte elected to a one-year te:m.At {he expiration cf ihe initiat te.m cr Jrn.*,ti*;;';;;;u* owner-elecrg6f diyeninr ̂successcr snall be elected io serve for a term of s,vo years. The ciireciors shall ffi" "pfEce untij their respecii'e successo:s shail nave u"e'n Jiu"t*o by the Association-

rec{ors. At a1y reg. ular or speoial rneeting of ths)rre cr rnore of the Cireotors may be rernovld, wit:r or:i the TctalAssociation Vote anc a successor may then) vaoancy thuE created- A dii"ecror whose r**ouil t,t""l) cjays'notiee of ihe callingr opportuniiy to be heard atrsecutive unexcusedayrfient of an assessmentihe rernaining directcrs atd by Decfarant-

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' 3'7' vacancies. Vacancies in the lloard caused by any reason, exctuding theremoval cf a director by vcte cf the Associaiirrr, uhJi-u" r,rrJu uv u vote oi tn* *"i"rrtyof th* re naining dii-ectors, e'ren thoug n-i.*= th." "

qlriu*]", any ri:eeting o;- theBoarij. Eacr person so serecte* snii. serye r,he unexpired partion of fhe term.

Ehis Doetlhent i.:s not

ELLEN JANSEN

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S. Meetings_

3's orqanizational &4eetings. The first meeiing of the Board foilowlng eachannual rnemlrerJhio *.=ting "l',arr

ne n*ldi laritnin i"; a10) cays thereafter at such tirneand place as shall be fixed by the Board.

: meetings of the Board may be held at sirchr Ume to 6rne cy a majority of the direciors,hei,C during each fiscalyearrvith at least one

I shall consiitute sufficient notice of suche right tc appoint directors io the Boai.d,I one (1i meeting perfiscal year.

3'f q' Special M+etings. Special meetings of the Board shallbe heii v,rher:requested by the President, Vice Prssident, Dr uyLny hvo director-s. The notjce shalJnd the tature sf any special business;o perch direcfr.or by one of the foltowing methocs:y first class majl, posiage orepaid; (c) bythe d:rector or to a person ai the dlrector's:pected to cornrnunicate such noiiceage, fiber opiic, or telecommunication to the:e to such direetoCs hcme or office. Allrecior's address, ielephone num.cer, or other)n's records- Notices sent byr first olass nrail:ox at least iour (4) days before the time setde livery, telephcne. or te jecomrnunicaiionbefore the tin:e set for the meeiing.

3'1'l - Waiver af Notiee. The imnsacficns af any Board rr,eeting, hor,vevercal lec and not iced ort 'vher€verh*ld, shal l be asval id asihough taken aia meeting duly

l:'urn is present, and {b) eiiher before orreseni signs a written r,vaiver of notice, arai of the rninutes" The rr,rajver of notice ormeeting. Notice cf a meering shalf atso be

conlmenc€meni anout ihe lacr of adequa.re n.rf"u"onn wifhout protesting before cr at iis

3-12' Quorum ef Board of Directors. At atl Board nreetings, a r-.rajority, of thedii-ectors shail constiiute a quo:um for ihe iransae'iion of business, a-nd tne votes ct amajoi-ity of the Cirectcrs present at a meetingl at which a quorum is present shaliconstitute the decision of the Board. A rneeiing ai r,t'hirh a quorum of direCcrs ispresient initiatiy rnal'ccntinue to iransact business, notwithstanding the v,rithirawal ofdirectors. rf at ieast a nrajorify cf the required quorurn ior ihat n:eeiing apprcves anyacti+n taken. lf ihe Board cannot hold a meeiirng because e quorum is not present, ahraj*riry of ihe iirectcis at such meeting may ad;ourn the mee;lng io a tirne not ;essthsn five {5) cr rnore th_an thirb/ (30) days ficrn the Cate of ihe oriEinaln:eeting. Ai therec€nvened rneetir-9, if a qucrun: !s present the 3oard may iransact, without iurthernctice, any business wiich it rnight have transacted at tne criginal i-neeting, Any

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a,'ne:ldmenis tc ihis Seciion shafi comply \,vi.th the pi-ovisicns of :he South CaiolinaNonprofit corporatron Act. s.c. cocie sJction ss-sr-to;;1"*0.

3'13' Compensation, No director shall racelve any corn-censation from the.Association for ac;ing in such capaciiy.

3"14' open Meetings- Atl meetings of tlre Board shail be open to all rnembers,bu: members other than directors nraylot participate in any discussion ei" deliberatio,-r,uniess e.xpressly so aulhorized by the Board.

3'15' Executive sesslon" The Br;ard may adjcurn a mee:ii-rg and reconvenein execu:ive session tc discuss and vote upon per-"nnei matterS, Iiiigaticn in ,irrhich theAsscciation is or may beccn:e involved, =na orb*r" oini"in.=r cf a similarnature. Thenuiture of any and ali business to be consiclered in executive sessicn shaltflrst bearrnounced in open session.

reting, Any action tc ba taken af a meetingken ai a meeting af the d jrectci"s mav beienis, in r,vriting, setting ionh the ac{ion soirectors end deiivered to the Associaticn forrrate reeords.

. 3"17. li-eiephonic Fartieipation. One or rnore cjirectors rn3y pariicipate in andvote durlng any regular orspecialBoard rneeting ily rereptrone conferenc€ cail orsimliar cornrnunicaticn equipn:ent by mearu; orr,Iiricn jrip*iron* pa;ticipating in themeeting can hear each other ai trelarne time, and tfrosJ cliecto:s so pariiclpaiing shalibe present at such rneeting. Any such rneeting at wtricn L luotu* p"rti"ip.t*", "t.1attconstitute a meering of tha Baard.

C. Powers and Duties"

3"1B. Powers- The Soard shall be responsible for:he affairs of ths Associaticnanct shall :rave af { of the powers and duties necessafy for the adrninistration of the

nray oc a!{acis anci ihings as are not byrcted fo be done and exersise,C a:<clusirelvposed bythese Bylaws or by anyter be adopieC, the Boar-d shail have ihe, i:r way of explanation, but not limiiation:

- (a) preparaticn and adoption of an annual budget in which there sha6je established ltre contrlbution.of each ownt;r to the cornrnon sxpenses;

(b') making assessrnenis to defray the common expenses andestablishing the means and nethods of cojlecting such assessrj.lents;

(c) providlng ior the cperaticrn, care, upkeep, and maintenance of alfafees whicl-l are the rnainienance respcnsibility of the Associaiion;

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(d) deslgnating, hiring, anc djsr,rissing the F.ersonnel necessary for theoperation cf the A,ssociaiion an6, v,rhere appropriate, pioviding for the compensatjon cfsr:ch personnel and forthe purchase oteciuipmJ"t, i'lpiii*", and materialto be usedblr such pe's$nner in :he performance of their duties: ' '

t€) , . collecting the assessmenis, depositing the proceeds thEreoi in abetnk 'depository which if shatJ approve, and using the pr"r"*eos to administertheAssociation;

{f} i;raking and amending use restfictions and rufes and regulaticns;

. fgl openlng of bank accoLrnts on behalf of the Associatian andC-signating the slgnaiories re;uired:

rs the pravisions of lhe Decfaraticn. these'teci by it, ard b;inging any proceedingsrsi the Owners concerning the Association:sualties and Iiabijities, as p,rovjded in thererecf:

. tI) paying the ccst of ai[ services renderec to the Association or itsrnembers which are not diiecily chargeable to or"ners: 1'rY { reevL'aLrsrr sr

(kl keeping books wiih detailed accaunts of the receipts andexpenditu:-es afrecting the AssccFation and irs aci,:rinistration, and specifl,ing iheelaintenance a:rd repaii'expenses and any otirer expenses incurred; and iunc{ions.

tl) contracting wiil' any person for the performance cf varicus duties

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3'1s' ManagernentAgeni rhe Board may emproy for the Asscciaticn aprcfeesional ri:a:ragement.agent oi agents at a compensatiin establishe.d by the Boardtc perrorm such duties and se;-vices al the Board stratt auiirorize, The Declarant or anarfiliate of ihe Declarani.rn:y.g* employed as nranaging agent. Theterm of anynr'andg€r:1ent agreerfient shair not exceed o'e (1) riarlno shail be sucject tcierminafon by either pary, vrithoui carse eno wiih'out penalty, upon not rnore thannlnety (90) days'writien roijce.

3'2s. Berrrowing' The Board sf:ali hraue the power io borrout rnoney without"rhe arp'i'otral of the members of the Association pro',riced that the Board shall cbtainn:en'lbership approval in tne sarne manner asi foi special ""*u**rrr*ntg,

in the eveni thatthe proposed bo.'rowing i1 fi.rihe purpcse of r:rodifyirg, 'mproving, oradding amen,ttes,or th'p total amounr of such borrcw'ing exceeds or woul-ld exceed tEn thouse;d{$10,000.00) doilars of outstanding C.eOt at any o.re time.

ELLEN JANSEN

InstE1iTzlentNc: 2004Og +?S? Eool<->agie: F-Oge? r 16A6

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3'21' Fining or suspension Pror;edure. The Bcard shaltnot impose a fine (alate charge shatlnct.constriute a Rne; or suspend a merncer,s rlght to use any part ofilre comrnon prcperty unress and uniirthe foftov,ring p*"JJu* is fororrred:

{a) Notice. \\tiiien no{ic;e shali be sen,ed upon the violator byfirst-ciass cr cer'rifiei mail sent ta the last iaddress of tie merncei shovrn on tneAssociaticn's records, soecifu ing :

i1l the naiure of ilre viclation, the fine or suspension to beimpcsed, and the date, not iess *.iran fifreen (f Sl Aays ironrihe Cate ci the notiee, that the f;ne oi suspension ,r,tttak=stsonf.

that the vroleior may, within len ('lO) days frcm ihe dete Dfthe no-'ice, resuest a hearing r=garding the fine orsusoension inrpcsed;

the name, addrelss, and telephone numbers of a person tocontact to chail+nge the fine or suspension;

that.any statemenb, evid+nce, and rr,,itnesseg rnay bepioduced by ihe violator at the hearing; and

ihat atl rights to ilave the fine or susnension recor:slderedarelvai'red # a hearing is not requested rvjthin ten {iO} dayscf the d ate of ihe notise.

is requested, it shaf I be heid beiore iher s-all b'e given a reasonabte oppcrturity toI contain a vrritten state,-nent af the results ofr imposed prlcr to the date that is five (5)

(+i Enforcemenf. rn any aciion or proceeding to enfoice theDe:Jaraticn. these Bylaws. rhe ruies and regulaiions <jr ure AssJcjaiion, or decisfon oithe Board, the Association shall be entitled is recoverafl experrses fronr ihe violator,including all atirrrney's feas,

ARTfGLE: IVOFFIC:ERS

4'1' Officers. The off;ces cf the Association shalt be a Presi,Cent, Secretary,and Treasutgl' A"y ilvo cr more ofiices may be helcj by the sarne person, exceptingthe offices cf Presiclent and Secretary, The llresident ind Treasurer shall be elestedfrorrt'arnong the members of the-goai*. The Soard may appoinl such other offrcers,including one cr rncre Mce Presidsnis, ,A.ssistani Secretariii. or Assistant Treasu;-ers,as it shall deem desirable.

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4''3' Rem.ovaj. Any officer may. b.? rern.o\'ed by the Board wr.renever, in itsjudgmerrt, the best interests br tr,e Associ;ation wilr bssJrv,ed ihereby.

hall be tire chief executive sftic=r of iheatlcn and Board meetings. The presid=ni:s which are incident to the cffice oiiher tl"re South Carolina Nonprcfit Coiporation

4's' Vice President lf appoinieo try the Board, tre vice presideni shait actin the President's absenca tna snatl'r,ave allpo,,v=rr" uuiBs. and resppnsibili i iesprovicied for ihe president when so acting.

4'5' Secretary. The secretary shall keep the minutes of alJ meeiings of theAssociation and of the Bcard anc sl:ait nav-e charge .r =u"i books and papers as theBcard r:ray direct anc shall, in generi, perl'orrn aliouties incident to the arfice oF thesecretary of a oorporation organized in accrri-clance vrith Souih Garolina law.

4'7" Treasurer. The Treasurer shaid have ihe .'-espcnsibirity for,freAssocia*Joc"s funds ancj securities and shalfl be.""pon*iui* icr keeping full anlounr shorying all receipts andancialstatement$ and tax returns, and foreffects in ihe nsme of ihe.Associaiion ormay be cjesignated by the Baard #onr time

-4'8' Resignation. Any of,icer malr resign at any time by giving vr:1iter noijcetc the Eoaro' such resignation ihaf I '.'a,<e eiteci o-n ti,'" J-iu of the receipi of such nciiceor ai any later time specified iherein, and unless othenvise specified iherejn, theaccep:an3e of such resignation shall not be necessary to maice if effeciive,

; ARTrc:i-E: vc;oMMf'EEES

' - ccn:mittees tc perfcrnr such tasks anrr to serve for sucr periods as may becfes:gnated by th'e Board are-hereb,y auihcrized. Eacrr *nrnrittee shallbe compo-+edand shallcperate in accordance wiih fhe ierrrrs of the reeoiuticn of ihe Bcarddesil;nating the committee or,oith ruies adopted by the goiri.

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G-2. Parl iamengo\./ern the ccnduct Of aliCarolina law, rne Articlesmac'e by the peEon p

S.3. Confiicts,of S-:uih Caro{ina [avr, rnethe orcvisions cf Southtl-.e B-viaw.s (in ihar order)

6-4. Amendrne

go\,emmgntal le;der or

amandment is necessary:applicable gcvernmentai sany tiUe insurance csFnoatsi.roject to the Declai-afion:

ARTIDLE VIMI$CEJJ A.NFOU$

es the itght to appoinr and remove the direciors and

Ferderal National Lrlortgageto enabie s: ich lender or oL

The fiscal yeiar of the Association shali be ,.he calendar'nrined by iesohrtion of the Board.

Rules. Roberts Rules of Order (current editionj shaticciatlon prooeedings, when not in conflict with South

f lncorporation, the Declaratjon, these Bylaivs, ora rulinging over lhe proceeding.

there are ccnflicts cr inconsistencies beiween ihe prcvislcns'n;cles of lncorcorati,fn. ihe Deciara:ion, and these tsyla.*rs,

ina lalv, the Declaration. ihe Adicjes cf !ncorpor-ation, andI l prevai, .

haseraf mcrtglage loans, incluijing, for exarnple, tle\ssociation cr Federal Home Loan Mortgage borpcration,c,l':aser to make or purchase t\4or.igage lcans on the Lotsr {o) ic enacle any governmental agenc5l cr private

or guarantee Mctgage icans on the Lots slbjec.l to the

]larant has the right unitaterall5,1s s._rbject adiiticnaleclarant may uniiaierally anrend the$e B\.laws fsr any

h amendrnent shalI not materially aciversely affect theny Lct Orvrer without lne Gonsent of th+ affected Lst

rf Ver'e.'ans Affairs (ir ft is then guaranteefng lv'iortEages ina projeei apFroval for the guaranteelng of such

the,Cornrnunity or has issued a projeC apprcval for therall have tha righri io veto amendrnents to these Byiaws

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su:ject tc ihe Declaration:r..tsurance cornpany ioDeciaration

Ftrrther, so long asprcrpeny to the Declaration.other pui-pose; hcvrreyer,substar.tive righis or tiile cfOrnlner.

ln addl i ion, these may be a,-lended upon the arftrmatjye vote c,r rrrritisnccnsant, or any combin thereci cf at leasr t'rvo-thirds (2r'B) of the Toial .AssociationVote, and the ccnsentofCoi"nrnunily.

so long as Deolarant owns any property within tire

The U.S. Depzrtrnenil're Ccrnmunity sy gr*

partrnent of F{ousing and Urban De'yeioprnent {if it ismoitqages) and/oi- the U.S.then insuring any Mortgageinsuring of such rnor-rgages)for as lcng as the Declarantofficei"s of tl're Asscciation.

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1s'8 Heedings; captions' Tlr* headings and captions ceniained in ihisDeclaration are insertld only for con,.,e$ience and iie in no way to be csnstrued as3?lililfij,[i1,.:fl,;:fLti, ir crheruris= *,,cmying ol'Jooing to iriu-pulj"Jlrerticre or

e ccvenants, conditions, resirictio:rs, or other,rwlul, void, or vo;dabfe far vioJaticn of the rule:shallcontinue onl5i until tv.renty_one {21) y.i"rw Iving Cescendants of Elizabeth l{,'ejeen of

15.1.! Bocks and Records.

s -and Mortgagees. This Declaration, thenernbership register, bocks of account, and+ Bcard anC oi corn:nitiees shajl be made;rar:t orany member of ihe Association or bvrbeir ard by holders. insurers, orguarantorsLnd ior a Durpose i-easonabfy relatld io such[rer, cr guarantor of a first lvTortgage at theronable place as the Board shalf presaribe.

ib) Tjl*: for inspection- The Board shallesiabjish reasonabte ruieswith respect to: ( 1) notioe to be given io the custodian of the records; (z) hours and daysof.the work rvhen s'rch an inspeciion may be rnade; and i3) payrnent of the cost of.reprcducing ccpieg of {ocumenis"

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on rftay exeEise any righi or privilege given1r#s, the Arlicles cf lncorporatjcn, any useri'ivilege reasonably to be imp,ied from theelein cr reascnably necessary to effeotuate

ARTJCI.-E XVIYARIANCES

ry contained herein, the Declarant and thegrart individual variances from any of thend any rule, regulatisn, cr use restrietisn1 ;rt walver of app licafion or €nfcrcenaent oie inconsistent orith the oueiali scheme of

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ARTI$[-E XVIIICAP-f TAI.lZd'TrOI{l)F +SSOCt ATro N

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JN wlrNESs WHEREOF, the unclersigned, by its duly authorized ofiicers orXr?ff3i:il,have

executed the toretoing DeclaLiian tJ ue etie,:nve a" or te iate firsr

Signed, Seaied and Deliveredtn the Presence of:

STATE OF SOUTH CAROLINA

GOUNry OF RICHLAND

Perscnelly appearedsworn, deposes and savsJonathan P. Giles, its Vicefo;-egoing Declaralion; andthereof-

Sv'..orn to before me this

lefore rne, the underslgned rvitngss, wha being flrst dulythat (s)he saw the r,vjfhin named D.R. HORTOFI, if,lC- AVPresident, sign, se=l and as iis act and deed, deliver tFre

that (sihe wiih, the other witness, rvitnessed the execution

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